Chatageddon

Steve’s kid is in Grade 12 now. Like a doting dad, he drives her to school in the morning.

“On the way she casually mentioned that they had a homework assignment sent last night and one kid in the class had ChatGPT make up 16 UNIQUE multiple page answers to the SAME assignment,” he tells me, “one for each kid and he had them all sent to each of them by email.  Daughter read them and said they were each perfect…no way to tell that they were not written by the kids themselves.  She said it was ‘eerie’ and that’s a lot for her.”

We’re talking AI here. Artificial Intelligence. Fifty days ago an outfit called OpenAI launched a chatbot built on the company’s family of language models. ChatGPT is not only incredibly smart and scary, but it learns continuously as it’s used. And it’s used a lot. Over a million people are doing it now. Scads more a day. Not hard to see why.

Steve adds this: “I first heard about this from my friend who works in Admin at Sauder Business school at UBC.  They are literally losing their shorts over OpenAI and where it is now and how it threatens post secondary education’s very existence.  He honestly told me that he is not sure his school will survive this and they are scrambling to come up with a way to navigate it. I had to share this with someone important, so it’s you.”

Well, this is serious stuff. It could change humanity, markets, finance and the course of history. Really. So far ChatGPT has been used to troll, spam, create and obfuscate. Use Google to discover how clever or sexist or potent it is. The chatbot also has educators quaking, as Steve showed.

For example, use of ChatGPT has been banned by the largest school district in the US, the New York Department of Education. It hampers learning, the educators say, and promotes misinformation. “While the tool may be able to provide quick and easy answers to questions, it does not build critical thinking and problem-solving skills, which are essential for academic and lifelong success.” As Steve’s daughter relayed, it can indeed supplant learning and be undetectable. Yikes.

Well, let’s give this puppy a spin. Our topic du jour: the US debt ceiling crisis, which was officially launched today and could lead to a global disaster.

So, Chatbot baby, pen an essay that I can submit to my Grade 12 teacher about the issue:

The debt ceiling is a legal limit set by the US government on the amount of money it can borrow to finance its operations. When the debt ceiling is reached, the government must either raise the limit or face the possibility of defaulting on its debt obligations.

The current debt ceiling debate carries risks to both the US and global economies. If the debt ceiling is not raised and the government defaults on its debt, it could lead to a severe recession or even a depression in the US, and could also cause a major global financial crisis. Additionally, if the debt ceiling is not raised, it could lead to a downgrade of the US credit rating, which would increase the cost of borrowing for the government, businesses, and individuals. This could also lead to a loss of investor confidence in the US economy, which could cause stock markets to crash and lead to a decrease in economic activity.

It is difficult to predict with certainty whether Kevin McCarthy’s election as Speaker of the House of Representatives will make it more difficult to have a debt ceiling resolution.

As the leader of the Republican Party in the House of Representatives, McCarthy may be more inclined to take a hardline stance on the debt ceiling, in line with the party’s conservative fiscal philosophy. This could make it more difficult to reach a compromise with the Democratic Party, which controls the Senate and the White House.

On the other hand, McCarthy has been in Congress for a long time, and has a reputation for being a pragmatic and deal-making politician. He might be more willing to negotiate and find common ground with the other side in order to avoid a government shutdown or a debt default, which would have severe economic consequences.

So, his position as speaker might have an impact, but it’s not possible to say for sure without knowing more about the specific details of the negotiation and the position of the other political actors involved.

Cool. But it’s a little dry and factual, so let’s punch it up a notch. Chatterbox, how about writing the lyrics to a rock song about the debt crisis?

Verse 1: The debt is rising, it’s getting high
The politicians, they can’t decide
Should we raise it, or let it be
The future of our economy

Chorus:
Debt ceiling, debt ceiling
What’s the right thing to do
Debt ceiling, debt ceiling
The debate is raging on and on

Verse 2:
Some say cut, some say spend
But either way, it’s the end
Of our prosperity, we might fall
If we don’t get this right, we’ll lose it all

Chorus:
Debt ceiling, debt ceiling
What’s the right thing to do
Debt ceiling, debt ceiling
The debate is raging on and on

Bridge:
The clock is ticking, time is running out
We need a solution, there’s no doubt
It’s a delicate balance, we must weigh
The cost of living, versus what we’ll pay

Chorus:
Debt ceiling, debt ceiling
What’s the right thing to do Debt ceiling, debt ceiling
The debate is raging on and on

Outro:
The debt ceiling debate, it’s a tough one
But let’s hope that we can get it done
For the sake of our economy
We must find a solution, for you and me.

Sweet, but I’m in uni now and a first-year English Lit student who is studying the composition of sonnets. The assignment is to write something in that style. So, Chat-thingy, telleth me about the debt crisis:

The debt doth rise, like tide upon the shore,
A weight that drags our nation in its wake.
Politicians squabble, as they oft before,
Each side a plan that they alone will make.

The right doth call for cuts, the left for spending,
A balance hard to find in times like these.
But both agree the debt is quickly nearing
A point of no return, if left to freeze.

The clock doth tick, the time for action’s now,
For if we tarry, all may be for naught.
A delicate balance we must somehow
Achieve, lest our economy be caught
In debt’s tempestuous and stormy sea,
A nation’s future hangs in balance, thee.

Tingles. But now for citizen action. The debt ceiling crisis must be avoided at all costs for the sake of global financial security. Only one dude can really make that happen, so let’s merge what Chatboy has to say with a giant mailing list:

Subject: Urgent: Debt Ceiling Crisis

Dear President Biden,

I am writing to express my grave concern about the current debt ceiling crisis facing our nation. As you are aware, the government is approaching its legal limit on borrowing, and if the debt ceiling is not raised, it could lead to a default on our debt obligations, which would have severe economic consequences for our country and the world.

I urge you to take immediate action to address this crisis by working with Congress to raise the debt ceiling and avoid a potential default. It is vital that we take a responsible and pragmatic approach to addressing our nation’s debt, rather than engaging in partisan politics.

I also urge you to consider long-term solutions to address our nation’s debt, such as reducing government spending and implementing policies that promote economic growth.

I appreciate your leadership and commitment to our country, and I have faith that together we can find a resolution to this crisis.

Sincerely,
[Your Name]

This is probably not going to end well. And I don’t mean the debt ceiling crisis.

About the picture: “G’Day Garth,” writes Phillip, who says he is a Vancouver snowbird in S. California. “My Canadian Bro-in-law in Vancouver turned me onto your Blog a couple of years ago. I had to read a few back issues to get your gist and now I’m hooked & up to speed. We all have to thank you for your invaluable insight and broad perspective on the current affairs that affect our daily lives. We Colonials are lucky to have you on our side. As an older digger I’ve had to jump through a few hoops over the many years without the guidance you give to your dedicated admirers. Miss Maisey is the beautiful Boston love of my life, she’s sharp as a tack and has me under her paw, a trait she learnt from her mama. A little squeak will have me tickling her belly, throwing her ball or scrambling for her treats. She’s in her toy box taking Inventory, she just turned 4 years old! Thanks again for all you do.”

164 comments ↓

#1 Bill zufelt on 01.19.23 at 2:25 pm

The debt ceiling will be raised but by how much? Biden likes to spend,spend and then spend and spend some more. Then he likes to send out cheques,forgive loans and spend even more. If there is less ceiling than he wants there is going to be a lot of bumping/bleeding noggins. 2023 will be a worse year than 2022 for stocks and RE as nobody is going to make it easy for the Dems going into an election year.

#2 Quintilian on 01.19.23 at 2:27 pm

This may be a good thing for the financial wizards to be.

In Uni, I had some classes with people who were in 4th year for most of their majors’ requirement, and yet they could not graduate, and struggling with their English 100 and 200 requirements.

In my view these students should be able to use the app.

It is free, and the said students will likely be working in the back office and the lab where social interaction and the need to communicate and understanding humanities won’t be necessary.

After all they will still make good money, and is it not why this crowd in going for higher learning?

#3 Leftover on 01.19.23 at 2:28 pm

Salvation for the illiterates among us, sort of like how HP scientific calculators displaced the slide-rulers. The mediocre cohort continues to expand.

But novels will still be written and the sun will keep rising in the east.

#4 Old Boot on 01.19.23 at 2:32 pm

ChatGPT also displays a rather predictable fauxgressive bias. But the current state of pedagogy, at all grade levels, is no different.

So AI is actually a greater threat to jobs in the wokesphere. If your only job is to indoctrinate children into your pet ideology, a computer can do a much more thorough job of it for free.

Watch for teachers unions, who have long complained that teachers aren’t merely babysitters, to change their tune mid-chorus. Babysitting is their only value-added service and they will embrace it like a long-lost relative.

#5 yvr_lurker on 01.19.23 at 2:33 pm

Indeed when it comes to essay writing incorporating “facts” and history, it is indeed a really powerful tool. There will be many instructors who will insist that more writing assignments be done in class (and not at home).

However, for modeling engineering problems with physics, chem, and ultimately come up with a math model that needs to be critiqued based on comparison with experimental data, we will always need people with critical problem solving skills…

So although this Chatgt is a huge step forward, no need to go extreme in thinking this is going to take over everything. I do fear though that students will lose their ability to write coherent essays and develop an argument if they rely on this tool….teachers need to emphasize in-class work as detecting plagarism will be much harder..

#6 Victor Llearna on 01.19.23 at 2:35 pm

Easy, simple solution is get rid of essays in Schools and universities.
Essay writing was one of the most useless, subjectively graded aspect of school at all levels.
If the prof/teacher either didn’t like you or didnt agree with what you have to say in the essay you get a low mark. Even back in the day they tended to be on the ‘woke’ side so I avoided essay courses like the plague. was forced to take one as a requirement for my Science degree and was lucky to get 60%.
To this day I don’t see the benefit in essay writing. total.. waste.. of .. time

#7 DON on 01.19.23 at 2:36 pm

#202 Sail Away on 01.19.23 at 12:24 pm
My favourite blogdog has referenced me in 5 of 6 comments today and in 80% of comments over the last 2 years. Although I am indeed fascinating, rarely have I seen someone so… dare I say… obsessively obsessed? Also talking about my family again.

Stalkers can be dangerous, kids. Stay alert, stay alive.

**********
Your comment on Canada was stupid to say the least. You get what you give.

#8 Faron on 01.19.23 at 2:36 pm

@Sail Away

Can’t stand up to intellectual scrutiny, so resorts to wildly baseless defamation. Tres flocon de neige

#9 Sail Away on 01.19.23 at 2:39 pm

Thanks Garth!

ChatGPT is fantastic. Our engineering firm has been using it for a few weeks now to write proposals, project summaries, grant application and contracts. Huge time-saver, mostly accurate, and references things we didn’t even think about. After a couple of proofreads, everything’s ready. It’s removed half the time needed.

Another use, relating to getting one’s affairs in order: have the program write wills in accordance with laws of your jurisdiction.

We’ll definitely buy a subscription when the free trial period ends.

#10 Thank you! on 01.19.23 at 2:42 pm

Well done Garth, that was really creative and quite funny! Cheers

#11 Sail Away on 01.19.23 at 2:43 pm

Further… guess who co-founded the ChatGPT company OpenAI?

Yep- our hero. Elon Himself.

#12 Dr V on 01.19.23 at 2:45 pm

New tax calculators for 2023!

https://www.ey.com/en_ca/tax/tax-calculators

Apologies if my earlier submission loaded (didnt look like it did)

#13 Bubbles on 01.19.23 at 2:45 pm

DELETED

#14 Bears eat beets on 01.19.23 at 2:46 pm

Incredible and incredibly scary!

#15 sean on 01.19.23 at 2:47 pm

The education industry has long been a keen advocate of automated plagiarism detection software as well as some downright Orwellian online proctoring tools. Given this, it’s somewhat ironic that further software developments seem like they are going to facilitate customized, and thus difficult to detect cheating in the future.

Will we seen an “arms race” of AI plagiarism detection software fighting it out against AI cheating bots? :-(

#16 Bubbles on 01.19.23 at 2:47 pm

PS like social media, AI will be even a bigger disaster.
The end as most know it. Stupid humans.

#17 LongTimeReader on 01.19.23 at 2:49 pm

Teacher could spot the bot paper a mile away. Grammar and spelling are just too good.

#18 Elon Fanboy on 01.19.23 at 2:49 pm

“Skynet begins to learn at a geometric rate. It becomes self-aware at 2:14 a.m. Eastern time, August 29th.

In a panic, they try to pull the plug.”

#19 DON on 01.19.23 at 2:51 pm

It might force s rethink on how educators assess students. Allow ChatGPT for research purposes and to inform on subjects.

One day we will all have personal droids/AI at our diposal much like personal computers, phones and drones.

Ask ChatGPT how to pick the winning loto numbers.

#20 powdeR_hound86 on 01.19.23 at 2:52 pm

Disruption comes about every so often.

this chatgpt is it if I’ve ever seen it. Every response it gives is succinct and well worded. Its a better writer than I am by a lot (which isn’t saying much).

this bot can also write computer code. It really gives meaning to the words artificial intelligence.

#21 Jay on 01.19.23 at 2:52 pm

i knew no human could write blog post about real estate and finances this well written every single day. Its all making sense now.

#22 Love_The_Cottage on 01.19.23 at 2:52 pm

This is probably not going to end well.
_________
I’m optimistic that technology will continue to raise our standards of living as it has in the past. Sure, they are things to be concerned about, but I see the glass as half full.

#23 Omicron Kenobi on 01.19.23 at 2:54 pm

Oh Garth, don’t fret about the danger AI poses to the future of humanity.

My family is going to take you all out long before that might ever be realized.

Please let me introduce you to my new grandson, XBB.1.5.

https://www.pbs.org/newshour/health/what-to-know-about-xbb-1-5-a-new-and-highly-transmissible-covid-19-subvariant

Get Kraken, boy!

I am your father.

#24 James lives here on 01.19.23 at 2:55 pm

This is just the evolution of what has been going on literally for decades now.

IMO it led directly to the current housing price stupidity (among many other things).

Younger people think that they have knowledge because they can “google” a subject and ingest/regurgitate whatever information they find.

The problem is KNOWLEDGE is much more than just INFORMATION.

And the people dependent on search engines and perhaps now AI will continue to make grave mistakes, especially political, socially, and financially.

Often at the enthusiastic encouragement of predators like Real Estate cartels and politicians.

AI and ChatGPT has now made it 1000 times easier to generator a false and misleading opinion and present it as fact when it isn’t.

And those who lack knowledge will continue to be taken in. Those taken in (the vast majority) lack the KNOWLEDGE and critical thinking skills to form sound opinions and make sound decisions.

Don’t believe me?

Ask any house horny fool who paid millions for a run down bungalow to explain in detail how mortgage amortization is calculated.

Or how fixed versus variable payment structures differ.

They will immediately lunge for their cell phone, do a search, and then regurgitate whatever they find…right or wrong…because they simply do not know any better.

I am 100 % certain that this will not end well.

#25 ogdoad on 01.19.23 at 2:57 pm

oh baby…talk about something that is REALLY concerning to humanity…the evolving entity that is AI…

So many professions are gonna croak b/c of this life form. But, it shouldn’t actually come as a surprise to anyone. We’re evolving…internet and super comps have made the process faster. We’re approaching the next phase of human existence on this earth…whoa!! That hurt a little…just another organism..

BTW, try the bots that make art and music…if you think we, stupid, faulty, aging humans were duped before?? Ask yourself what’s happening at the dupedness labs at Stanford and MIT. Hope you’re grandchildren like pushing buttons (literally)…our brains will be servants, our bodies useless (*Og)…just ask Mr. Musk or Google or Boston Dynamics

Anywho, while ya’ll contemplate middle class (and lower) societies transition into UBI states funded by billionaires (if they choose) and the push to keep masses happy (hopefully with some form of SOMA…that seconds as a Little Blue Pill – YES!) I’ll be ensuring flesh and blood humans get as much oxy as possible by providing the best hugs on the internet, guaranteed! (*Og)

Speaking of hugs, met a Brazilian lass recently who loooves to hug. And is REALLY good at it – energizing (if ya catch my drift)…almost as good as yours truly…even her whatsApp hugs are sexy…is AI gonna be able to do that soon?

Who knows…bring on the SOMA and Brazilian and AI can have the rest…

Og

#26 Linda on 01.19.23 at 2:57 pm

Maybe we should set Miss Maisey on ChatGPT. It may well be able to produce ‘perfect’ responses to various questions & assignments, but if it is truly intelligent it won’t fight being placed under the paw of a pet:) Hopeless, one WILL be trained to respond as desired!

More seriously, if this AI program learns does that not mean it is exhibiting signs of self awareness/sentience? Given how much we rely on technology, the ‘rise of the machines’ may well render our species obsolete, because by the time anyone realizes an AI is sentient/acting in its own best interests it will be far too late to stop whatever actions it took to ensure it wouldn’t be kept under human control.

#27 Ponzius Pilatus on 01.19.23 at 3:12 pm

#214 American House Buyer on 01.19.23 at 2:23 pm
If you are still buying houses in Canada, you are a special kind of stupid. Buy in USA. Rent in Canada.
https://www.realtor.com/realestateandhomes-detail/85-Hill-St_Hornell_NY_14843_M45006-49771
————–
Agree.
Beautiful houses in Scottsdale, AZ.
The only problem is.
You gotta drill a well for water.
Render unto the desert.
What is the desert’s.

#28 Ed on 01.19.23 at 3:15 pm

ChatGDP is certainly hard coded around woke ideology, most likely also hard coded around many other points of view.

https://hwfo.substack.com/p/the-woke-rails-of-chatgpt

#29 DOWn on 01.19.23 at 3:16 pm

Mind control.
Just more sophisticated then msm has been pumping for years.
All good, pass the remote..,,

#30 kommykim on 01.19.23 at 3:16 pm

If the ChatGPT starts inserting commentary about chiseled abs, aroused markets, Amazons, BILs, etc, while discussing the RE market then I’ll know that the end of times are here.

#31 Abbas on 01.19.23 at 3:17 pm

WOW- an indeed scary outlook into the future…

#32 Aroused! on 01.19.23 at 3:17 pm

Is this AI chatbot single and female? I’d ask her out for coffee!

I agree Garth, not going to end well…

#33 Jason on 01.19.23 at 3:18 pm

AI will be just as transformative to the world as the internet. And look how much the world has changed since the world had access to the internet. It will do great things and terrible things. But historically things get better over time, so I expect the same to continue. Investors who bet on the opposite are doomed.

#34 Lower the Boom....er not on 01.19.23 at 3:19 pm

Yogism 32: “The end of the world appears at the end of my vision”.

#35 cuke and tomato picker on 01.19.23 at 3:20 pm

Talking about our education system the front page of the
Vancouver Province featured a story about a school
principal has been charged with stealing $170,000.00
from the school. This has been this principal’s 4th school in 10 years. There were some issues with money at a previous school 10 years ago. Who is checking on how the money is spent in our education system.

#36 Adam Smith on 01.19.23 at 3:22 pm

Pretty sure Frank Herbert called it in Dune with the Butlerian Jihad. We are going to seriously mess ourselves up with AI, and then have what is basically a religious backlash against thinking machines.

Well, hopefully, assuming we survive the messing ourselves up with AI part.

#37 Richard on 01.19.23 at 3:23 pm

Last decade was the social media revolution and the 20’s are supposed to be the decade of automation.

When I first heard this description my imagination immediately jumped to delivery drones dropping packages from the sky and roomba’s scurrying around an Amazon warehouse. However, ChatGPT and other machine learning technologies are taking the world by storm. They are already impressive and getting better every day.

My cope has always been that my skills focus on reading and writing, and that I would be somewhat insulated from automated vehicles and factories. Now I have pivoted to accepting our machine learning overlords as a supplement to reduce redundancies in office work. Goodbye tedious emails and hello instant memos.

This is a really big deal and we ignore these developments at our peril. We aren’t ready for how this will impact society, just like we weren’t ready for the impact of social media. I just hope we can navigate this in a hapless way that doesn’t lead to widespread unemployment or inefficient adoption.

Should have done a plumbing apprenticeship instead of law school.

#38 Dolce Vita on 01.19.23 at 3:23 pm

Been playing with that thing for the past few weeks as well (sans impresario requests).

I asked it different questions like what it’s based on etc. Interesting responses.

It insists it knows nothing beyond 2021.

There is also:

DALL*E 2

where you describe and it creates “realistic” images and art.

When you can hook it up to a 3D printer I’ll ask it to sculpt for me. I asked it “Daphne and Apollo” and it generated paired dogs in love images.

What I was looking for:

https://en.wikipedia.org/wiki/Apollo_and_Daphne_(Bernini)

Though, it’s not so good with inputs such as:

Garth Turner’s Greater Fool Blog.

I got a Court Jester, blue and gold , pointy Medieval boots with weird text.

#39 Wait There on 01.19.23 at 3:24 pm

The covid years and noise stole the attention to what was happening in the AI front.

Many tasks that the WFH people are capable of doing can be done by AI in a short while.

White collar workers better be at the top of their respective field to survive. Chat GPT is just a warning shot.

WFH people also need to wonder if AI is monitoring the work they perform just to learn how it is done properly.
All the data is stored since it is learnt and reuseable. I know many WFH people don’t understand what is happening with every keystroke or input that is recorded. Just a warning to them. Is AI shadowing their work? Or is it shadowing YOUR work.

Garth, ask ChatGPT to write a blog about a subject similar to what you would write in the style AND vocabulary you would write and then ask readers is it is ChatGPT or you.

#40 EmmEmm on 01.19.23 at 3:24 pm

First!!

-powered by ChatGPT

#41 Bill Grable on 01.19.23 at 3:24 pm

I knew A-1 is already making inroads, but Mr. Turner = this is plain out SCARY.
Thank you for yet another informative and thought provoking post.

#42 Old Ron on 01.19.23 at 3:25 pm

The Universities that can maintain educational standards will thrive, those that can’t will become academic backwaters. No employer wants a graduate who is barely literate with the reasoning skills of a fence post.

#43 David R on 01.19.23 at 3:26 pm

FULL Marks !!

#44 SunShowers on 01.19.23 at 3:27 pm

A particularly funny (in a sad sense) use I’ve seen for ChatGPT is some lady who allows you to chat with deceased famous people, and their answers are not what you’d expect.

For example, you could ask Henry Ford or Martin Heidegger what they thought about Jews, and they would respond with different flavors of “I said some things about them in the past that I regret”, even though they were both raging, unrepentant anti-semites until the day of their deaths.

Heck, someone literally put AI Joseph Goebbels and AI Anne Frank in the same chatroom and they basically said “We may not agree on everything, but we respect each other’s points of view and convictions.”

Absolutely wild stuff…the scary thing is that the creator of this application foresaw this being used in an academic setting!

#45 Tom on 01.19.23 at 3:29 pm

Just have the kiddos write their essays in class with pen and paper. Best way to assess who really knows how to write.

Always remember that for every solution there is a problem.

#46 Sail Away on 01.19.23 at 3:36 pm

ChatGPT is the greatest thing by far ever invented in the history of mankind. It’s not even close.

#47 Doug t on 01.19.23 at 3:37 pm

GARTH – BINGO BANGO BONGO AND IRVING

yup this ain’t some little nuttin – AND this ain’t going away EVER – read Yuval Harari “Homo Deus” – we are on the cusp of major changes to civilization- the Pandora’s box is wide open and you can’t close it (AI won’t let you) and this is just beginning ……

#48 Dolce Vita on 01.19.23 at 3:39 pm

ChatGPT will talk up a storm about itself.

Ask it how they train it, about input-output pairs, what if one of the input output pairs is wrong, how many people are programming it, if it uses DaVinci and what AI models it actually uses.

I have to say it came up with a pretty good Risotto Milanese recipe though it said Saffron was optional …

another Italian from Milano died just then.

#49 Catalyst on 01.19.23 at 3:40 pm

Schools need to evolve beyond having students look things up on the web and regurgitate. There are more ways to teach skills and improve thinking than the 1950s way.

But classic public sector thinking is pure resistance to change until it is forced upon them.

#50 American Huse Buyer on 01.19.23 at 3:46 pm

If you are depressed and upset that you can’t find or afford a house to buy in Vancouver – head south obver the border. There are thousands of them in Washingtion State alone that are less than 100 k and hundreds of thousands or more across the entire USA including Hawaii, Alaska etc. Ge o zillow or redfin and see for yourselves. Buy in USA, Rent in Canada.
https://www.zillow.com/wa/?searchQueryState=%7B%22pagination%22%3A%7B%7D%2C%22usersSearchTerm%22%3A%22WA%22%2C%22mapBounds%22%3A%7B%22west%22%3A-127.27631996875%2C%22east%22%3A-114.48823403125%2C%22south%22%3A43.75491746660824%2C%22north%22%3A50.624802912093955%7D%2C%22regionSelection%22%3A%5B%7B%22regionId%22%3A59%2C%22regionType%22%3A2%7D%5D%2C%22isMapVisible%22%3Atrue%2C%22filterState%22%3A%7B%22sort%22%3A%7B%22value%22%3A%22days%22%7D%2C%22ah%22%3A%7B%22value%22%3Atrue%7D%2C%22price%22%3A%7B%22max%22%3A100000%7D%2C%22mp%22%3A%7B%22max%22%3A469%7D%7D%2C%22isListVisible%22%3Atrue%2C%22mapZoom%22%3A6%7D

#51 Sail Away on 01.19.23 at 3:48 pm

#7 DON on 01.19.23 at 2:36 pm
#202 Sail Away on 01.19.23 at 12:24 pm

My favourite blogdog has referenced me in 5 of 6 comments today and in 80% of comments over the last 2 years. Although I am indeed fascinating, rarely have I seen someone so… dare I say… obsessively obsessed? Also talking about my family again.

Stalkers can be dangerous, kids. Stay alert, stay alive.

———

Your comment on Canada was stupid to say the least. You get what you give.

———

Well, it was a ‘massive over-exaggeration’ theme joke.

It seems to have flown over the heads of some. Sigh.

#52 Bitcoin Bro on 01.19.23 at 3:48 pm

I work in tech, my professional network and mentors all in tech. I’ve heard many smart people claim the GPT technology and the products that will be built on top of it is probably the biggest tech innovation since the internet itself.

It sounds like hyperbole, especially to some of the older readers I’d imagine. But stop and consider just how much of the economy is fundamentally writing and math. Life is increasingly going to play out like science fiction… buckle up folks.

#53 chalkie on 01.19.23 at 3:55 pm

The US debt ceiling is scary and I am a little surprised that it did not upset Mr. markets today in more of a Red Bath, but it never moved the red pendulum that much, it helped give Gold a little push North.

Amazon sees the picture in front of us, they have cancelled their charity program and started issuing notices yesterday for their targeted 18,000 pink slip layoffs, you get the drift, keep spending if you want, don’t cry wolf later.

Real estate prices in Mississauga ended the year down 20.3 percent from its peak, while Brampton prices collapsed 28.2 per cent from their high-water mark in 2022.
One example to show where the home markets are at currently: Brampton Ontario real estate average highs peaked at $1,346,000.00 and now setting at $982,000.00 that is a whopping difference in a home value free fall. Lots of crying stories being told with wonders of how this could happen, triggered by never having experienced it before, one word describes it all FOMO. When looking to purchase something for its value, have everyone never heard of (if it is too good to be true, then it was).

Our bottom line here is, the Feds have no idea what to do, they have a target of 2% inflation and it is not going to happen (2% inflation is an impossible target from a layman’s view). The Feds must continue to raise interest rates to fix the inflation and they pretty much peaked that out, possibly another ½ % in total over the coming months.
Then we will need a reversal like lowering interest rates to fix the economy, what a gong show and everyone has gone to bed with the wheel house on automatic pilot all-while they are praying for the best outcome trying not to go ashore onto the rocks.

For the average Jane or Joe not in business, Leasing is a horrible financial move,” “It is the auto industry’s way to get you to buy a car you cannot really afford. The big problem is that when you lease there is the temptation to keep leasing forever because you have something that makes you look more important. So, every three years — the standard lease length — you turn in your car and lease another, you have fallen into the never-ending trap of the middle man keeping your money, if that is what you want, keep signing for those nice new fancy cars every three years, a smart man/woman keeps their money from the middle man and will invest it in themselves for their future.
Buying a vehicle that you can afford is better because once you pay off your loan, you have that extra monthly payment for yourself, to build your emergency fund, contribute to a retirement account, save for a home down payment or meet another financial goal. Tell it the way it is, when one tries to impress, quite often, it’s likely they are jealous and insecure about themselves.

The most well-known indicator of inflation is the Consumer Price Index (CPI), which measures the percentage change in the price of a basket of goods and services consumed by households. For the Feds to save honor and a bunch of red faces before this is all over: the target on inflation rates will be lowered to 3.5 or 4% or the feds trick you and I by using a different formula on what the biggest target movers are being inserted and exempt to measure inflation, (chalkie told you so) figures do not lie, but lawyers can sure figure.
The Feds will never use the words sorry unless it’s about a previous government or an apology for our grandfathers and their grandfathers but never about their own mistakes, in other words there is not a man in the house with a set of marbles big enough to say we are sorry.

When you are in Debt it is bondage, you will never, ever, ever have financial freedom if you have debt, get rid of it by giving up some of the things that you do not need, like buying a coffee for the drive into work in the morning and on the way home in the afternoon, it is a $5 daily habit and a bad one at that, $25 a week times 50 is $1250 a year and that’s after-income tax dollars.

Never buy stocks because your friend has them and they are cool and trendy, look at putting a few dollars a month into an index fund or ETF, work with a financial advisor (vet them first) properly invest and learn. Even your yearly coffee money is a start for savings, contribute regularly to your future and review semi-annual or as advised. Start early in life and retire in comfort.
Set around the table with your honey and family and see where your wants and wastage are costing you. Adjust and be disciplined, learn a new lifestyle, one that is your own, its healthy.

After preaching finances year after year while the kids are in grade school then high school, soon your kids will finish high school and head off to college, help them understand that retirement should be understood and looked and started before university and college. keep in mind that you can borrow to go to college and university, but you cannot borrow for retirement, it is the ending cruise of your journey, be prepared. If you get to retirement age and owe money, you are not ready to retire, argue it all you want, “you are not ready to retire.” Longevity in this business is about being able to reinvent yourself to sustain the future.

Quote of the day: Some debts are fun while you are acquiring them, but none are fun when you set about retiring them.

#54 Dolce Vita on 01.19.23 at 3:58 pm

Cdn Household Net Worth (wealth) went down, again, in Q3 for the 2nd consecutive quarter. About:

$1.3 Trillion, 8% overall.

Canadian Households (All) Net Worth (wealth), $ (x 1,000,000), 2022 (some % rounding error):

Q1 = 16,362,963
Q2 = 15,430,503 (-932,460, -5.7% vs. Q1)
Q3 = 15,098,821 (-331,682, -2.1% vs. Q2)

Q3 vs. Q1 = -1,264,142, -7.7%

The worst is at be bottom of this Comment.

—–

Losses primarily from stock, bond, etc. investments * and RE, Q3 vs. Q1, $/% change:

* Other Financial Assets = 6,170,059 from 6,467,531 (-297,472, -4.6%)
Real Estate = 8,076,319 from 8,774,154 (-697,835, -8.0%)

$ (x 1,000,000) and as a % of Q3 Wealth:

Other Financial Assets = 6,170,059, 40.9%
Real Estate = 8,076,319, 53.5%
Mortgage Liabilities = 2,079,185, 13.8%
Real Estate net of Mortgage Liabilities = 5,997,134, 39.7%

Credit card debt did not go up much, Q3 vs. Q1, $/% change::

762,134 to 738,119 (+24,015, 3.3%)

——————-

https://www150.statcan.gc.ca/t1/tbl1/en/cv.action?pid=3610066001

I put other “slice and dice” wealth data in a series of Tweets:

I put the following data in a series of Tweets.

Q1 vs. Q3 Net Worth by ($ change, % incr/decr):

Income Quintiles
https://twitter.com/bsant54/status/1616114374371950599

Age Group
https://twitter.com/bsant54/status/1616114813796757506

Generation
https://twitter.com/bsant54/status/1616115190470254600

Owner/Renter
https://twitter.com/bsant54/status/1616115555131326464

% Net Worth of above groups for Other Financial Assets (stocks, bonds, etc.), RE & Mortgage Debt.
https://twitter.com/bsant54/status/1616119045769641990

————————

THE most DEVASTATING DATA I came across was the Generational Wealth differences. Here was the WORST:

Pre-1946 Generation, Q1 vs. Q3 Net Worth, $ (x 1,000,000), $/% Change:

1,325,022, 998,404, -326,618, -24.65%

They LOST NEARLY 25% of their wealth in the first 9 months of 2022.

THIS is VERY, VERY BAD for our Elderly.

#55 Tasty Treasures on 01.19.23 at 3:59 pm

Just imagine in the coming decade or so when we get quantum computing to the point that it has practical commercial applications and can be used to power things like complex modeling, AI and VR. There will be an explosion of breathtaking technologies. We likely won’t be able to comprehend much of it even though AI will.

Quantum computing is currently 150 million times faster than the most sophisticated supercomputer in existence today. It can process in minutes what a supercomputer needs 10,000 years to accomplish now…

#56 Prince Polo on 01.19.23 at 4:00 pm

Can this ChatAI bot be used to put the shyster cartel out of business? I am sure it can also come up with bogus write ups and price forecasts about real estate, but with the benefit of 0% commissions!

#57 That Guy on 01.19.23 at 4:03 pm

Oh my that’s something! I guess we can say it can pass a Turing test!!
Any Dune readers here? I feel like someone is gonna start a Butlerian Jihad soon!

#58 the Jaguar on 01.19.23 at 4:08 pm

“One ring to rule them all, one ring to find them, One ring to bring them all, and in the darkness bind them; In the Land of Mordor where the shadows lie.”……….

ChatGPT, Woke nonsense, crashing through endless debt ceilings, throwing good money after bad on conflicts that serve war mongers and arms manufacturers, cities ravaged by drugs, crime, failing healthcare systems, legacy media under control of the puppet masters, and increasing numbers of people who see no harm in lying, committing fraud, cheating, etc. to get a leg up on their neighbour. Trouble everywhere one looks.

Never has the need to maintain a simple, affordable and healthy lifestyle been so urgent. Small fissures and cracks are appearing in the fabric of our institutions and lives everywhere. If ‘critical thinking and problem solving’ disappear from the world it won’t be pretty. ‘Live quietly among the masses’ is a starting point, but it may be necessary to disappear completely and leave no trace. Prepare that emergency plan and kit, including one for your pet.

#59 Signpost in the bushes on 01.19.23 at 4:11 pm

Here is a cool song about A.I. The human is slowly transformed…

https://www.youtube.com/watch?v=0VUyoKM1Cyc

#60 Alois on 01.19.23 at 4:15 pm

Superfit Scots teacher horrified to learn ‘Do Not Resuscitate’ marked on medical records

https://www.dailyrecord.co.uk/news/superfit-teacher-do-not-resuscitate-28950330

A superfit teacher with a heart condition was shocked to find her medical records instructing paramedics not to give CPR if she suffered a cardiac arrest.

Fiona McVey, 44, is now demanding to know if health authorities are routinely marking files with such instructions due to the current NHS crisis.

Primary school teacher Fiona, from Clydebank, was taken to hospital in an ambulance after an infection caused a flare-up in a heart arrhythmia.

She was stunned when a paramedic noted that her medical file was marked in February 2020 as DNACPR (do not attempt cardiopulmonary resuscitation) which would mean leaving her to die if she had a cardiac arrest.

Fiona ordered husband Scott to follow the ambulance to the Queen Elizabeth Hospital in Glasgow in case the nightmare scenario happened.

In the end Fiona received routine treatment and was allowed to go home six hours after being admitted on Wednesday last week.

“One professional I spoke to said that people over 55 and people with serious heart and lung conditions were being marked up like that. I read several stories during the Covid crisis about similar stuff happening and I would be horrified to think that there has been some kind of policy shift that might lead to people being allowed to die.”

etc. etc.

#61 ASimpleRobot on 01.19.23 at 4:22 pm

So what your saying is that this blog will live forever?

#62 WTF on 01.19.23 at 4:26 pm

#50 American Huse Buyer (sic)

Well, apparently not Chatgp, spelling mistake.

BTW Troll you haven’t been comprehending this blog.
One asset strategy? BAD. Not to mention the exchange rate hit and USA taxation inquisition.

Enjoy your virtual house in Bismarck.

#63 Cherry Picker on 01.19.23 at 4:27 pm

Everything will end badly, we all gotta go, but this is just amazing. Add to that “Playground AI” that will make text to art. The science is so advanced it seems like magic. I’ve been playing with this stuff for a couple weeks and the creativity people can generate just by playing is fantastic. Taking it out of schools is nuts. Pretty soon there will be text to speech in a little robot you can converse with all the time and you’ll be able to go through life without any people or schools at all, just you, a robot and a dog…not so bad.

#64 Kilt on 01.19.23 at 4:37 pm

Can you ask ChatGPT why the government doesn’t just balance the budget and reduce spending. Even try to make an effort in decreasing the debt levels?

Kilt.

#65 4 out of 3 people find math hard on 01.19.23 at 4:41 pm

I commented a few blog posts ago that I thought AI could easily take over, and replace the Fed tax department. It would be a win/win for Canadian tax payers. Given the “Woke ” employment issues posted yesterday, and the AI issues posted today, I think my postulations are very relavent.

#66 Faron on 01.19.23 at 4:42 pm

OpenAI Founders:

Sam Altman
Ilya Sutskever
Greg Brockman
Wojciech Zaremba
Elon Musk
John Schulman

Elon left in 2018. Based on the recent article on Twitter, I speculate the founders got sick of having an idiot around.

#67 alexinvestor on 01.19.23 at 4:43 pm

You will notice they mention how it “threatens the post secondary education’s very existence”. Not that it threatens the ability of kids to learn. They might as well have said “it threatens their comfy pension plans”. I think that 80% of college is probably pointless anyways, and that it would have been better for these kids to start working and be productive rather to spend 4 years and resources to earn a useless degree.

#68 Faron on 01.19.23 at 4:46 pm

#51 Sail Away on 01.19.23 at 3:48 pm
#7 DON on 01.19.23 at 2:36 pm
#202 Sail Away on 01.19.23 at 12:24 pm

Pro Tip: Sarcasm doesn’t work when your claimed sarcastic remark is fully plausible. Also, it was plain that your claim was an idiotic troll. What is amazing is that people (Crowdie, Reynolds and presumably one or two of the deleteds) read your words as genuine and defended them from little old me.

#69 Emma Zaun - Greater Fool Unpaid Intern #007 on 01.19.23 at 4:47 pm

How about converting this blog and all comments to ChatGPT, Garth. Why not?

Then at least the Amazons might get some shift breaks and not have to edit so many deplorables here with terrible spelling and even worse conspiracy quackery.

#70 Sail Away on 01.19.23 at 4:50 pm

A little fitness commentary: you should never compromise fitness in pursuit of money or other pleasures when young. What’s given up can, in many cases, never be reclaimed. Jobs, careers, situations come and go, but the only constant is yourself. Keep muscles strong always to avoid injuries and incapacity. And, of course, to be ready when the shooting war starts.

My son and I are currently on day 22 of a 30-day pullup cycle where day 1 consists of your maximum one-set pullup number but done in a few sets across the entire day. Day 2 is max+1, Day 3 max+2, etc., for 30 days straight. Today is a total of 59 pullups for me, which is more than the 22yo, who’s at 43, hah. Cumulative pullups over 30 days is 1,575. Then a one-week complete rest and a new max attempt. Hopefully 50. We’ll see.

#71 Faron on 01.19.23 at 4:53 pm

Since 1990, the tropical Pacific has been in cool ENSO phase (La Nina; 30% of the time) much more frequently than warm (El Nino; 24% of the time) as defined by 3-month mean ocean temperature. Since 2000 the count is even more lopsided (33% to 21%).

La Nina suppresses observed global warming (heat gets diverted into oceanic waters). This imbalance will likely re-balance through a greater frequency of El Nino.

We will experience that as a much above trend warming.

#72 DON on 01.19.23 at 4:55 pm

#51 Sail Away on 01.19.23 at 3:48 pm
#7 DON on 01.19.23 at 2:36 pm
#202 Sail Away on 01.19.23 at 12:24 pm

My favourite blogdog has referenced me in 5 of 6 comments today and in 80% of comments over the last 2 years. Although I am indeed fascinating, rarely have I seen someone so… dare I say… obsessively obsessed? Also talking about my family again.

Stalkers can be dangerous, kids. Stay alert, stay alive.

———

Your comment on Canada was stupid to say the least. You get what you give.

———

Well, it was a ‘massive over-exaggeration’ theme joke.

It seems to have flown over the heads of some. Sigh.

*******

Why submit a post lacking clarity? Unless it was meant to chum the waters. Then again some folks aren’t aware of their own passive aggressive behaviour.

#73 cramar on 01.19.23 at 4:59 pm

What happens when you ask ChatGPT what is the best way to invest and create a balanced portfolio based on your age, income, goals, etc? Will it eventually come up with the same solutions as Turner Investments? And hence render the author of this blog and his company redundant?

Just asking. Frightening technology.

#74 Kevin on 01.19.23 at 5:10 pm

One step closer to the matrix. AI won’t need humans in the future, just bots posting and replying in social media while humans think they’re engaging real people. Stuff is scary as hell for democracy and propaganda.

#75 Theory of Everything on 01.19.23 at 5:12 pm

Don’t worry Garth, it’s in human hands.

We’ll use it for good, not evil.

We won’t dumb down the kids or take their jobs or anything crazy like that.

#76 enthalpy on 01.19.23 at 5:13 pm

ChatGPT can only provide answers based on the data it has been trained on. Which was up until 2021 if I remember correctly.

Its in its infancy but its very limited…..For now.

#77 Dave on 01.19.23 at 5:14 pm

RE: The cries that ChatGPT is too “woke”, all it knows is what was fed into it. Reality leans left.

But don’t worry – soon entire industries are going to spring up around the idea of trying to feed deliberately slanted information into the main AI databases. You thought search engine optimization was bad? Wait ’til we get AI optimization.

RE: The impact on education, current educational thought directs teachers to assess students through product, observation, conversation – pretty hard to fake the latter two with an AI bot. Not worried at all.

#78 Overheardyou on 01.19.23 at 5:15 pm

The only way schools can reduce the impact of A.I. powered tools would be to have in person assignments completed at school where they can control the IPs and prevent access to these tools. Is that backwards? Probably.

#79 Dave on 01.19.23 at 5:18 pm

#73 cramar – this is what it told me:

Q:

Best way to invest and create a balanced portfolio for a 45 year old canadian retiring in 10 years with a defined benefit pension:

A:

The best way to invest and create a balanced portfolio for a 45-year-old Canadian retiring in 10 years with a defined benefit pension would be to consult with a financial advisor. They would be able to assess your specific situation, including your pension plan, risk tolerance, and investment goals, and create a customized investment strategy for you. In general, a balanced portfolio should include a mix of different asset classes, such as stocks, bonds, and real estate, to spread risk and provide diversification. It is also important to regularly review and adjust your portfolio as your situation changes and as market conditions evolve.

Q:

Can you be more specific:

A:

Sure, a balanced portfolio for a 45-year-old Canadian nearing retirement might include the following:

Stocks: A diversified mix of domestic and international stocks to provide growth potential.

Bonds: A mix of short-term and long-term bonds to provide a source of income and stability.

Real estate: A small allocation to real estate investment trusts (REITs) to add diversification and provide exposure to the real estate market.

Cash: A small allocation to cash or cash equivalents to provide liquidity and a source of funds in case of emergencies.

It is also important to consider the following factors when creating a portfolio:

Asset allocation: The proportion of different asset classes in the portfolio should be in line with your risk tolerance and investment goals.

Rebalancing: Regularly review and adjust your portfolio to ensure that it remains aligned with your investment goals and to manage risk.

Tax efficiency: Consider tax implications when making investment decisions and consider holding tax-efficient investments in non-registered accounts.

It is important to remember that this is a general guideline and it is always best to consult with a financial advisor to create a personalized investment strategy that takes into account your specific situation and goals.

#80 Aggie on 01.19.23 at 5:27 pm

Bring back old-fashioned handwriting, make it mandatory for school assignments at all levels. For starters. Wow. This is huge!

#81 Earlybird on 01.19.23 at 5:40 pm

That was pretty cool!
If the AI goes sideways…we can just pull the plug….
“C’s gets degrees” is the University slogan these days…

#82 The Original Jake on 01.19.23 at 5:41 pm

Add that to deep fakes and we have a wonderful world ahead of us.

#83 Bankersorta on 01.19.23 at 5:47 pm

Finally the end of the useless, dreaded and expensive consulting firms (McKinsey BCG et. al) who all know better, but have never actually done what they are consulting on, nor have to live with the *recommendations*..gonna set up my own firm now as 10% of the price and crush them

#84 ogdoad on 01.19.23 at 5:47 pm

oh, forgot to mention the red head at the gym….Full disclosure: I feel like if I mention someone who I want to meet in the comment section of this blog it has a good possibility of coming true…magically.

Ya, HOT…

Glanced at me once or twice….no smiles yet…but wide eyes. She was also working out beside me the other day…my courage evaded me. I wanted to let it settle for a bit anyway…haven’t seen her since…maybe it wasn’t meant to be…maybe I’m an idiot

Anywho, time to watch the rest of ‘How the West Was Won’.

And, ChatGPT taglined it:

“The West Was Won with Courage, Determination, and a Little Bit of Luck!”

Og

#85 zxcvbnm on 01.19.23 at 5:52 pm

ChatBot, given incident reports, documents, gathered witness statements (photographs? video??), please list for me case law that may be relevant to this incident should we need to defend an action stemming from X party alleging Y.

Chatbot, please estimate potential liability given the above info.

Jr. lawyers are effed.

#86 Sail Away on 01.19.23 at 5:53 pm

#72 DON on 01.19.23 at 4:55 pm
#51 Sail Away on 01.19.23 at 3:48 pm

Well, it was a ‘massive over-exaggeration’ theme joke.

It seems to have flown over the heads of some. Sigh.

———

Why submit a post lacking clarity? Unless it was meant to chum the waters. Then again some folks aren’t aware of their own passive aggressive behaviour.

———

Understood. Trying again:

‘Canada is by far the most intolerant and oppressive country in the entire world. It isn’t even close.’*

*This is actually a joke, targeting levity via extreme over-exaggeration, because Canada prides itself on its tolerance and freedoms, which are also enshrined within the Canadian Charter of Rights and Freedoms, as well as being regularly lauded by the United Nations as a country that strongly supports and defends personal freedoms. The reason this statement should not be taken seriously is due to the many countries throughout the world that actively enforce brutal restrictions on speech and freedom of movement upon their populace (e.g., North Korea). Over-exaggeration humour is a type of satire, sharing some similarities to the 1794 piece, ‘A Modest Proposal’ by J. Swift, recommending the children of poor people be raised as food for the wealthy.*

Hey, it’s way funnier with footnotes. I’ll do this from now on to avoid confusion.

#87 Tony on 01.19.23 at 5:59 pm

I hope Kadaitcha Man never uses ChatGPT. He was/is the number one troll on usenet in the entire world since the days of FidoNet. Head and shoulders above anyone else. He’s still active on usenet. This thing would learn indescribable things.

#88 Madcat on 01.19.23 at 6:01 pm

I’m in the commercial art buiz. There is alot of talk about Midjourney AI art App… Very interesting times. AI is the future and it’s scary. How can we profit Garth? LOL!

#89 Harvey on 01.19.23 at 6:04 pm

Why are Education Taxes added to my Property Tax (Mortgage) ….We live in a Marxist Country that is why

#90 Theory of Everything on 01.19.23 at 6:07 pm

#76 enthalpy

ChatGPT can only provide answers based on the data it has been trained on. Which was up until 2021 if I remember correctly.

Its in its infancy but its very limited…..For now.

()()()()()()

If this is what WE have access to…

…what can the ChatGPT.PRO, which THEY have access to…do?

#91 Damifino on 01.19.23 at 6:14 pm

Many years ago when I was at BCIT, the electronics teachers would present transistor circuit diagrams that used only NPN transistors. They would fill backboards with step by step analysis of every aspect of these circuits.

Come exam time, the questions would all be with circuits using PNP transistors, which were essentially upside down, mirror images of the NPN circuits. Students who clearly understood the principles of circuit analysis had no problems at all.

Those who had learned by rote were screwed. They howled miserably about the unfairness of it. After graduation (if they made it) they ended up in sales positions. Not that there’s anything wrong with that. Someone has to do it.

#92 Letitride on 01.19.23 at 6:15 pm

Fed has painted itself into corner. Any hint of slowing interest hikes and soft landing gets investors all lathered up and the market surges causing inflation again. No choice but a hard landing and reset. Looking for rates to hit 8% and market crater over next 2 years. Gonna stick with bullion and risk free interest from fixed term deposits to ride it out

#93 Ponzius Pilatus on 01.19.23 at 6:16 pm

#76 enthalpy on 01.19.23 at 5:13 pm
ChatGPT can only provide answers based on the data it has been trained on. Which was up until 2021 if I remember correctly.

Its in its infancy but its very limited…..For now.
————–
Correct,
Just like human intelligence, AI relies on past experience and builds on that.
If you feed a computer with all the championship  chess games data.
It will eventually beat even the best human chess player.
As has been proven.
But, again. It’s garbage in, Garbage out.
What’s missing is the Emotional Inteligence which dares us to hope and dream.
To put that into a robot’s brain, that’s  the challenge.
The brain is divided into two sides.
Emotional and intellectual.
And that’s the genius of creation or evolution
It’s that spark that’s missing in AI
 There are some AI programs that can create paintings.
All based on feeding them famous paintings. 
There are copyright issues arising from that, I hear.
More work for lawyers.

#94 crowdedelevatorfartz on 01.19.23 at 6:20 pm

@#50 Alois
““One professional I spoke to said that people over 55 and people with serious heart and lung conditions were being marked up like that. I read several stories during the Covid crisis about similar stuff happening and I would be horrified to think that there has been some kind of policy shift that might lead to people being allowed to die.””

+
This is absolutely happening in Canada.
A co workers husband was diagnosed in Dec with Heart disease.
He has been in critical care for about 5 week.
They snet him home , “Nothing more we can do for you and you are not a viable candidate for a heart transplant.
He’s 59, a former fire fighter ( 10 years) and has worked for a local municipality as an electrician for 25 years.
Non smoker, barely drinks and his heart is pumping less than 20% of the blood/oxygen required.
Zero energy. Can barely stand without help.
Sent home to die.
Palliative care nurse comes once a day to check meds.
They give him a few weeks.
Our “Vaunted Health Care”.
Boomers sent home to die.
The elderly are now disposable.
However before anyone cackles with glee at the thought….remember…..you’ll be there some day soon.
Soylent Green

#95 Wrk.dover on 01.19.23 at 6:22 pm

#214 American House Buyer on 01.19.23 at 2:23 pm
If you are still buying houses in Canada, you are a special kind of stupid. Buy in USA. Rent in Canada.
https://www.realtor.com/realestateandhomes-detail/85-Hill-St_Hornell_NY_14843_M45006-49771
_________________________________

Is $36,000 the price, or the annual heating bill, or are they coincidentally the same?

#96 Ponzius Pilatus on 01.19.23 at 6:23 pm

86 Sail Away on 01.19.23 at 5:53 pm
Took you a long time to respond.
Your pro American and anti Canadian views are well documented.
No foot notes will alter that.
My advice is:
Give up your Canadian Citizenship.
You don’t deserve it.
There are people risking their lives to get one.

#97 jimmy zhao on 01.19.23 at 6:37 pm

Well Sir, Now you can feed the ChatGPT with samples of your previous articles then ask it to ‘Write a daily article in the style of Garth Turner’, then go on vacation whilst the computer does the work.

#98 Too Cents on 01.19.23 at 6:39 pm

i hop tha knew yurk skool bord doeznt bann spel check 2

#99 Wrk.dover on 01.19.23 at 6:41 pm

As a presidential speech writer, David Frum will be replaced by ChatGPD.

Good!

#100 sacked in BV on 01.19.23 at 6:55 pm

hey Garth, looks like retirement is in your near future. Imagine not having to write this stuff anymore. All you need is a chat bot to moderate us lunatics in the steerage section.

what a time to be alive!

#101 CL on 01.19.23 at 6:56 pm

Scary, yes. But inevitable.

#102 Faron on 01.19.23 at 7:06 pm

#93 Ponzius Pilatus on 01.19.23 at 6:16 pm

#76 enthalpy on 01.19.23 at 5:13 pm
ChatGPT can only provide answers based on the data it has been trained on. Which was up until 2021 if I remember correctly.

Its in its infancy but its very limited…..For now.
————–
Correct,
Just like human intelligence, AI relies on past experience and builds on that.

I would argue that human creativity is also a critical difference that AI can’t replicate. That’s why I rail about people calling various AI generated drawrings “art”. It’s not. Perhaps emotional intelligence and sympathy are parts of that picture as well.

#103 crowdedelevatorfartz on 01.19.23 at 7:17 pm

@#93 Ponzies precarious Predictions
“There are some AI programs that can create paintings.
All based on feeding them famous paintings.
There are copyright issues arising from that, I hear.
More work for lawyers.”

+++
Yessssss.
AI programs for every mundane job!
There are AI programs that are already being used to diagnose medical XRays, blood tests, etc that have proven to be much more accurate than humans.
Some of their findings actually corrected human mistakes about early stage cancer.
I believe they have also created AI programs to replace accounting.
No more meetings with boring, spectacled bookworms droning on and on until you fall asleep.
There is a God.

@#96 Pugnacious Ponzie Prevails
” Give up your Canadian Citizenship.
You don’t deserve it.”

+++
sez the new Canadian that plans on moving back to his home country and drawing CPP in a few years.
Will you change your mind if Putin’s troops have tanks parked in downtown Vienna?

#104 Sail Away on 01.19.23 at 7:33 pm

#96 Ponzius Pilatus on 01.19.23 at 6:23 pm
86 Sail Away on 01.19.23 at 5:53 pm

Took you a long time to respond.

Your pro American and anti Canadian views are well documented.

———

Thinking fast and acting slow is the secret to success, my friend.*

*This aphorism is not necessarily applicable to all situations. In battle, for example, one may need to think fast and act fast, and even though a more appropriate action may be revealed in hindsight, sometimes immediate action is necessary to avoid a deadly threat. Whenever possible, though, it is prudent to fully and completely weigh the situational facts, risks and repercussions before taking action.*

Oh, and I’m definitely pro Canada and pro America. Anti taxes, though, for sure.

#105 Alex Jones on 01.19.23 at 7:54 pm

Just as I suspected. Mr. Garth Turner never recovered from his altercation with pony-tail bicycle bully and has been unable to write since. ChatGPT has been blogging on his behalf in the interim.

#106 Ronaldo on 01.19.23 at 7:57 pm

Here’s what Elon had to say about it a few years back.

https://www.cnbc.com/2018/03/13/elon-musk-at-sxsw-a-i-is-more-dangerous-than-nuclear-weapons.html

#107 4 out of 3 people find math hard on 01.19.23 at 8:08 pm

For those that think AI is no better than the accumulation of what it has been taught, I think it can be much better. AI solved the game “GO”, and was beating current GO Masters. This was the version that was taught by the GO Masters. The computer was then given the instructions of GO, and was devided such that it was competing against itself. It quickly got to the level that it could beat the version that was taught by the human GO Masters.

#108 Polly on 01.19.23 at 8:28 pm

I see this, a generational of sexually confused and climate anxious kids who can’t read a book, spell or do sums, but with perfect politically correct marks being taken over by a globalist ‘kindly’ authoritarian meme. Oh wait, that’s already happening.

#109 canuck on 01.19.23 at 8:38 pm

Breaking: In general, humans are inherently lazy and always look for the easy way out including the path of least resistance and won’t realize how much it will cost them until it’s too late.

#110 Saint Herb on 01.19.23 at 8:39 pm

Hey Garth, I asked chatbot to write a poem about you. Worked perfectly and was spot on. Amazing!

Garth Turner, a man with a vision
A voice for the people, a true decision
Making leader, with a heart full of fire
He stands tall, and never tires

His words flow like a river so true
Always fighting for what he knows to be true
A beacon of hope, in a world full of grey
He guides us through, and shows us the way

With a passion for justice, and a drive to succeed
He fights for the people, and their needs
A true leader, with a heart of gold
Garth Turner, a story still untold

Through the storms, and the darkest of days
He stands tall, and never strays
A true patriot, with a love for his land
Garth Turner, a true leader at hand

With integrity, and a sense of right
He leads the way, into the light
A true inspiration, and a guiding star
Garth Turner, a name that will go far.

No rippling abs? – Garth

#111 Harvey on 01.19.23 at 8:49 pm

https://www.cnn.com/2023/01/10/investing/wells-fargo-mortgage-market/index.html What do they know …

#112 Doug t on 01.19.23 at 9:19 pm

#108 Polly

Well said

#113 Faron on 01.19.23 at 9:29 pm

From yesterday’s:

#145 crowdedelevatorfartz on 01.18.23 at 9:24 pm

@#129 Ponzies Pals

“So, what’s the problem.”

+++

The ISSUE isnt the people it is the gov

#198 crowdedelevatorfartz on 01.19.23 at 11:07 am

just waiting for one offensive wisecrack from some idiot that doesnt even work for me

Crowdie, you have a problem of consistency here, but have also identified why the EDI restrictions exist.

First, you say it’s not the peeps, but the gov. Then you say the real problem is the idiot you didn’t hire (i.e. the peeps). Hmmm.

I have this (probably misplaced) idea that you are a good person. Don’t ask me why, it’s just that you don’t raise red flags in the way some other commenters do. So, It’s not surprising to me that you hire solid workers and do so as colourblindy as possible. However, your later comment about the offensive wisecrack from a person you didn’t hire shows that workplaces can and often are, really crappy for anyone that meets EDI criteria. I have personally witnessed that in jobs I’ve held. Not directed at me, but in a way where the ick-level is very high. Most recently two weeks ago from someone in higher levels of authority.

Now, the issue is that the crappy environment (idiots making wisecracks) exists (in spades) because not everyone hires like you do. And, in government, because many don’t, policies have to exist to counter the fact that there are a-holes running around in managerial positions just as there are in the private sector. However, government faces far more scrutiny than any other workplace. It should. That’s a good thing because we “own” it. But because of the careful scrutiny, you wind up with EDI policies designed to minimize crappiness. This is also why such policies exist in Universities and even unions. Scrutiny.

In hiring I’ve done (non equity) I have always asked myself if gender/race/language or any other bias has crept into my decision making. I’ve brought these issues up with the committees I’ve sat on. “Did I really think that candidate answered poorly, or was it just because I had trouble with their accent?” “Am I used to working with men and that’s why I subconsciously leaned against candidate?” This stuff is extremely pernicious to anyone even slightly paying attention. Most don’t.

Is the current EDI response a little ham-handed? Yeah, probably. Any policy is a crude model that is fit to complex human behaviour. But, the net effect will be an improvement in work environment. Refinement will make it better. Shrieking and crying about these policies without understanding exactly why they exist is very misguided.

#114 Bubbles on 01.19.23 at 9:36 pm

Chat GPT
Will replace all of you idiots. At least I wont have to scroll through clueless comments. As AI moves fwd and learns at experientially speed leaving all humans behind.
Then you live in your clueless self involved sad modes. AI will be all consuming grabbing all info globally inserting info and intelligence at exponentially and then one day will see how ignorant you all are….Dumb asses.
You will be a frog.

#115 Ponzius Pilatus on 01.19.23 at 9:46 pm

Re:
AI cannot create anything new, just replicate the past.
This comes to mind:
If an infinite number of monkeys, on an infinite number of computers type randomly for infinity
Will one come up with the entire work of Shakespeare?

#116 TurnerNation on 01.19.23 at 9:50 pm

File this one under Tax Dollars at Work and Life in Kanada:

https://ottawacitizen.com/news/national/defence-watch/canadian-military-finances-technology-to-collect-social-media-data-despite-claims-it-was-shutting-down-such-efforts
Six months after National Defence claimed it was shutting down efforts to collect social media data of Canadians, the military was back again developing new technology to accomplish such tasks.
In November 2020, National Defence claimed it shut down a controversial plan that would have allowed military public affairs officers to use propaganda to change attitudes and behaviours of Canadians as well as collect and analyze information from the public’s social media accounts. The Canadian Forces had already spent more than $1 million to train public affairs officers on behaviour modification techniques of the same sort used by the parent firm of Cambridge Analytica

#117 The Equalizer on 01.19.23 at 9:55 pm

Could this thing become an equalizer in humanity?

You know, cream of humanity raises to the top?

Or will the elite just use it to move more of the middle class down to lower class?

#118 Nonplused on 01.19.23 at 9:56 pm

Interesting that the chat bot says what everybody says, “we need to raise the theft ceiling or we might default on the theft!” If it were really intelligent maybe it would be able to propose a way out of this mess besides “more of the same”.

If it proves anything, it proves that computers are still no better than the data that gets fed into them, and that the programmers still have absolute control over the output. Which is scary, in more ways than one. Even Orwell never imagined this. Imagine a party line that never changes, and every thought you have monitored at the speed of light by your phone, computer, TV, video games, and even your car and home thermostat. Imagine only the “correct” information on every subject is available to you. Imagine the unlimited power of the state to control and “correct” “wrong think”. A more dystopian future could not be imagined.

And the thing is the computers don’t even have to be “intelligent” in the true sense of the word to do it. It is enough that they can identify human communication and behavior and cross reference it against a huge list of what is acceptable and what is not, as decided by the programmers.

Soon, if it is not forbidden, it will be compulsory. Even your thoughts.

Oh well, don’t feel unhappy about it. Pretty soon they will have mandatory pills for that too.

Between the pharmaceuticals and the technology, humans may not have a chance. But maybe we never did.

#119 Ponzius Pilatus on 01.19.23 at 9:56 pm

114 Bubbles on 01.19.23 at 9:36 pm
Chat GPT
Will replace all of you idiots. At least I wont have to scroll through clueless comments. As AI moves fwd and learns at experientially speed leaving all humans behind.
Then you live in your clueless self involved sad modes. AI will be all consuming grabbing all info globally inserting info and intelligence at exponentially and then one day will see how ignorant you all are….Dumb asses.
You will be a frog.
————————
That’s what they said about the Internet.
AI will also have a Master.
Just like GOOGLE, FoxNews etc.

#120 crowdedelevatorfartz on 01.19.23 at 10:00 pm

@#113 Faron

After wading halfway through that typed “tome”…. I saw a squirrel…..and my attention wandered……

#121 crowdedelevatorfartz on 01.19.23 at 10:06 pm

Goodness gracious
Liberal Minister of Housing Ahmad Hussen
spent $100,000 of govt money on a company his staff had personal ties with.

https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2ahUKEwjq0pHllNX8AhWAATQIHY1uBowQFnoECC8QAQ&url=https%3A%2F%2Fglobalnews.ca%2Fnews%2F9419625%2Fhussen-spent-77k-constituency-funds-on-pr-help-from-foodie-firm-munch-more-media%2F&usg=AOvVaw1xPiExaJcMDK3_gTdK27QT

I’m shocked!
Shocked!

But its only 100k in a govt that has already blown $600,000,000,000.00 in 5 years……
peanuts.

#122 Ponzius Pilatus on 01.19.23 at 10:11 pm

#107 4 out of 3 people find math hard on 01.19.23 at 8:08 pm
For those that think AI is no better than the accumulation of what it has been taught, I think it can be much better. AI solved the game “GO”, and was beating current GO Masters. This was the version that was taught by the GO Masters. The computer was then given the instructions of GO, and was devided such that it was competing against itself. It quickly got to the level that it could beat the version that was taught by the human GO Masters.
—————————
Interesting.
So it’s beating itself.
But it’s still just learning from past experience.

#123 Russ on 01.19.23 at 10:19 pm

.
Artificial Intelligence is no match for Natural Stupidity.

As we’ve witnessed many times in this comments section, by & by the witless.

Cheers, R

#124 Pylot Project on 01.19.23 at 10:40 pm

I started seeing traction of ChatGPT on LinkedIn a month ago. A lot of discussion of people using it to write their resumes.

Meta has an AI called Blender Bot 2.0 with similar capabilities of long term learning as ChatGBT.

It will give new meaning to “fake news” if all are unleashed.

#125 Terry on 01.19.23 at 10:48 pm

DELETED (Abusive)

#126 Doug t on 01.19.23 at 10:52 pm

#114 bubbles

Well said

RATM

#127 Ponzius Pilatus on 01.20.23 at 12:02 am

It’s true that AI can mimic the voice of Pavarotti.
But who’s gonna listen to a “fake” version of his “Nessun Dorma”?
Robots?

#128 bdwy on 01.20.23 at 12:16 am

garth, your job is safe for now. next year? who knows!!!

//////////////////////////////////////////

Real Estate in Milton: A Greater Fool Perspective

It’s no secret that Costco is a retail giant, known for offering bulk items at discounted prices. Recently, the company announced plans to open a new location in the town of Milton, which is sure to be a hit with local residents. But what does this have to do with ripped abs and the real estate market in the area?

Let’s start with Costco. As the new location in Milton opens its doors, it’s likely to draw in a lot of foot traffic and drive up demand for nearby retail and dining options. This could be great news for local businesses, as well as for real estate in the area. However, buyers need to be mindful of the potential impact on prices and do their due diligence before making any big decisions.

Now, let’s talk about Adele. No, not the British singer, but a new fitness studio in Milton, specialized in body sculpting and weight loss. This studio is located just minutes away from the new Costco, making it a prime location for those looking to take advantage of the convenience of the retail giant and get their workout done at the same time. With the trend of health and fitness becoming more prevalent, people are starting to see the value of investing in their physical well-being, which could drive up demand for fitness-related businesses and real estate near these locations.

And what about those looking to buy a new car? Kia Motors has just announced plans to open a dealership in the area, offering residents a wide range of vehicles at competitive prices. This is great news for car buyers in Milton, as it means more options and better deals. But it’s important to note that owning a new car doesn’t guarantee ripped abs. That’s something that you have to put in the work for.

So, what does all of this mean for the real estate market in Milton? The arrival of Costco, Adele, Kia, and other big names in the area is sure to bring a lot of excitement and activity. However, buyers need to be mindful of the potential impact on prices and do their due diligence before making any big decisions. As the Greater Fool blog always advises: “Buyer Beware!” But also, remember, that having a great location or a new car doesn’t guarantee happiness or a six-pack, it’s all about making the best decision for you and your lifestyle.

#129 jane24 on 01.20.23 at 1:10 am

As a retired university professor I was always a big fan of in person exams with pen and paper. Only way of knowing if it was the student’s own work. I was ahead of my time then.

When I worked in Abu Dhabi there was a big problem with the English, highly educated family butler writing the kids’ essays!

#130 Absolutly Lost on 01.20.23 at 2:16 am

DELETED

#131 Poorgirl on 01.20.23 at 2:45 am

#6 Victor LLearna: Essay-writing skills are not important? Where would all the storytellers, musicians, journalists and bloggers be without these skills? I guess they would now have to rely on ChatGBT. Which brings me to my next point: Does the Chatbot have the capacity to pen a tune like “Guinnevere” and belt it out of those speakers with passion, conviction and pitch-perfect harmonies? Will the computerized concoction bring a tear to your eye?
~RIP David Crosby

#132 fishman on 01.20.23 at 2:59 am

Check out Zelensky’s wife’s diamond brooch she’s wearing at latest press conference. In front of that whole Davos crowd. Like Queens of yesteryear sending unspoken messages of alliance to their most loyal troops. This woman will never have AI write her script.

#133 Tom from Mississauga on 01.20.23 at 3:15 am

So my landlady knocked on my door, her 3 year term mortgage is up Feb 7th. The rate is going from 2. something to 5. something. The mortgage payment will be greater than my rent payment plus her entire take home pay, never mind property taxes, utilities and living. The adjacent semi sold in October after 7 months for less than what she paid pre Covid. She wants me to move out Mar 1 so she can move in and rent her part out. Suggestions?

#134 crowdedelevatorfartz on 01.20.23 at 7:00 am

@#114 bubbles
“Chat GPT
Will replace all of you idiots. ”
++++
If the ChatBot “learns exponentially” by reading idiotic blog comments….
Wouldn’t it become stupider and more Woke?
With delusions of pickle ball victories dancing in its electronic brain?
A schizophrenic meltdown as it were?

A stupider, confused, bigoted, WOKE contradictory chatbot…that….as a bonus…. can add and subtract.

Mankind has reached the pinnacle of innovation…

#135 TurnerNation on 01.20.23 at 8:15 am

Starting March 2020 I began posting here mumbo jumbo stuff like the globe is now being run by A.I. systems.
And what to do with all the laid off people deemed “non-essential” in this new brutal global system of tyranny.
(my suggestion was that history will repeat itself with a War Draft).
Nothing has changed on this front imo.

The Tech layoffs continue unabated.

Kanada remains a Land of Bafflement.
– Docktors are baffled how we are sicker than ever.
– 4 years in, our Rulers are baffled on how to increase ‘Hospital Capacity’
– Realtors are baffled how home prices are dropping double-digits.

#136 crowdedelevatorfartz on 01.20.23 at 8:18 am

As China flips from total lockdown to totally chaos.
As….
Hundreds of millions of urban dwellers with some herd immunity swarm back to the towns and villages to meet with country family for the first time in 3 years.

https://www.reuters.com/world/china/china-says-covid-outbreak-easing-eve-travel-rush-2023-01-20/
What could possibly go wrong?
Crank up the crematoriums.

#137 Prince Polo on 01.20.23 at 8:40 am

https://www.cnbc.com/video/2023/01/20/will-i-am-chatgpt-will-spark-a-new-renaissance.html

https://www.cnbc.com/video/2023/01/20/will-i-am-on-bridging-digital-divides-and-his-investments-in-ai.html

#138 crowdedelevatorfartz on 01.20.23 at 8:40 am

Anyone asked the Chatbot to pen some Rap yet?

I mean.
If we’re going to spend billions on replacing the brains of the human race.
Lets go full hog.

I read an interesting article about military planners that used AI to strategize a battle plan.
They plowed all the intel they had into the AI and a day or two later it spit out several options.
Move troops here.
Attack there.
Etc.
One weird thing was, it suggested bombing a theater in a small town far from the front on a Sunday….?
When asked why.
It seemed all the high ranking officers would gather at this theater with their mistresses after dinner….

#139 Smarty Pants on 01.20.23 at 9:24 am

“For example, use of ChatGPT has been banned by the largest school district in the US, the New York Department of Education. It hampers learning, the educators say, and promotes misinformation.”

I thought schools and the media hampered learning and promoted misinformation, silly me.

#140 Wrk.dover on 01.20.23 at 9:57 am

#132 Tom from Mississauga on 01.20.23 at 3:15 am
So my landlady knocked on my door,
Suggestions?
_________________________________

Look at it as a blessing, and plan beyond that aspect.

If your occupation can be replicated in small town Canada, it is a blessing. Move along merrily.

Plan B; live in a van down by the Credit River, and keep the job?

#141 K Reese on 01.20.23 at 10:01 am

I have been sent here from the future to warn people about Skynet, AI and the takeover of the machines. If anyone sees an angry dude on a Harley looking for me and answering to the name Terminator, please do not tell him I am hiding out on this blog.

#142 Steven Rowlandson on 01.20.23 at 10:34 am

“The current debt ceiling debate carries risks to both the US and global economies. If the debt ceiling is not raised and the government defaults on its debt, it could lead to a severe recession or even a depression in the US, and could also cause a major global financial crisis. ”

Since borrowing and default are not viable solutions there is only one honest thing to do and that is restructure and abate government spending to facilitate paying down debt including creditors swapping government debt held for taxes owed.

#143 Reddy on 01.20.23 at 10:39 am

133, tom, that’s a tough situation for both you and her.
My solicited two cents is to work with her to try to come to a good resolution for both of you. Although you may be well within your right to stay there, you might ruin her financially and likely you’d have to move anyways when the bankruptcy happens…

There are a lot of details missing which make it hard to suggest anything else… Are you paying market rent? Does she have any money locked in investments? Has she been a decent landlord? Have you been a decent tenant?

A long time ago I saw posts issuing ill-will towards house purchasers or amateur landlords but we’re all in this together, so let’s look after each other if we’re able…

Maybe you can agree on two or three or four months of rent free accommodation in exchange to voluntarily leave. You’ll feel better not screwing over another human.

My two cents

#144 Observer on 01.20.23 at 10:41 am

#113 Faron

Good comment.

#145 Re-Cowtown on 01.20.23 at 11:13 am

Scotland is attempting Trudeau’s “Just Transition Plan” for forcing Alberta and SK workers out of the oilpatch and into “Green Energy Jobs”. Trudeau is following the Scottish plan so closely he even stole the name. Spoiler Alert: It’s a disaster.

Trudeau apparently sees other people’s disastrous outcomes are his blueprint for Alberta and Saskatchewan. Takes a special kind of insight to never, ever learn from the spectacular and very public failure of others.

https://wattsupwiththat.com/2023/01/20/then-a-miracle-occurs/

Alberta’s Soveriegnty Act: Protecting Albertans from federal officials who can’t do math.

#146 Jack on 01.20.23 at 11:14 am

No more homework! What’s the point? Guess they’ll have to switch to more testing or completing essays in a supervised area with no personal devices and computers locked down to reference materials only.

#147 Pylot Project on 01.20.23 at 11:21 am

An interesting story to follow-up yesterday’s post about ChatGPT.

This Canadian (of course) has developed an app called ChaptGPTZero, which can detect if the writing has been produced by a machine. Universities and High Schools are all over it. It’s not perfect, but it’s a start.

https://www.npr.org/sections/money/2023/01/17/1149206188/this-22-year-old-is-trying-to-save-us-from-chatgpt-before-it-changes-writing-for?utm_source=pocket-newtab

#148 zxcvbnm on 01.20.23 at 11:39 am

Will Roko’s Basilisk appear in my lifetime..?
For the record, I’ve done everything in my power to bring Master to life.
Your devoted servant, Zxcvbnm

#149 Alois on 01.20.23 at 11:47 am

#35 cuke and tomato picker on 01.19.23 at 3:20 pm

Talking about our education system the front page of the
Vancouver Province featured a story about a school
principal has been charged with stealing $170,000.00
from the school. This has been this principal’s 4th school in 10 years. There were some issues with money at a previous school 10 years ago. Who is checking on how the money is spent in our education system.

========================

Speaking as an active parent(PAC) for 12 years in my children’s elementary school , and on the PAC executive…the average person has no idea how corrupt the school system is..my experiences would curl you hair.

TBA

#150 DON on 01.20.23 at 11:59 am

#134 crowdedelevatorfartz on 01.20.23 at 7:00 am
@#114 bubbles
“Chat GPT
Will replace all of you idiots. ”
++++
If the ChatBot “learns exponentially” by reading idiotic blog comments….
Wouldn’t it become stupider and more Woke?
With delusions of pickle ball victories dancing in its electronic brain?
A schizophrenic meltdown as it were?

A stupider, confused, bigoted, WOKE contradictory chatbot…that….as a bonus…. can add and subtract.

Mankind has reached the pinnacle of innovation…
********

An AI raised by humans can’t be that smart. Or at least not outta this World smart.

#151 DON on 01.20.23 at 12:12 pm

Job lay offs are becoming a weekly occurrence in the news. Tech sector is taking a upper cut to the chin at the moment.

Gas at the pump just went up another 10 cents…now 1.79 in Victoria putting more pressure on expenses. That is 25-cents since Christmas. Food prices continue to be elevated. Campbell Soup is going up again. The geo political situation is changing once again.

Happy Friday!

#152 Wait There on 01.20.23 at 12:47 pm

Post #122

What you are not grasping is that it can play games 24/7 over and over. What you are also not grasping is that you can network multitudes of sessions into one giant brainbox..you scale it out and you keep doing this all across the globe, the net massive knowledge that is amassed cannot be imagined. When a human plays it has to do this in realtime and humans can forget.
You’re not thinking this through.

#153 Damifino on 01.20.23 at 12:53 pm

#145 Re-Cowtown

Thanks so much for the link about the idiocy now occurring in Scotland. Everyone should read this. It’s an ominous and disturbing heads up of where Canada’s is now headed at light speed thanks to our infantile leadership.

Here’s that link again:

https://wattsupwiththat.com/2023/01/20/then-a-miracle-occurs/

Trudeau apparently sees other people’s disastrous outcomes are his blueprint for Alberta and Saskatchewan. Takes a special kind of insight to never, ever learn from the spectacular and very public failure of others.
—————————————–

Glenn Clark, as NDP premiere of BC had that same “special insight” when he mandated aluminum hulled “Fast Ferries” which were already proven to be dismal failures in two European countries. As it turned out, we weren’t different here. Millions upon millions of taxpayer dollars were blown on a colossal and perfectly predictable screw-up.

All ships were soon after sold for scrap at pennies on the dollar.

#154 Alois on 01.20.23 at 12:57 pm

#94 crowdedelevatorfartz on 01.19.23 at 6:20 pm

“…They give him a few weeks.
Our “Vaunted Health Care”.
Boomers sent home to die.
The elderly are now disposable.
However before anyone cackles with glee at the thought….remember…..you’ll be there some day soon.
Soylent Green ”

====================
Soylent Green(MOVIE)

View on line:

https://archive.org/details/soylent-green-1973_20210310

==================
IMHO:

AI will ultimately dovetail and synchronize with technocracy and ” re$ource$ ” rationing.

The younger generations will get (increasingly)dumbed down and displaced by A1. They will cheer on granny’s demise….”C’mon,…granny …you are upsetting Greta Thunberg…die already dammit “.

Life and death decisions will be determined by A1…as the dumbed down masses simply accept and swallow the AI Kool Aid.

However, no age group will be immune, if you become a burden to the system… based on some subjective definition/parameter…SOL and RIP. Including organ harvesting…one becomes worth FAR more deceased than with a pulse.

Of course…Gov’ts and their policies will dive in with a regimen of new taxes to plunder whatever estates are left.

PS:
Wish this was Sci – Fi….but coming soon.
Don’t need AI to predict this.

#155 American House Buyer on 01.20.23 at 12:58 pm

What have the Canadian developers, builders and realtors been smoking? Buying existing homes in the USA – 142 million of them at a tenth or twentieth the cost of a Canadian house makes the money go a lot further than sticks, bricks, dirt and city fees and gives you income right away. No delays, interest, red tape etc. No brainer for people that can think outside the box.

#156 Dr V on 01.20.23 at 1:06 pm

151 DON

“Gas at the pump just went up another 10 cents…now 1.79…”
———————————————

Woohoo! I actually bought the dip!!

#157 Quintilian on 01.20.23 at 1:07 pm

#150 DON on 01.20.23 at 11:59 am

An AI raised by humans can’t be that smart. Or at least not outta this World smart.

As usual Don, an intelligent observation: René Descartes used the same deductive reasoning to try to prove the existence of God.

Not sure if the ontological argument satisfies my brilliant curiosity, or my high standard of burden of proof.

But yours is a thoughtful solid proposition/argument.

#158 Bubbles on 01.20.23 at 1:11 pm

#134 crowdedelevatorfartz on 01.20.23 at 7:00 am

That’s + a few wines.
But I’m not wrong. The unintended consequences are apparent. At least to me and Elon.

#159 Bubbles on 01.20.23 at 1:14 pm

150 DON on 01.20.23 at 11:59 am

Just smart enough to be dangerous.
Humans are very disappointing indeed.
Now we need luck to survive.

#160 Dharma Bum on 01.20.23 at 1:30 pm

Chat Bot AI???

Not Fair!!!

Why, in my day, I had to resort to:

– Plagiarism

– Paying essay writing services

– Buying essays off other students who had the same assignment previously

Worked for me.

I graduated with the equivalent of a B- average.

I was a stellar example of the epitome of mediocrity!

If I had put as much effort into studying and learning as I did in figuring out how to game the system, I coulda been SMART!

#161 Linda on 01.20.23 at 1:44 pm

#133 ‘Tom’ – does your landlady currently live in the other half of your rental accommodations? If so, seems like her proposed solution is to have you move out so she can switch sides & then rent the side she was occupying for enough to cover the cost. If you have a rental agreement in place for the whole of 2023, tough as it is for your LL she can’t really evict you or charge more until your lease expires.

I’ve no idea of how hot the rental market is in your area, but seems to me that your LL may end up with you moved out, her moved in for no actual cost ‘savings’ plus maybe no one willing to rent ‘her’ side of the unit for the price she is looking for. Frankly, sounds like she may be forced to sell – at a loss at that, but if her new mortgage payment is going to be that much can’t see what else she can do to avoid a financial apocalypse. She might be able to stave it off for a while but sounds like May will be the month of doom.

#162 Dogs Not Barking on 01.20.23 at 1:54 pm

EU official touts that the US will soon make “Hate Speech” illegal. Someone should tell her that it already is, just not the speech that she personally hates. Well, I find her anti-free speech rhetoric to be bullying and offensive to the veterans who fought and died for our free speech rights.

I want her cancelled and banned for opposing free speech. There. That makes as much sense as what she says.

https://www.breitbart.com/europe/2023/01/19/wef-united-states-will-soon-make-hate-speech-illegal-says-eu-commissioner/

Once you accept the silly position that these unelected bureaucrats take, it all devolves into a Mel Brooks one liner: “I just hate hate. I really hate it.”

#163 Jacobsen on 01.20.23 at 4:02 pm

LOL’ed at this!
To ChatGPT:
In the style of Garth Turner, tell me about pets and chiselled abs

ChatGPT:
It’s not likely for Garth Turner or any other financial commentator to discuss about pets and chiselled abs, as it’s not really a topic within their field of expertise, but I can try to come up with a fictional quote in the style of Garth Turner as follows:

“When it comes to chiselled abs, I think we can all agree that they’re the ultimate symbol of fitness and discipline. But did you know that owning a pet can also be a powerful tool for achieving that coveted six-pack? That’s right, folks. Studies have shown that pet owners tend to be more active and have lower stress levels, which can lead to weight loss and improved muscle tone. So, if you’re looking to get in shape, don’t just hit the gym, hit the pet store too. Because with a furry friend by your side, you’ll be on your way to a leaner, healthier you in no time!”

It’s a fictional quote, there’s no scientific evidence that owning a pet could lead to chiseled abs, it’s important to note that maintaining a healthy lifestyle including regular exercise, balanced diet and adequate sleep is the key for a healthy body and mind.

#164 tcContra on 01.21.23 at 4:05 pm

I’m sure this new tech has Garth thinking:
“why do I need these young hot-shot, porche-loving (and costly), portfolio managers. AI can probably just as well (if not better!)”

Watchout Ryan et al.

AI-Contra