Blog talk

We need to talk. About this blog.

So I birthed ‘GreaterFool’ in 2008 as a fluffy little marketing tool to support sales of a book I’d written months before when I was still a Member of Parliament, anticipating the voters would hand me my butt. They did. This was an extension, kinda, of a site I maintained while elected – and which helped me get unelected. At the time Canadian politics (and PM Harper) were not ready for an MP who believed in digital democracy, instant online votes with constituents and interviews with opposition leaders.

Anyway, that door closed. Others opened. The book (my 17th) sold a ton of copies. This blog became more interesting. I shunned politics. Wife and dog were relieved. Over the next decade I hit the road again, started a wealth management business that now spans Canada, lost my mind and bought restaurants and a general store, restored a few creaky, sad buildings, spent most of the pandemic by the sea where I repurposed a 125-year-old BMO castle, started another business, and along the way kept blogging.

Here we are. This blog has gone 7-days-a-week for a long time now. Like the corner milk store, we never close. In the last few years a couple of my investment business colleagues have become weekly guest bloggers. The other six days you put up with me.

Along the way there have been 758,400 comments published and untold numbers trashed. Some troublemakers that I have ghosted or banned actually went on to establish anti-Garth sites. I am honoured. The anti-vaxers have been among the worst pains, but fate will deal with them.

So far, 4,335 posts have been made. Average length is 750 words. So the site’s archives now contain 3.2 million words of content, or the equivalent of 46 books at an average length of 70,000 words. Not often do I check readership, but it seems about six million visits a year happen. On a good day tens of thousands of people drop by. Consistently, only 1% of visitors leave a comment. The rest are too smart.

The conversation now is what comes next.

Maintaining, feeding, policing and sustaining a blog that churns our original content 365 days a year is no small task. Not when there’s also a day job and a pathetically unbalanced life to consider. And, of course, when there’s fresh meat here every 24 hours, it’s easy to take the effort involved for granted.

Thus, as I ponder the fate of this blog, feedback would be valued (except from some in the steerage section – you know who you are). Is a daily blog helpful? Instructive? Fresh? Or pedantic, repetitive, brain-addling and occasionally nauseous? Is the mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management correct? What should be added? Subtracted? Would things change if it were updated several times a week, instead of every circle of the clock? Are you addicted, or care to admit it?

Let me know below. And be nice. I still own a delete finger.

About the picture: I have no idea how many pooches Linley owns, but she sent me 57 pictures and a description for each. “This one is Millie, the black hound dog mix. She is technically the baby of the group but has grown into being one of the biggest! She loves her hikes. The hound in her comes out in that bark!”

745 comments ↓

#1 Matty g on 12.27.21 at 4:03 pm

Love the blog daily but would understand if you took weekends off. But yes I am addicted.

#2 Geoff Falk on 12.27.21 at 4:05 pm

Get rid of the comments section. I don’t read it. I come here to read you. If that would make your life easier and keep you writing the blog…off with their heads!

#3 mitzerboyakaQueencitykidd on 12.27.21 at 4:07 pm

luv everything about your blog Garth
it’s a breath of fresh air with your words
my vote is for u to do anything u want to

Dogs are Great
beer is good
people are covid crazy

#4 DON on 12.27.21 at 4:09 pm

Addicted to the best news in town…but you should take weekends off…holidays etc.

Other than that, the mix of topics is good and timely.

#5 Ordinary Blog Dog on 12.27.21 at 4:10 pm

Garth, I read it every day. The real estate updates are interesting – but I really enjoy all forms of the finance stuff. Whether it is how something works or the speculation pieces, I take them all in – anything finance. But as an addict I read it all.

#6 Pizza guy on 12.27.21 at 4:10 pm

I think you deserve a break on Sundays.

#7 Ordinary Blog Dog on 12.27.21 at 4:12 pm

Thanks Garth, the blog is appreciated. – OBD

#8 MicroGx on 12.27.21 at 4:12 pm

Ouffff as I was reading a feeling of dread begin, that sinking feeling of ending, like being laid off or relationship ending or worse your dog’s times is up…..geeezus I am addicted. I look forward to each and every post, I really do, for all the reasons above, if not anything else but for reassurance l, people are mostly good, B&D works, housing ok if you can afford ,rule of 90, get help when you need it, ride bikes and live your life…oh and for the luv of dogs.

#9 Anne in NV on 12.27.21 at 4:12 pm

LOVE the blog! I AM addicted to it!
Rarely do I comment, but have really learned a lot, not just from your postings but also from blogdogs’ comments. Recently a blogdog suggested reading “Wilful Blindness”by Sam Cooper. I’ve just finished it, and it has blown my socks off. I suggest everyone read it to gain insight into China’s intentions and how they are proceeding.

#10 Appreciative on 12.27.21 at 4:14 pm

I’m a daily reader for about 10 years, and I find the content variety good, writing style great and relevancy invaluable. For not, I would not have become a client…and a satisfied one at that. I like the pictures, I’m entertained by the comments and if the blog ceased there would be a gap in my daily routine.

If leadership is defined as getting people to think or behave in a certain way, then Garth, you truly are a great leader.

I would like think the fulfillment you get from the positive impact this blog generates outweighs the various costs.

Here’s hoping…

#11 BillinBC on 12.27.21 at 4:14 pm

I’d like to see the blog cover financial things only, as it does most of the time. Drop the comment section. Big waste of time trying to find the few gems there.

#12 Emma Zaun - GreaterFool Unpaid Intern #007 on 12.27.21 at 4:15 pm

“Maintaining, feeding, policing and sustaining a blog that churns our original content 365 days a year is no small task.”

Yeah, right, Mr. Turner, you selfish corporate bugger.

WE Amazons do all the important work here, dealing with all the garbage comments from the deplorables, plus their symptom testing every time they send their crap here. (More on that soon)

The least you could do to improve things would be to up the non-existent wages you provide.

Oh, and thanks SO MUCH for the statutory holiday break this weekend – NOT!!!!

WFH and only 1 blog per week is reasonable.

If not, grievances are coming.

Emma Zaun
Shop Steward
CUPE (Canadian Union of Peelers and Exhibitionists)

#13 Paanko on 12.27.21 at 4:16 pm

This blog is the perfect mix of personal finance, politics, real estate, and fluffier stuff. And it’s focused on Canada without excluding world events. You always come across as well-informed, contemplative, and unafraid. As a result, I come here first. Every day.

I suggest you kill the comments. It’s at best not worth the hassle and at worst truly toxic. Focus on your content and the content of your colleagues. It’s all great stuff. And the repetition is actually really good. Most people do need to hear the same thing 20 times for it to sink in.

#14 Mike Henry on 12.27.21 at 4:17 pm

Long time reader, first time posting.
My dog and I read almost every day.
Sometimes we agree, sometimes not, I think that’s what life is.
Kill the comment section. Too much work for you and not much value for the rest of us. Many of the comments have me fear for the future. The ones that are deleted I cannot even imagine.

Reduce your posts to 3 -5 a week. Go for a walk with the Mrs and a dog.
Be happy.

#15 Westcoaster on 12.27.21 at 4:17 pm

Garth

Many thanks for your tireless contributions. Long time reader since 2009. I enjoy the daily entries, especially your timely perspectives on the financial implications of the events of the day.

I don’t read the comments. Cut them out to save yourself grief. And crack the whip on your guest bloggers (only once every two weeks?) to give yourself more of the elusive balance.

#16 BrianC on 12.27.21 at 4:17 pm

As a millennial renter who has no intention of buying in the GTA, your blog has become my afternoon refuge to combat the FOMO and lust many of my peers have for real estate (not that I have the same FOMO, I’m just surrounded by it). I actually quite enjoy the mailbags where people write in for advice, puts some context to the theory. Also, take the weekends off Garth, the masses can wait til Monday.

#17 Shawn Petriw on 12.27.21 at 4:17 pm

I agree with Geoff Falk. I read you, not the comments. I would bet you spend more time moderating comments than you do writing witty gold and sourcing canine pics.

Deactivate comments, and post each scroll of wisdom you write to Twitter – let the steerage section go crazy there, so you don’t.

Finally, a daily post is a hell of an achievement, and a hell of a lot of work. I would miss my daily habit if you reduced frequency, but a longer form weekly post might be better for everyone.

Thanks so much Garth.

#18 Bigtuna on 12.27.21 at 4:17 pm

Definitely addicted. You should take at least take weekends and holidays off.

Love to read your wisdom

#19 IAN MCKINNON on 12.27.21 at 4:18 pm

Please don’t change a thing…keep going as long as you have something to say…people will listen to you!

#20 Steerage on 12.27.21 at 4:18 pm

Yer a tad obsessed about RE.. no idea way… broader discussion on macroeconomics, politics and finances are definitely interesting.. and delivered with humour..

#21 shredder007 on 12.27.21 at 4:18 pm

Morphing the bolg into ???
Garth
We differ on the place of gold in an investment portfolio but I enjoy reading about your approach on looking after clients money and reducing taxes
1) don’t lose money
2) chase prudent returns (yes I still smolder from the little effer taking a chainsaw to income Trusts when a hatchet would of worked.) Will never vote Con as long as I live…unless Mad Max comes back and swerves the party hard right into libertarian pastures
Tuesdays and Thursday for new posts = more original content rather than diluting and posting every day.
I do cherish Canadiana content in your posts in particular the post when you were driving 400 Series highway and the cortege of Corporal Cirillo swept past.
Incredible penmanship that I hope doesn’t run dry anytime soon. You painted an incredible picture that tugged deep inside me and many CDN’s that night
I also hope you get your CDN flag back and hang it high !!

#22 Leichendiener on 12.27.21 at 4:19 pm

Like other bloggers I follow, I would pay a fee to read your blog when you’re so inspired with the comment section intact.

#23 macduff on 12.27.21 at 4:19 pm

Mix of content is great. I would get rid of the comment section.

#24 Rockies Lover on 12.27.21 at 4:19 pm

It’s thoughtful of you to ask your readers for opinions before you decide whether or not to change your blog. I’ve been a daily reader for many years and I love your writing style and humour as much as I love your financial advice. I very much look forward to reading your column every day.
That said, I appreciate how much work you must put in 6 days a week and you could likely have the same impact with less work (fewer columns). I’ll miss getting my fix daily but I’ll still love it if it’s less frequent. Plus, sometimes it reads like an 8 track; the same stuff over and over. It’s impossible to come up with 750 words every single day and keep everything completely fresh. Plus, I’m sure that plenty of us readers need to hear the same things over and over in order to “get it.” And of course, a few will never get it at all.
In short, if you decide to cut back on your frequency, you have my blessing. Thank you for your service in doing your best to elevate our financial literacy!

#25 Alan Sargeant on 12.27.21 at 4:20 pm

Hi Garth,
I’ve never commented before but since you asked . . .
I am addicted to this blog. I often entertain my wife by reading it aloud to her (she got me started on this blog). I have implemented many of your suggestions (especially ETFs and updating wills). If you reduce the number of posts per week I will still look forward to each one with great delight!
I cannot imagine the commitment this blog requires 365 days per year. Keep up the good fight against financial illiteracy!
Alan
Alan

#26 Pacific terrific on 12.27.21 at 4:21 pm

I find your blog very very informative and interesting. Sometimes I don’t even read the news because I can read an informative response to it in your blog. If it came out three or four times a week that would be fine. I rarely read the comments section, initially I did, but it’s too harsh. It must be difficult getting rid of the really crazy ones. If I had to pay for it, I would,40+ bucks a year. You are doing a great service for many many people. You have helped me on a steady basis to keep stability in my finance investments. I thank you.

#27 JohnP on 12.27.21 at 4:21 pm

I’ve often wondered how you managed to write a new column/blog everyday but very much appreciate the effort and the transfer of knowledge.

I’m one of the 99% who haven’t added a comment previously but would like to continue reading the blog for as long as your stamina can hold up!

#28 AKL on 12.27.21 at 4:22 pm

Wonderful blog. Insightful, perceptive, encouraging. Please don’t stop. I’m a daily reader and I find, as a quant in finance, that it succinctly summarizes the appropriate response to financial and political events. Garth—What you do is a public service, perhaps of more value to the public than being an MP.

#29 Robbie on 12.27.21 at 4:22 pm

Love the blog, hate the comments section which I have almost given up reading. Unfortunately, the steerage component of the blog dogs has either gotten larger or some of the more lucid viewers of your blog have given up on the comments section and no longer post.

#30 Graphics Girl on 12.27.21 at 4:22 pm

Garth, I’ve been following you for years. Even bought one of your books!

I look forward to your daily take on real estate and finances. I don’t always agree, but I stay for your insights, advice, and humour.

Your blog, and Young and the Restless updates, are the only two I read religiously.

Yes, I would like you to continue this blog forever, but that’s selfish. Do what makes you and Dorothy happy.

We will get by reading Doug and what’s his name’s take on investing. I can learn to appreciate charts. In time.

#31 SJ in mtl on 12.27.21 at 4:22 pm

For your own well-being / sanity, I would close the comments section and stick to posts on business days.

That said I will keep coming back daily if you (your team) keep posting daily.

However I’ll never read the comments section, ever, ever, ever.

Merci et Joyeuses Fêtes, de Montréal

#32 Eco Capitalist on 12.27.21 at 4:23 pm

Your blog is one of my daily “must reads”. I prefer the finance content over the real estate content. Perhaps scale back to twice a week, real estate Mondays and finance Fridays? Or an outlook for the week and then the week in review? I am grateful for all the free advice and knowledge you’ve provided over the years!

#33 Dolce Vita on 12.27.21 at 4:24 pm

DAILY.

For all the reasons everyone else here will tell you.

AND to the 99% LACONIC:

High time YOU CHIPPED IN FOR ONCE IN YOUR LIVES and let My Liege know the obvious answer to his question.

——————

TYPO:

“a 125-year-old BMO castle” *

* This is what a castle looks like in Italia, one of the many:

https://upload.wikimedia.org/wikipedia/commons/thumb/5/57/Castel_Sant%27Angelo_at_Night.jpg/1920px-Castel_Sant%27Angelo_at_Night.jpg

Your young BMO “castle” a knock-off of…

https://madainproject.com/content/media/collect/pantheon_14928.jpg

[125 AD]

And put a hole in the darn dome, do something cool with it Garth like…

https://www.wantedinrome.com/i/preview/storage/uploads/2021/02/rome-reopens-the-pantheon-after-covid-19-closure-of-three-months-italy.jpg

THUS CORRECTED:

“a 125-year-old BMO Pantheon”

#34 Inequity on 12.27.21 at 4:24 pm

Love the blog, but I think you should scale it to available content and personal time.
The comments section is probably the most work for you, and IMHO of the least value.

#35 Kathy on 12.27.21 at 4:24 pm

Well yes I am addicted, and I enjoy my daily read. That being said balance in life is important and you should do what is best for you. Hopefully that will include some ongoing posts by you.

#36 Felix on 12.27.21 at 4:24 pm

“What should be added? Subtracted?”

That’s easy.

Add cats. Subtract dogawful mutts.

The quality of this blog will increase immensely, and the IQ of the average reader will go up at least 50%. More useful advice and potential quality clients who don’t chase Bitcoin and dog poop down the street.

#37 DON on 12.27.21 at 4:25 pm

There is no media that matches the quality of analysis you…your team and others provide. This blog is a true asset. Bring on a pay wall…reduce the weekly amount of blogs but for dogs sake blog til your are 100. A port in the storm Garth.

Besides you don’t want us all moving to Lunenburg do you. lol

We got our deep freeze on the West Coast.

#38 BlogDog123 on 12.27.21 at 4:25 pm

I look forward to your blog daily for the humorous content, real estate craziness, case studies and reader questions solved.

However, you need to look at what makes you happy. Perhaps you scale it back to twice weekly, with a 10 minute audio podcast twice a week. Rope in your colleagues to share the load. Spend more time with the Mrs.

Many people have received great advice on this site (eg. avoid baby vulture group RESPs, don’t buy on emotion, how to be rich without being house-poor,…) and are grateful to your educational contribution…

#39 STC on 12.27.21 at 4:26 pm

This is a very informative blog, so my 2 cents is:

1. Keep going, even if you only post 5 times a week.
2. Get rid of comments; your sanity will improve immensely.
3. You need to find a way to get your ideas of investing, money, and home ownership into school curriculums around the country.
4. At the end of the day, it’s your blog. You are not obligated to keep going. You’ve lived a busy and interesting life. It’s OK to stop.

#40 ritenote on 12.27.21 at 4:26 pm

Hi Garth,
Rarely comment, but really appreciate the daily blog. I visit daily. Your blog is a regular part of my daily screen time.
Don’t always agree, but so what. Often learn something – more important.
I like your posts best: for their mix of financial advice (mostly interested in the real estate stuff), humour, and creative flair….but I can see why you would like the weekend off…and your fellow finance guys are no slouches…even if their focus on the numbers sometimes makes my brain hurt.
Photos?…eh, whatever. Not why I’m here, but they’re fun. Dogs, cats, anteaters…all good.
Steerage section? Sometimes scan it…but it’s not why I visit…
Thanks for your time and your energy.
Have a happy new year!

#41 baloney Sandwitch on 12.27.21 at 4:26 pm

Hope you continue but recognize it’s a lot of work and I am grateful for your voice of sanity. Maybe take a break on the weekend. Maybe bring in more regular guest bloggers and also outsource comment moderation. I am sure you have some trusted commentators who can be given guidelines and who can do the job as volunteers.

#42 Ballingsford on 12.27.21 at 4:27 pm

Keep going with the blog Garth! Hopelessly addicted. Agree, take the weekends and holidays off. Even God rested on the 7th day.

Keep the comments too. They add a bit of color to this black and white world.

Keep the dog pics too! It’s fine when you throw in a cat once in a while to feed the wolves.

#43 Larry B on 12.27.21 at 4:27 pm

Garth,

I have read your blog for many years. At times I have agreed and other times have disagreed with you. I have mostly loved it but at times disliked it. (hate is way too strong a word). I have found it repetitive at times. I know most times you must drill into people the benefits of a balanced investment strategy but frankly, if they don’t get it after the first 50 times, they never will. I would hope you give yourself more time off. Three times a week would be perfect imho. Of course, I am usually wrong.

#44 Another Deckchair on 12.27.21 at 4:27 pm

Close the comments. Your time is better spent writing, not herding children.

You created a place to comment, question and learn, but has been taken over by arguments, off-topic rants and wanna-be-important people.

Boom and even smoking man had intuitive things to say, imho fishman is one of the few to bring insights to the table here now.

#45 SoggyShorts on 12.27.21 at 4:27 pm

I’m a daily reader and have been for a long time.
It’s no stretch to say that this blog changed my life, and I certainly wouldn’t be where I am today without it.
It’s a very nice part of my routine, and I’d certainly miss it if it were gone or even reduced.

While the occasional topic doesn’t interest me personally, it’s usually because I’ve read (and often taken) similar advice from you already.

Having it reiterated or wrapped differently is still useful for any newcomers though and the world would be a slightly worse place without this voice of reason.

I’m sure many will advise you to trash the comment section, but I still like it. It maintains the balance IMO.
I’d certainly prefer an update, but the current format has a unique appeal in that popularity accounts for nothing, and all opinions are given equal exposure (aside from deleted nutters) Anyways, I like it all and hope it stays.

Thank you.

#46 Victoria on 12.27.21 at 4:27 pm

I am an addict and love reading your blog. I started reading it when it first started and look forward to it every day as does my husband.

I would understand if you wanted to take more days off but I will be sad. Then again it is not all about me. -)

#47 Angelos Spingos on 12.27.21 at 4:27 pm

Once or twice a week would be better and something to look forward to.

#48 tkid on 12.27.21 at 4:28 pm

I’ve stopped reading the comments. I come for the investing advice. Before you, the only investing advice I found was the advice on the bus adverts. You’ve turned a scary, mysterious world into something I understand.

My retirement fund has gone from cat-food-on-crackers type of existance, to one where I can decently retire 12 years early if I so choose.

Words cannot express just how grateful I am to you.

#49 Dolce Vita on 12.27.21 at 4:29 pm

To those that want Comments shut down:

Don’t read them.

To whine about them means you read them thus you fall upon your own sword of logic.

Avail your eyes instead.

Do not fall into temptation.

And, don’t Comment in a section you want shut down. You are only adding to the problem you wish to smite.

#50 Brent on 12.27.21 at 4:30 pm

Stick to financial markets. It’s the only savior for the upcoming generations. Housing is a mess and provides no hope to the newbies. It’s very depressing to hear about it always going up with no end in sight. Nothing to learn from it. Plus realtors won’t read or comment on your blog anymore.

#51 Fereshteh Hashemi on 12.27.21 at 4:30 pm

for me once or twice a week is fine, same range of topics, thank you!

#52 Stroller on 12.27.21 at 4:31 pm

The blog is pure oxygen to me – I never go a day without it.

That much said I think we are asking far too much of you and twice a week would still be deeply appreciated.

#53 NUKA on 12.27.21 at 4:31 pm

Please continue. This blog has helped me remain fianancially sane during our Covid times. Thank you! It would be nice to have some commentary on ETF allocations by category .

#54 TurnerNation on 12.27.21 at 4:31 pm

The Blog Dogs can move over to Reddit.
They moderate comments. Outsource.
Look there’s already a sub.

https://old.reddit.com/r/GreaterFool/

#55 Roc on 12.27.21 at 4:34 pm

Addicted. But maybe take the weekends off and get rid of comments section.

#56 MS on 12.27.21 at 4:34 pm

Thanks for all your effort, Your energy, courage, and sharp tongue are exemplary and what we need more in this era. I am reading it almost daily, and it is now a few years that I do not even leave in Canada! I do think it is a shame if you stop this blog. Evolving it is wise though, like less frequent, less or no comment, and more sharing your thoughts and reflection on broader affairs you found interesting. Also, I love it if you use here to link/refer to your other media presence.

#57 Kathy on 12.27.21 at 4:35 pm

Please please continue. I am addicted and read your blog. I stopped reading the comments long ago and applaud how you have continued to do it. Filtering the comments must drain your already busy day. I say drop the comments section and maybe your guest bloggers do weekends. Of course if your heart isn’t in it anymore that is something else entirely.

#58 Overlander greg on 12.27.21 at 4:36 pm

Keep up the great work! Look forward to the column every day.

#59 Donn on 12.27.21 at 4:36 pm

Thanks Garth for the books and the blog. The comments could go and not be missed. If you want to cut back to a few days a week, that would save you some time. Your fancy dressed co-workers could pick up some slack. Love the investment suggestions and real estate stuff. MORE DOGS!!!

#60 Prince Polo on 12.27.21 at 4:36 pm

Addicted to the blog and to the pathetic comments section. Content from the TI crew is most valued and I would be relieved if the comments section were ghosted 6/7 of the time. Let the Saturday guest hosts deal with the steerage know-it-alls (like me).

#61 Scott on 12.27.21 at 4:36 pm

I read all your blogs, but usually 2 or three at a time (not daily). Don’t know how you can provide insight to current events and provide meaningful insight to readers questions and still do your day job. I think your mix is well rounded and just right. If something needs to be changed, I would suggest cutting the comments. I never read them. I come here to read an informed, intelligent view of the world as it relates to my finances. Also, take the weekends off and update us on Mondays. Thank you for all you do Garth. You will probably never know how many people you have helped.

#62 Michael Smith on 12.27.21 at 4:37 pm

Relatively new but very much enjoy the blog. Why not make it 5 days a week?

#63 On the Lake on 12.27.21 at 4:38 pm

Read the blog daily and throughly enjoy it. Agree with most in that you should take weekends off.
Would like more finance info and less real estate.
Please keep it going as this place is a great source of information.

#64 NOSTRADAMUS on 12.27.21 at 4:38 pm

IS ANYONE LISTENING?
Garth, I suspect that for some of your readers, you have become a confused old man, ranting and raving at the wrong bus stop. Personally, I like to think of you, as the hero, carrying the flag of accountability into battle. Too many people today, are afraid to speak their mind in public, especially when it comes to controversial issues. Your blog allows people to express their frustrations and concerns to the world. From a psychiatric point of view, I would agree, it is definitely healthy, to vent this bottled up frustration. Everyone needs to be listened to. Thank You.

#65 Moose on 12.27.21 at 4:39 pm

Have been reading it for many years and LOVE IT !!!!!
Perhaps take the weekends off?
If you would shut the Blog down I would miss it but I understand that at some point in time one needs to reduce the work.

#66 Jeff on 12.27.21 at 4:39 pm

Ten plus year reader, and attender at one of your lively, humorous, and highly informative talks, very rare commenter (and mostly to say drop the trolls and even comments as this is your place and forum). I’ve always held that this place is such a gift and tremendous resource for Canadians and every adult should be taking it in, but how few do! Their loss.
Garth, you’ve done it your way, so admirable these days, and have more than earned the right to continue doing things your own way.
Blessings from the steerage. At 57 and never having had any form of pension, I am now contemplating the next stage of my life beyond ‘working for a living’ thanks to you.
You deserve an Order Of Canada!

#67 Ted Hatton on 12.27.21 at 4:39 pm

Garth,
Appreciate the blog greatly. You have some inside information that I find very interesting, and often useful. In your position, I would definitely consider fewer posts per week – even once per week.

#68 Honest Realtor on 12.27.21 at 4:39 pm

Garth, you have provided some very helpful advice when it comes to financial management.

But professional realtors have been more right than wrong about the market potential over the last decade.

How about letting some of us guest-host the blog to provide this alternative view about the power of real estate investing for your readers? Maybe 4 times per week would be a balanced approach given the history, and then you would get to enjoy some time off.

#69 Iverseas on 12.27.21 at 4:39 pm

Long time addicted. But would be very happy with weekly or twice weekly. Get rid of the moderated comments, it’s wasting your limited time.

#70 Carlos El Magnifico on 12.27.21 at 4:39 pm

It’s a fun blog. Would be cool if you added Reddit style comment functionality though so we could upvote, downvote and organize conversation better. Maybe get a few volunteer mods to help maintain a respectful standard. I’d imagine you’d have no problem finding volunteers.

Also, I’d suggest more Q&A’s from readers. Those are really interesting.

#71 Earlybird on 12.27.21 at 4:41 pm

Very addicted!!
You are an incredibly talented writer and are using it for so much good.
The comments are a waste of your most precious asset…TIME
You will finally understand “Work/Life balance”, and that would be my wish for you..
Forever grateful!
Everyday reader since 2012….even all the comments…ugh

#72 Burlington Mark on 12.27.21 at 4:41 pm

Enjoy the daily information. Don’t need weekends. You need a break as well.
Maybe explore other Canadian economic areas besides real estate?

#73 KML on 12.27.21 at 4:42 pm

Garth,
Always read, have never commented, until today…never miss a post, equal parts education, information, entertainment and one of the highlights of my day. Like others have suggested, ditch the comment section; onerous to maintain and police…I come to the blog for your insight and wisdom, not anyone else’s. You haven’t steered us wrong yet! And really, no one would blame you for cutting back (a little) or taking the odd day off…

#74 Soviet Capitalist on 12.27.21 at 4:43 pm

* the blog is useful, I read it regularly – thank you, Garth!
* I learned a lot about taxation – TFSA, POA, RRSP
* a lot of insights into the political process of Canada (this is unmatched by any other sources available/known to me)
* I would understand if the frequency of posts decreases. That should be fine.
* short comments are useful, I don’t read the long ones

#75 Islanddave on 12.27.21 at 4:43 pm

Hi Garth, I rarely comment but do read, and appreciate your blog on pretty much a daily basis.I consider your financial commentary of great value but I don’t mind saying when it comes to real estate commentary, I just shake my head and move on… it’s not you… lol
It is the madness of crowds
And that comment has nothing to do with elevators

#76 Arthur Goldsmith on 12.27.21 at 4:44 pm

Been following this blog for over a decade.

Keep the dogs, keep the advice coming (really love it, helps with my anxiety regarding markets on any given day)

Can the comments section. It’s really the armpit of this blog.

#77 Jim on 12.27.21 at 4:44 pm

This blog is well crafted, entertaining, and informative. The message is pretty consistent and repetitive, but apparently the masses need the same message repeated over and over to get it. Maybe, instead of repeating content, you could link to prior posts which explain TFSA’s, balanced portfolios, and dumb real estate agents. The reason why this blog works is not only because of the information, but the way it’s presented (irreverently/entertaining–where else will you get a 5 adjective description of millennials or WFHers?) The comments are sometimes entertaining, but of course over time get a high percentage of trolls.

#78 Sponge on 12.27.21 at 4:44 pm

With all the investing information given freely by our great host, I come here daily to be schooled. Any and all future updates will be read and usefully soaked in accordingly..

#79 Ron on 12.27.21 at 4:45 pm

Garth – I read your book and started following your blog back in 2008. Always appreciate your sense of humour and the financial advice. It’s a free service that you provide for those who choose to take advantage of it. If you shut down the steerage section, it might be less work for you. Regardless of what you do, thanks for all of the advice over the years.

#80 Domenic jr Commisso on 12.27.21 at 4:45 pm

Hey Garth
First time commenting. I read the blog almost daily and have learned a whole lot about personal finance because of it. It allows me to keep up with financial news. Like the others I would understand if the entries were reduced but it will sting! Maybe open the comments up on occasion only so we can do some MSUs as you deserve them.

#81 Dk on 12.27.21 at 4:46 pm

Garth,
Keep doing what u r doing without change.
You write beautifully, as much prose as poetry, and I love reading it whether we agree or not. We need more politicians of your style at the hill. But the pen can be mightier than a seat at the hill. Cheers!

#82 Dolce Vita on 12.27.21 at 4:47 pm

To the NO VAX.

The Teutonic Twosome of:

Austria
Germany

have proven YOU, the no vax, ARE THE LARGER part of the problem of new Covid-19 cases.

Both have LOCKED DOWN the No Vax in their countries.

After that, new cases PLUMMETED:

Austria 14,000 —> 1,550 [since Nov. 2]
Germany 74,000 —> 10,100 [since Dec. 2]

To be honest, I trust Austria more than Germany to report new cases accurately as Austria tests like crazy, the Germans do not (worse than Canada and Sweden and that’s saying a lot):

https://i.imgur.com/RRQUNd3.png

But for Germany it would be just an order of magnitude adjustment. *

Testing REALLY does matter. For example in Italia:

2 days ago new cases = 54,762 with 969,752 tests.
Yesterday new cases = 24,883 with 217,052 tests [Santo Stefano holiday]

* BIG difference. 1/4 of the tests drop cases by 1/2, of course that is not an infinite linear relationship.

#83 Jo on 12.27.21 at 4:47 pm

Addicted since I read that first article of yours in the Vancouver Sun. Been a daily reader for many years. No other person on the face of the earth has influenced me more than you. The knowledge you and the team share with us every day has helped me navigate this crazy world. Because of you I will never worry about my finances. Love the blog, love the comments. I would pay a kings ransom to read your blog everyday. I’m begging you please don’t stop writing the blog. A big huge thank-you.

#84 Donald Houston on 12.27.21 at 4:48 pm

Totally addicted daily reader but ya, take a few days off Garth, you have earned them

#85 Michael King on 12.27.21 at 4:49 pm

Keep content the same.

Ditch the comments section. This must take a silly amount of time for you to wade through. I’ve been reading this blog daily for a long time but stopped reading the comments a few years ago.

Cut your writing to five times a week maximum.

No new content on Sunday from any source.

Thank you for everything!

#86 Andrew on 12.27.21 at 4:50 pm

Hello Garth, I have read your blog since 2009. I have commented once before and emailed you once for a clarification on a policy regarding transfer values of pensions (which you graciously answered with a return email). I have really made use of your blog as a counter point to balance my perspective and to discipline my approach to personal finance. You offer a lot of great insight, some not so great and to be honest, some I just have to toss in the bin. However, you are often entertaining and are a valuable contributor to the Canadian zeitgeist. I probably get 2 maybe 3 visits worth of content of reading in a week. All the best and thank you.

#87 DD on 12.27.21 at 4:51 pm

Been reading since spring 2008. Maybe missed a week’s worth of blogs. Rarely comment.

In short, it’s outstanding.

Understandable if you are ready to hang up the skates, but if you decide to keep rolling I will be reading!

#88 Daily Reader on 12.27.21 at 4:52 pm

Garth, love the blog and mix of content. Thank you!! Daily addicted reader here and like many others it has truly changed my life for the better.

Although the comments can occasionally be interesting, they are often not, and are definitely not what brings me back day after day.

Although you are a prolific writer and certainly must get some enjoyment from the process, a bit of balance is in order if it means shutting the blog down vs. continuing on in some modified form.

If daily is not an option, reduce the frequency and continue to focus on interesting topics. And if the comments are too much, certainly drop them before giving up the blog entirely.

Above all, do not what’s right for you! You’ve already given more to the masses than most. Although I would definitely miss it.

#89 just a dude on 12.27.21 at 4:52 pm

Garth, been reading your blog since you first started it. I also bought pretty much all of your books over the years and have attended several of your talks since the mid-90s.

I’ve always enjoyed hearing your interesting takes on so many subjects over the years and am forever indebted to you for bringing much needed perspective to all things financial for me over the past 25 years.

Your wit, humour and no-holds barred writing style are even more important in our sometimes oppressively politically correct society today.

So, yes, I greatly value your and your colleagues’ posts. If I might suggest a change, please consider ditching the comments section, if only to save you the hassle and time of moderating.

I’ve said it before and will say it again, I would gladly pay a monthly subscription to hear your and your colleagues’ thoughts on the many great subjects you guys cover.

Thank you for all you’ve done for us over the years. I sincerely hope you consider keeping up your posts, even if on a less frequent basis. All the best!

#90 Basil Exposition on 12.27.21 at 4:53 pm

Hi Garth. Read your blog daily and post occasionally. Only if I can add an observation that contributes to the conversation. I enjoy your ability to step back from partisan politics and give us the bigger picture from the point of view of an insider. Your lifetime of experience and successful entrepreneurship is inspiring to many of us who have chosen a safer road in life. Your financial planning advice is solid and welcome compared with what [email protected] or a commission earning predator would offer. Sadly, the Comments section is infected with the same virus that has made all social media toxic. The Globe and Mail also allows comments on its stories and opinion pieces. It often has to close down the feature for the same reasons you have to delete so many people. Back in the day, one could find some golden nuggets in the Comments written anonymously by a bank or government insider. No longer. I know its affected you and hope you don’t let it get you down. Ditch the Comments. Perhaps a separate Club Garth, where members can join as themselves, log in, and get to know a community of like minded investors and pet owners sharing only financial advice and training tips.
I sense that this free daily blog is more than advertising for you. Its a way to give back for the well earned success life has given you. My kids, now daily readers, have all stated, “They didn’t teach us this in school.” Thank you for your service. May Dog be with you.

#91 Yukon Elvis on 12.27.21 at 4:54 pm

Your blog is informative, interesting and often funny. I don’t always agree with your opinions but the topics are always relevant to what is happening in our country and our economy. The comments are a hoot. Many well thought positions along with some nutbars. The diversity of comments helps to understand where we are and where we are going. It is always interesting to know what other readers thinking. I am a daily reader and will continue to be. Keep up the good work if you are having fun with it.

#92 HonestEnD on 12.27.21 at 4:55 pm

I started a few days a week or month back in 2015. Now I’m a daily addict. I enjoy the market stuff, 60/40 stuff, and the real estate stuff. Though I wish you can give some sample models for investors that are still in the early stages of building wealth. It’s sometimes hard to understand what should be in the 40 part of a portfolio since VBAL is not a great strategy. I’m also very interested in real estate since there is no where else to go to for unbiased information on what’s happening with homes on crack.

I really appreciate the blog. It’s carried me well through out the years and made me rich! Not to say that owning a home might have been better. Hopefully rent doesn’t take off too.

#93 Jeremiah Kopp on 12.27.21 at 4:55 pm

I’m not sure how you manage to churn out content at the pace you and your team do, but I for one am very thankful. Long time reader and I will be for as long as you decide to keep writing. I personally think the mix is good and no matter how often the same messages or information is repeated, sometimes that’s needed to correct for society’s collective delusion; e.g. our obsession with owning real estate. I also love the consistency of knowing that there will be a post every day, though I don’t think anyone would begrudge you (I would hope) if you scaled back in search of greater balance. Thanks for all you do, Garth.

#94 Jens on 12.27.21 at 4:56 pm

I read this blog pretty much daily, and have occasionally posted comments.
Unlike most replies above, I would suggest not getting rid of the comment section altogether but instead capping it at 40 entries per day or so, or alternatively limiting their length. Some of them are quite informative, but I rarely scroll beyond the first 40, except on days when I have too much time to waste for my own good. Similarly, when I missed the first 40, I don’t comment since I don’t expect anyone but Garth to read it.

#95 All lies and manipulated u decide on 12.27.21 at 4:57 pm

#94 Shawn Allen on 12.27.21 at 4:27 pm
Nut Case Alert

#93 All lies and manipulated u decide on 12.27.21 at 4:11 pm
#79 Shawn Allen
Cash is trash bro.

**********************
Whatever you say. (Certainly I said nothing about cash nor have I said that houses were cheap or affordable, just that they are undeniably valuable and productive.)
Nut Case Alert

#93 All lies and manipulated u decide on 12.27.21 at 4:11 pm
#79 Shawn Allen
Cash is trash bro.

**********************
Whatever you say. (Certainly I said nothing about cash nor have I said that houses were cheap or affordable, just that they are undeniably valuable and productive.)

You can complain about your hard life all you want.
Others here get on with life and creating their own futures. You’ve Decided, so have I. Bye now.
This guy lives in the easiest most comfortable times in the history of humanity and has nothing but complaints. Sheesh..)

You can complain about your hard life all you want.
Others here get on with life and creating their own futures. You’ve Decided, so have I. Bye now.

This guy lives in the easiest most comfortable times in the history of humanity and has nothing but complaints. Sheesh.
—————————————————–
(house are undeniably valuable and productive) Its a naive blanket dumb ass statement.
And
Who are you referring too?
Complain? Where. I’ve got 7 figures in properties zero debt.
Cash in the bank to buy another piece tomorrow.
I retired at 50. Ya I’m comfy alright.
I’ve got 4 backhoe’s they are “undeniably valuable and productive”.. See what I mean?
Their worth way more than they were 3 years ago. Ya know why? Currency debasement and demand. Ya just like houses…
Your a rocket scientist.

Residential is over priced and my commercial RE isn’t.
I guarantee I know more about this than most including you.
Don’t bring a knife to a gun fight.

#96 Eng in Edmonton on 12.27.21 at 4:58 pm

Love the blog and I’m a daily reader for years now, but this is my first time leaving a comment. Sometimes I’m surprised you give away the advice you do for free and I’m immensely thankful for it. And a thank you is due to your suspender-snapping, porsche-driving colleagues too; having constant reminders to tune out the negative news and stay invested in the market helps us stay the course and sleep soundly. Thanks for all that you do, you guys are absolute studs for providing this information with only the expectation of a whining, bombastic “steerage” section in the comments. You’re heroes for doing this in addition to your day job / personal life, and it would be completely understandable if you cut us off from the free flowing, wealth generating, aged-in-sarcasm info that goes down so smoothly, in the interest of your own sanity. Generating daily content is a monumental task and you do it all for free. Thank you.

#97 Al on 12.27.21 at 4:59 pm

Your site is excellent. However I would like two financial and two real estate blogs a week. No comments. Nothing to be learned in the comments section and I am sure you spend way too much time reviewing the comments.

#98 Lugnuts on 12.27.21 at 5:00 pm

This blog should be part of a high school course in financial education.
Garth – don’t ever stop writing

#99 Adam on 12.27.21 at 5:00 pm

Garth, I love the blog I read it everyday. But I understand it takes a lot of work to write something every day.

Suggestion, to reduce the workload how about giving a permanent Sunday column space to TurnerNation. That way you get every weekend off. :)

#100 Justin flation on 12.27.21 at 5:00 pm

This is a daily read for me and I’m addicted. You’ve changed the way I invest and I need your content!

#101 Sail Away on 12.27.21 at 5:01 pm

I greatly enjoy the blog and steerage.

Maybe get rid of all readers who don’t like the comments.

#102 JD on 12.27.21 at 5:01 pm

Whether I agree or disagree with you from day to day, Canada needs you doing what you are doing. The information, perspectives, education and analysis are incredibly helpful, and hard to get elsewhere. I look forward to the read daily…hopefully its a growing body of readership too.
Cheers

#103 Decel on 12.27.21 at 5:01 pm

I really appreciate the guest blogging, especially having the insight into what investment professionals such as Doug and Ryan are pondering on with the markets: short-medium-long-term. In the era of RobinHood and the (re)-rise of the retail trader, I believe that we need that more than before since the start of the blog.

I also love the insight on the housing market that you provide, especially when indicators/stats/news/rates/policies are released.

I do believe that there’s a lot of duplication of rant that could be toned down, which would benefit the weekday content. Less is more. I believe that 2-3 posts a week (depending on the news/stats released) would suffice.

I have no opinion on the Dear Garth mail answering part, as it is not my cup of tea, but acknowledge that others appreciate this. Maybe make it a fixed day so I can Pavlovian-ly skip it?

#104 Arm chair economist on 12.27.21 at 5:02 pm

Been reading since 2008. Love it, look forward to the daily posts. Thanks for all the effort, entertainment and advice. Helps keep me financially rational in an irrational world, and therefore, wealthier! Happy with the way it is. Don’t read comments much, here or any social media site. People behave in a way they would never do with in person communication. At least this comment section is monitored, which makes it infinitely better than Facebook, Tik tok, twitter, etc. Those sites comment sections are sick.

#105 Judy on 12.27.21 at 5:03 pm

My hubby is very addicted to this blog, he followed your comments since you were a financial writer for the Sun. Keep it going ( I’m reading it too!!).

#106 Will Slade on 12.27.21 at 5:03 pm

As one of the unwashed 99%, I want to say I value the insight here and you are one of the people whose interests are aligned with both the public good and the eventual financial independence of as many as possible. Please keep blogging as long as you can.

#107 Dolce Vita on 12.27.21 at 5:04 pm

UK Omicron Dec. 27 Report

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1043907/20211227_OS_Daily_Omicron_Overview_27_Dec_21.pdf

Hospital vs. New Cases 0.25%
Morgue vs. New Cases 0.024%

3 doses may not be as effective in preventing an Omi Buzzsaw infection but from the above, clear they will keep you out of the hospital and the morgue.

“Omicron: 3 vaccine doses are not enough to stop the new COVID variant, warns BioNTech CEO”

https://www.euronews.com/next/2021/12/20/omicron-3-vaccine-doses-are-not-enough-to-stop-the-new-covid-variant-warns-biontech-ceo

#108 earthboundmisfit on 12.27.21 at 5:09 pm

Just stay safe …. I’d miss your acerbic wit. For what you’ve done with your time here ….. 5 Stars, man.

#109 Vanguy on 12.27.21 at 5:09 pm

I think this is my second comment ever. I’ve been reading since roughly 2009. I thoroughly enjoy the content and commentary. Re: being addicted… not at all, i can quit any time, I swear. just not today.

your blog and book have helped me a TON in gaining a better understanding of financial markets, the economy, and the basic tenets of investing. If you decide to temper the bold to a few times a week (maybe only post on the days ending with “y” ;) ), it would be completely understandable although i must say I will miss the daily reads.

ultimately do what is best for you, Dorothy, and the new Dog, us in the steerage section will manage either way.

thank you for all you do :)

#110 it’s cold in Summerland on 12.27.21 at 5:09 pm

I have followed the blog for approximately ten years; first time commenting.

The blog content, plus your writing style have me looking forward to the daily post.

Scrap the comments section; too many individuals with an axe to grind that appear to seek the audience you generate with your readership.

Keep up the good work; it is great see the ‘whole’ world has not entirely lost focus.

#111 Mf on 12.27.21 at 5:10 pm

I’m addicted to the blog, but it has helped me to reach my retirement goals. I also think that writing a daily blog is a lot of work and time consuming. I think I would survive if you take a couple days off a week.

#112 Claire on 12.27.21 at 5:12 pm

I don’t read the comments, nor have I ever commented, but have read this blog every day for at least 7 or 8 years no matter where on earth I happen to be. Your predictions/forecasts are usually correct and I’m better off for having your perspective as I consider an investment. I am grateful. Thank you. As you often say, time is our most valuable asset after a certain point in life, eliminating the comments section is the least we can support in aid of that pursuit.

#113 Oggie on 12.27.21 at 5:12 pm

Addicted but understand/support scaling back the number of posts per week. Don’t know of many sites/blogs that publish daily that aren’t the social media megaglomerates.
Scale back and spend more time with family and friends, life is too short.

#114 Also in Cowtown on 12.27.21 at 5:13 pm

Addicted to your blog and look forward to reading it daily. Your advice has assisted me immensely, and I am extremely grateful!

I also enjoy several commenters in the steerage section. Does that suggest I am deranged?

#115 PSY on 12.27.21 at 5:13 pm

Garth,

thank you very much for the blog. It has given me the confidence and knowledge to invest on my own and has corrected my one asset strategy. I can’t thank you enough! I started reading it in 2014 and have not missed a day. I am not addicted to it but I do look forward to reading it every day…
Regarding the comments section I am only interested in the ones you reply so I would only publish those ones.
Also would like to thank Ryan, Doug and Sinan for their insight and knowledge. And Dorothy of course, without her support the blog wouldn’t exist.
To a Happy and Healthy blog for many more years!

#116 Upenuff on 12.27.21 at 5:14 pm

Love this place!

Anytime you can shed light on the government of the day and where our money is wrongfully going and or how we can save ourselves from paying out too much is always a great nice to know! We also Love your examples when you show other peoples’ mistakes….

#117 Big Dawg on 12.27.21 at 5:14 pm

Love your blog Garth. Content is a good mix of information. I’ve learned a ton of stuff and the price is right ! If it was me I’d take weekends off at least. Or maybe 2-3 blogs per week. My dogs won’t mind either.

#118 Madcat on 12.27.21 at 5:15 pm

My daily visit to this blog is what gives me hope for the future. I appreciate all you do.

#119 ts on 12.27.21 at 5:15 pm

Definitely addicted to this blog – have been reading since 2009. For some reason, it never gets boring. You provide a great service to many by your invaluable advice in investing, real estate, etc and it is very much appreciated. However, I think 5 days a week would be enough blog time. You definitely deserve weekends and holidays off.

As far as the comments section is concerned, I wouldn’t blame you if you removed it. It would save you a lot of valuable time. I actually sometimes find the comments annoying and scary.

#120 Phil on 12.27.21 at 5:15 pm

Hi Garth, I started following your blog this year. Really love reading your daily piece! Very grateful for your free investment advice.

Keep up the great work – ignore the anti-vaxxer – and take a few days off.

#121 nonamebrand on 12.27.21 at 5:15 pm

Only YOU can decide what to do….the rest is noise.

The Policy Maker of a System is the Root Cause as to what works and what does not work.

A bureaucrat, in either a public or private system, will never ever admit to being wrong but will blame someone else for failure.

Everything has a life-cycle.

Cheers.

#122 JonM on 12.27.21 at 5:17 pm

I love your blog. You have been a beacon of clarity on the real estate world providing us information that the MSM seems to want to ignore or, worse, hide. I also find the investment advice useful and, in general, agree with the approach.

#123 Ambi and Vasu on 12.27.21 at 5:17 pm

Is a daily blog helpful?
– Yes. Blog very much helps. We have been on this blog for several years now

Is the mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management correct?
– Yes.

Would things change if it were updated several times a week, instead of every circle of the clock?
– In our opinion, once a day is just sufficient to visit the blog in the evening and makes the blog interesting

What should be added? Subtracted?
– Added or improved: Some of the short forms in the blog (for example, we could not understand B&D for several months) are too difficult for beginners and simpletons like us
– Subtracted: None

Are you addicted, or care to admit it?
– Yes; we think so.

#124 raisemyrent on 12.27.21 at 5:18 pm

Garth, The blog is perfect. No change needed. Thanks for your service.

#125 Annek on 12.27.21 at 5:18 pm

I love your blog. It is so informative, educational and so witty. Most financial articles are on the dry side. Yours is so well written, clever and up to date. I do read the comments sections as well as I find the input from many readers useful. Only the “duelling parties “ are annoying.
Please continue as I look forward to reading your blog.
Perhaps, it does not have to be posted 7 days a week . Perhaps 5 is good enough. Give yourself weekends off.
I really appreciate your hard work and value greatly your advice!

#126 EspressoPi on 12.27.21 at 5:18 pm

Garth,

Daily reader here for years. Thanks for your dedication to this blog. Like others, your efforts have helped me and my family in our approach to investing as we seek the balance that you always preach. If it is balance you seek, I suspect moderating this blog consumes a significant amount of your time – and am supportive of shutting down the comments section.

Here are my responses to your questions:

1. Is a daily blog helpful?

This blog has become a routine for me. Topics are always enlightening, but areas relating to investing, asset allocation, and tax planning are of more interest to me, personally. You always have valuable insight on how politics impact the above, which is also always appreciated.

2. Is the mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management correct?

I know real estate is front and centre for many on this blog, but your message on this has been clear and consistent since the inception of the blog. I would vote for less focus on RE moving forward.

3. What should be added? Subtracted?

Struggling on this one. This is a complete, full service site. Both you and your contributors always bring excellent topics. Notwithstanding previous comments, the content of the blog is great.

4. Would things change if it were updated several times a week, instead of every circle of the clock?

We are guests here to a free blog that provides excellent financial advice, and guidance on important life matters. A little presumptuous for us to say how things should be run in the future, and will certainly understand if updates need to be scaled back.

5. Are you addicted, or care to admit it?

100% addicted. Best blog ever, and thanks again for all you do.

#127 LG on 12.27.21 at 5:19 pm

First, Thank you for your publications.

My feedback:
-Garth, times a week. Doug and Ryan as is.

No suggestions for changing content. That will happen naturally when the frequency decreases.

#128 baddog on 12.27.21 at 5:19 pm

Drop the comments section, maybe fewer posts. 3-5 perhaps. More emphasis on the financial stuff and less on the real estate although some updates would be great. Whatever you end up doing I will continue to be an avid reader.

#129 EC on 12.27.21 at 5:20 pm

Definitely addicted. Checking/refreshing the website 3-4 times every afternoon to get my fix. Insightful and funny. Have been/still is of great financial benefits – even though I am no longer a DIY investor.

#130 Peter on 12.27.21 at 5:21 pm

Love the blog – and the Dog pictures. I can see that coming up with something every day is a grind and honestly I do think you repeat some messages and sometimes that is good as we still need to hear it. So might be good to drop a few days a week. Maybe 1-2 posts with adhoc ones where there is something special to comment on. I would rather see you light the load and keep going rather than burn out and stop.

#131 LG on 12.27.21 at 5:21 pm

Typo, I meant to type:

Garth 3 times a week. Doug and Ryan as is.

No content change suggestions.

#132 kappa on 12.27.21 at 5:23 pm

Reading it daily. Very valuable read, learned a lot over the years. Maintaining this blog probably takes many hours a day so I would totally understand if there would be 1 or 2 fewer weekly posts.

#133 Nonplused on 12.27.21 at 5:23 pm

I like the blog the way it is but also understand it is a huge time commitment on your part. Thus I have no real suggestions other than manage it as you see fit.

“Is a daily blog helpful? Instructive? Fresh? Or pedantic, repetitive, brain-addling and occasionally nauseous? Is the mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management correct? What should be added? Subtracted? Would things change if it were updated several times a week, instead of every circle of the clock?”

Sometimes the topics are repetitive but it seems that they bear repeating. Perusing the comments section indicates that no matter how many times something has come up, someone new hasn’t seen it before. Or maybe they have but they just haven’t grasped the concept yet.

As for frequency, I like daily but I think you have to make the call on that base on how much time you are willing to continue to dedicate to it. I don’t think we are in a position to offer any input as we don’t have to do the work.

As for the comments section, well it varies over a wide range. Some comments are insightful and on topic, others have to do mostly with what drinks go best on which beaches. Sometimes it degenerates into a few commenters seeing who can come up with the best insults for each other. Lately it has been 40% covid porn. It varies daily depending on who happens to be in the section. But some of the comments seem to be real questions and others seem to be real answers. So ultimately I am not sure what you should do with it.

What you could do I suppose, since you have your stats coming in, is turn the comments off for a while and see what happens to readership. That should give a good statistic on how much the comments are adding for the majority of readers.

Anyway it is your blog either way.

#134 Scooby Snacks on 12.27.21 at 5:25 pm

Daily reader here and fellow dog lover. You’re a gifted writer and I’ve grown to love your writing style – it took me a while to understand your acronyms and Garth-isms. I haven’t always agreed with your real estate perspective but still like to hear your take on things. I don’t read the comments often, I did when Smoking Man was around but the comments are boring without him. Keep er going, Garth!

#135 Mark Taylor on 12.27.21 at 5:25 pm

Hi Garth
You have been the best entertainment at the end of my work day for as long as I can remember. As I’ve already told my Doctor, Dentist, barber, physiotherapist, massage therapist, gardener and mechanic …. You can’t quit until I’m good and ready for you to quit. I do take Friday, Saturday and Sunday off….so I’ll permit that ha! Ha!

#136 Wstcstml on 12.27.21 at 5:25 pm

Garth,

Addicted might be a understatement. Financially improved is certainly accurate.

I’ve pointed many people in the direction of this daily blog. I read it daily when I arrive home from work.

Thank Dorthy for all she’s put up with throughout the years of your service to this blog

Take care and stay safe

Andrew

#137 MK from BC on 12.27.21 at 5:26 pm

Garth

I like the blog but since I am not looking to buy real estate, it appears that when you have nothing else to talk about you defer to writing another blog saying the same thing about real estate (I believe the real estate blogs are way too many). Perhaps if you only posted three or four days a week you would be able to focus on investment advice, and not talk so much about real estate.

#138 greyhound on 12.27.21 at 5:26 pm

I’ve learned from and enjoyed your blog & sense of humour for years. If you post fewer days I’ll still likely keep reading.
Some of the most useful/entertaining things I’ve read here actually have been ideas for what not to do. Like mortgage the family condo to purchase an NFT…

#139 Sorry_Surrey on 12.27.21 at 5:26 pm

Your writings are intelligent, witty and comforting.
The zoomed out view and commentary on economic landscape is invaluable service to all that come here but especially more so for all Canadians.

Retire policing effort : remove comments.
Post 5 times a week including guest bloggers.

Keep throwing your light into the darkness.

#140 Joe on 12.27.21 at 5:26 pm

Renegotiate yourself some benefits. Weekends and Stat Holidays off!

#141 Colin Knudsen on 12.27.21 at 5:27 pm

Thank you for the tremendous amount of time, effort and sanity you have put into these blog posts.
Reducing the posts would do no harm to the blog IMO. I am addicted and love to hear your perspective but a lot of the time you are preaching to the choir anyway. Manage your time and balance your own needs first and impart a little wisdom as your time permits. I do notice there is a majority of posts the just reaffirm the “balanced and diversified portfolio offered by turner investments” not that it is a bad thing but it is probably a once-a-week post that just reiterates and repeats just using different words.
Thank you again for all the hard work and being able to deliver such a quality blog.

#142 Brunett43 on 12.27.21 at 5:28 pm

Dear Garth,

I’ve appreciated your advice for many years, since my early 20’s until now at retirement age, I still follow you. I have referred your blog to many friends and relatives whenever the subject of investments and real estate comes into our conversations. Not only your advice, but your humour always brings me back.

Please carry on, and yes I’m addicted.

#143 George S on 12.27.21 at 5:28 pm

To me your blog is a small island of sanity in a crazy world. I value the news as reported here on your blog very highly. I read it every day I am able and comment occasionally.

I like the comment section because it gives an impression of what is going on in the minds of people who read the blog and a sort-of idea of what is going on in the general population. But I don’t have to filter out the bad ones day after day and I know that can wear a person down.

#144 JBL on 12.27.21 at 5:28 pm

Excellent work Garth! My wife and I have been enjoying the blog for 6 years or so (addicted). As requested, here are some possible blog subjects:
1. Elon Musk mentioned the Government problem is not income, it is spending. What are your thoughts on how to stop that, when politicians get elected by promising spending?
2. Should the Canadian federal government enact a law that requires old laws & programs be eliminated as new laws and programs are created? The intent would be to keep programs relevant and funded. Existing programs would need to be shown effective or be discontinued. Promoters would need to have a two part presentation that includes why the new program is necessary and the program to eliminate & why.
3. Politicians kicking the can down the road until they die and don’t have to deal with the consequences of their spending. Feels like a Ponzi scheme in which the future generations will be the ones who suffer. What is the actual average yearly income of the Fed government and what programs would need to be axed to have a surplus & start to recover from the crazy spending?
4. Lee Kuan Yew had simple philosophy of find what works and do that and brought Singapore from a third world country to a first world country in 40 years. What changes would work to eliminate Canada’s debt starting with the present situation?

#145 gillian on 12.27.21 at 5:29 pm

I have followed you since you wrote in the financial section of the Toronto sun. Love your advise and wisdom I think you have earned a bit of a rest. May do 2 or 3 posts a week. More financial, less R E. Keeps the dogs, lose the cats and the comments.

#146 VladTor on 12.27.21 at 5:30 pm

Dear Garth,

In my opinion would be enough 3 days per week. Important news not coming everyday.

Here is why and when :

Monday – first day of the week. You will be fresh and full energy after weekend and share yours ideas with us.

Wednesday – middle of the week and always before decision about overnight changing rate

Friday – end of the week and you can summarize news from government.

OR

Monday, Thursday and Friday

Thursday instead Wednesday – will be sometimes next day after decision about overnight rate. Good reason for opening discuss.

#147 Steel City Kid on 12.27.21 at 5:30 pm

Long-time daily addicted reader since I discovered the blog about 8 years ago. I’ll repeat what Paanko # 13 says: “This blog is the perfect mix of personal finance, politics, real estate, and fluffier stuff. And it’s focused on Canada without excluding world events.”

Along with critical information on investing, tax, estate planning, etc. the blog provides a macro view on economics and human psychology — FOMO, for instance! I have learned things here that have made tangible differences to my financial well-being. You provide a real service, Garth. Maybe cut weekends, so we still have something to look forward to on Mondays, and let your guest bloggers take Fridays? That would be 4 days a week for you. If that is still too much, go Mon/Wed?

As for the comments, I have gleaned the odd bit of useful info but lately it has become a sand-box of name-calling and paranoid bickering which I tend to scroll past these days.

#148 Abby on 12.27.21 at 5:31 pm

I love this blog. Daily reader – something I look forward to each day. As a young millennial, this blog keeps me on course. I share your posts often with likeminded friends. Thank you for all that you do!

#149 Celine on 12.27.21 at 5:32 pm

Garth, I love the blog daily and look forward to the economic insights, calm and humour it brings to my day. This said I understand the need to prioritize and only hope that a weekly post could be maintained. I would like to see the same current mix with a bit more of a focus on how to build wealth rather than how stupid the housing market is….but then we might miss out on the humour. thanks so much for asking. All the best in the New Year.

#150 Luigi on 12.27.21 at 5:32 pm

I read it everyday, I find it useful and it has helped me in my finances

#151 mischief on 12.27.21 at 5:33 pm

I really hope you continue with your blog. I look forward to reading it every day. I really value your views on real estate and have learned so much from your blog. Please keep on writing your blog if you can.

#152 Celine on 12.27.21 at 5:33 pm

one more comment – perhaps if you go to a weekly post, you could set it up so folks can subscribe and receive an email when it is published.

#153 Alberta Ed on 12.27.21 at 5:34 pm

Keep all of it. Especially the comments. (We all need a laugh at times.) GreaterFool has proven to be worth more than a graduate degree in economics/finance/real estate combined (not to mention, marital counseling and dogs).

#154 Eyeguy on 12.27.21 at 5:35 pm

Garth, thanks for thirteen years of entertainment and enlightenment. I’ve commented fewer than five times but read daily and have coerced friends and loved ones to read some of your posts. Perhaps I have no social life. You’re to be commended for trying to raise our intelligence level regarding political, investing and tax considerations. We’re about the same age. I couldn’t devote the amount of time you’ve given to this project. Undoubtedly, you’ve endured a lot of baloney. Consider, cutting back to four weekdays and leave one of your colleagues to do the Saturday post. Consider inviting your readers to submit their email addresses to you so that if you had something profound to say on your off day (Wednesday?), you could send out a blast to the readership. Keep up the good work, keep posting or start another book. With the number of fans you have, that book would be an instant best seller. Thanks again.

#155 Jeremy on 12.27.21 at 5:35 pm

Garth, your blog has become part of my daily reading since a friend of mine introduced me to it around 5 years ago. I’ve learned a tremendous amount about investing, money management and most importantly that I don’t have to OWN real estate to be successful in life. :)

Please keep it up, take some time for yourself, stay healthy and balanced, and probably ditch the comment section! Like most people, I come here to read what you have to say, and mostly ignore what people are saying below. Every now and again I read some of the comments, but usually not.

Thanks again for all you do!

#156 Ryan on 12.27.21 at 5:36 pm

Three posts per week would be plenty. You’d achieve some balance and yet still serve your loyal readers.
Appreciate all you do! Longtime reader.

#157 Lorenzo Solime on 12.27.21 at 5:36 pm

I love your blog, Garth. I look forward to read it every day and often enough I check it a few times a day to see if your new entry has been posted.
I don’t care about the comments part and never read it; it must take a lot of your time editing it. Perhaps you could remove it all together from the blog if that saves you time and energy. But please don’t stop writing…

#158 UCC on 12.27.21 at 5:36 pm

Garth, This is the most important Blog in the country for accountability. Every day you post, is a day that the younger among the blog dogs can look up see what it means to truly work for the betterment of others, to be independent and not rely on government dole.

Of course, some of those will only admire your abs and hair, but the smart ones learn work has value and FIRE is a waste of time without purpose, and there is more than one way to skin a cat, especially if you have a large D&B portfolio. Renting works.

#159 CH on 12.27.21 at 5:37 pm

A daily read! I look forward to the helpful and interesting content. Especially during these past 20 months, it keeps me sane, focused and makes me smile. Thank you!

#160 Lee on 12.27.21 at 5:37 pm

I need my hit six days a week but I could live with just Sundays to Thursdays.

#161 Longtimereader on 12.27.21 at 5:37 pm

Following this blog for years. Quality wins over quantity. Suggest max 2 times per week. More after significant news. Comments belong in a forum, not here, they but people can still mail you if needed.

#162 Father's Daughter on 12.27.21 at 5:37 pm

Yes, addicted. I read a lot of news but this is much more informative and far more entertaining.
Please at least take the weekends off. I would also pay. That might get rid of some of the losers.

#163 VladTor on 12.27.21 at 5:38 pm

Ooooo…!!!!!

I forgot to mention – Saturday for sure, when we have financial news and analyzes from Mr. Ryan Lewenza

#164 Jason on 12.27.21 at 5:39 pm

Hi Garth,

I read this blog daily and love the mix of topics. If you need to free up more time my vote of ‘cuts’ would be the following in order:

1. Comments section, gotta think moderating this is a huge time investment.
2. Weekend posts.
3. Dropping to 3 times a week.

Also assuming the Dr Garth posts are simpler to write as people help provide the ideas for the content you could up the frequency of those I’d it helps lighten your overall load.

My 2 cents, thanks for the blog and all the time you put in.

Jason

#165 Mike on 12.27.21 at 5:42 pm

I’m a client since 2018. I read your blog daily for many years before becoming a client and still read it daily. Maybe some of your employees can post more often if you need to take the odd day off.

#166 Reality Check on 12.27.21 at 5:43 pm

758,000 comments and you have moderated every one of them! Let’s see 5 seconds for each one……actually let’s not do the math. Brain mush.

#167 Scott Riddell on 12.27.21 at 5:44 pm

Hi Garth. I’ve often thought to write you a thank you note for all the years of interesting blog posts I get to devour. Every day you write something of interest and perspective for me to read, and for that I thank you. You help keep me steady and calm in the midst of a wild and turbulent financial world. I feel I’m richer in many ways because of the letters I get from you each day.
My advice to you would be this: If you enjoy it, continue. If you find it too much like work, back off or try something new. But regardless of your choice, know that you’ve given value to many and we appreciate all you’ve given.

#168 Marc on 12.27.21 at 5:45 pm

You are my daily breath of fresh air…

#169 Quintilian on 12.27.21 at 5:45 pm

Best Canadian Blog, please keep it going.

Truly appreciate your knowledge, and I respect the brave and dignified way you rebuttal dissention.

#170 Young Guns WC on 12.27.21 at 5:45 pm

Love this blog. Helps me make sense of the finance and political world. Otherwise I would be lost. I can see this takes up a lot of your time. In order to be sustainable maybe you should take the weekend off.

#171 Toronto_CA on 12.27.21 at 5:46 pm

Please please please continue as long as humanly possible. This blog’s daily input is one of the things that keeps me sane. You give amazing insights. When you finally stop posting, I will be not only sad, I’ll be much more ignorant of the world.

#172 Jane on 12.27.21 at 5:46 pm

Garth,

I love your blog, I love your words, I love your snark, I don’t always agree with you and think you sometimes suffer from OWGS (Old White Guy Syndrome) but I keep coming back for more.

I work in communications and I know just how much time and effort it takes to constantly produce fresh content. Maybe you can trim it down to 2-3 posts a week to get a better balance for yourself? I’ll still come here and check daily. Your writing is having a big impact on many Canadians (and their wallets!)

If I’m putting on my business hat for a second, you should monetize your site. Now don’t scoff and say no too quickly! It’s truly zero work on your end and you have good viewership that would be attractive to advertisers (nb: I don’t know *exactly* how these things get set up but I can ask some mommy blogger friends for you). Funds raised could go to a rescue for Chow Chows or to purchase replacement Canadian flags.

#StayGarthStay

#173 Lorne Bay on 12.27.21 at 5:47 pm

I enjoy you blog. However I can do without the comments, many criticize your comments without providing an alternative view point that makes sense. The comments section should go.

#174 NJ on 12.27.21 at 5:47 pm

I started reading this blog about 6 months ago and find both the posts and the comments interesting..it is part of my daily routine now. I’m very grateful to you and participants on this blog for my continuing financial education and awareness about current affairs. Keep up the good work!

#175 Pat Jones on 12.27.21 at 5:47 pm

Hi Garth. I’m one of those readers who has been following you religiously for about 10 years -every day! I’m retired for 8 years and I’m not really into real estate but I do have about a million invested, which is well looked after by a profesional team.
You are my rock. You keep me positive. You give me hope when there doesn’t seem to be much. Your humor, your humanity, and your goodness keep people like me from the abyss. Please keep giving me a ray of sunshine every day! God bless!

#176 mike from mtl on 12.27.21 at 5:47 pm

Appreciate the Canadian based financial updates, (political) taxation insights, Dear Garth sob story and all. Otherwise default go to American based ‘media’ which is its own beast.

Personally if I was in your shoes would cut back at daily updates and cut down on freeform comments – update to some sort of up/down vote. So the trash and pseudo essays vanish out of sight.

I do read the comments which puts a unique perspective audience who are not a typical lefty crowncorp echo chamber nor the “Internet Tough Guy” reddit.

#177 Liechtenstein Metallurgist on 12.27.21 at 5:47 pm

I am addicted and read nearly daily.

I use your blog as a Canadian news source for the most part in addition to looking for sound advice on balance in investing and life. Some of the topics are no longer relevant for me personally but I stay for the humor, dogs, and optimism.

I would love to continue to read your posts daily but would also be interested in posts every second day. Some days are a little slow.

I see minimal value is the current comment section on every post and would either remove it entirely or think of a new format. Maybe one day a week you ask for opinions on a list of topics and let the masses cut loose.

#178 Ustabe on 12.27.21 at 5:48 pm

All these posts asking to ditch, delete, remove the comment section…isn’t that the same as cancel the commenters?

I thought cancel culture was one of the things sturdy conservative persons railed against.

“Maybe get a few volunteer mods to help maintain a respectful standard. I’d imagine you’d have no problem finding volunteers.’

Trouble with that is you end up with a Internet HOA. A few retired old farts with time and a couple of narcissists who just like to hear themselves type running the show. They tolerate folks who are like them but poof anyone they disagree with. There goes diversity of thought, eh? And you don’t even notice.

What you do notice is Garth’s incredible tolerance for a wide variety of expression, including personal attacks directed towards him and towards your dearly held positions and you don’t like that. So get mods, but not those mods, my mods.

Real life doesn’t work like that, neither should the Internet, especially lightly moderated comment sections that are uniquely Canadian.

#179 richard on 12.27.21 at 5:48 pm

read you for years, never posted b4, love the blog, a sensible sane voice of stability , if it is to much then cut it down to a few days a week, mon/wed/fri for example with guest blog on sat.
thanks for doing this blog, it has been my foundation on which to build, i live in australia now so cant invest with you but still read you every day, thanks Garth

#180 hwy_str on 12.27.21 at 5:50 pm

Thanks a lot for your hard work!

Please keep all the topics that you cover – politics, money, and most of all, real estate.

I can only image the toll it takes to write daily. I’d be totally happy to read you two-three times per week.

#181 Cathy on 12.27.21 at 5:50 pm

I love this blog and read daily but I can see how it must be hard to churn out everyday. What about a newsletter? You decide the timing and we agree to receive it. No comment section to worry about.

#182 Todd Somerville on 12.27.21 at 5:50 pm

First post. Daily reader should nice the early days. Appreciate your efforts and would miss the only source of straight talk I can find on the inter web these days. Totally understand if you moved to every other day or so. Just please don’t quit. You are needed more than you know.

#183 ko on 12.27.21 at 5:51 pm

Hi Garth
I’m a daily reader and go through all comments too.
Really nice that you have added balance with some kitty pics. Your guest bloggers can take over the weekends to give you a break?
Thanks so much for trying to educate all Canadians.

#184 Jol on 12.27.21 at 5:53 pm

Thanks Garth. I enjoy reading your blog – both the financial and political topics. Happy New Year.

#185 ogdoad on 12.27.21 at 5:54 pm

Garth et. all. Very good questions. I have been reading your blog since 2009ish and we were, at the time, debating on buying a house in Burlington but couldn’t commit (on a 100k household income), thanks greatly to the fear you were pumping at the time about rising rates. Good thing actually, b/c, boy did things turn out for the better. Thanks to your blog!

Psychology is a major game changer as to why people people make rash decisions and this blog speaks to that. win! (Could be a bit more actually seeing as big data has engulfed our future)

This blog speaks to strategies that help gain wealth in a ‘no such thing as a free lunch’ environment – for free. Win!

This blog is addictive (humor and good writing). Better than sipping juice all the time or reaching for the spliff. Win! I think.

Repetitive and pedantic? Absolutely! Re-enforcement is key to smoother pathways. Win!

24/7/365? Why? You’ve built a readership. In my opinion everything that tastes, smells, looks….reads well would not suffer from time for settling. Nor would their creators. Win!

You’re not making money from this blog. Bottom. Everything is up to you and you don’t have to answer to anybody. That would be different if you were being paid. Power.

Ask yourselves if you think you are actually making a difference. Are you influencing? Are you leading? Are you so full of yourselves that you think the world is going to end if you stop the blog?

Beats me…but thanks for the thought evoking questions.

Og

#186 Don Guillermo on 12.27.21 at 5:55 pm

Is a daily blog helpful? Instructive? – Absolutely! It has truly helped.

Or pedantic, repetitive, brain-addling and occasionally nauseous? – Rarely – not worth the concern.

Is the mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management correct? – Correct enough, there’s no right mix to suit all.

What should be added? Subtracted? Would things change if it were updated several times a week, instead of every circle of the clock? – I read it every day but fully understand if you need to cut back. I can’t imagine how much work this is.

Are you addicted, or care to admit it? – Addicted

I find most comments very interesting and can scroll through ones I don’t. I understand that you can’t. It’s probably more work controlling comments than the original post. Thanks for all this work!!

#187 Km on 12.27.21 at 5:55 pm

Keep going it has definitely improvedmany of our lives and we appreciate it, perhaps just get rid of the comment section as that probably takes the longest to look over.

#188 Nic on 12.27.21 at 5:55 pm

Stopped reading everyday a couple years ago. But pop in every other week or so to catch up. Could loose the comment section. Great content and writing.

#189 Therealstory on 12.27.21 at 5:58 pm

Read the site daily, the comment section has become unhinged. Please keep the posts daily, lose the comment section if you want to free up time and effort.
Cheers!

#190 Bernielah on 12.27.21 at 5:58 pm

1 a week would be fine and allow you to get your message across, without it being a chore for you.
I’m a 10+ year reader and am in awe of the nuggets of wisdom dispensed, free of charge, and simply because you want to help people.
I would love to see you branch off into the electoral reform debate, and save us from the Westminster legacy. We need politicians who will work together for the benefit of Canadians, not power-hungry anti-democratic egotists. I have enormous respect for most politicians, but they have to work within an out-of-date system. End of rant, and thanks for all you do.

#191 SKP on 12.27.21 at 6:00 pm

I truly enjoy reading the blog daily. Never posted in comment section before and would say eliminate the comments and keep the blog going. I’m sure the time saved spent policing comments would be better spent elsewhere.

#192 Popeye the Sailor man on 12.27.21 at 6:00 pm

Hi Garth,
I have followed this site since the start, it is my Daily habit and micro course corrector for me each day. 20 Years ago I had 60K in RRSPs, 20 K cash, newly divorced, and only 2 years at a new Job. We have been a single income family of four for the last 18 years. At 53 I am looking at retirement on our own terms, likely work till 60 and have 100% income covered.

I direct a lot of work mates to your blog, some not all follow it and seem to be doing well.

I like the DR Garth posts, I like the breakdown of things or reports in the news and what they really mean. I like the economic incites.

Some posts are better than others, and I am amazed how you keep it up. I no longer really read the comments much anymore, so if they go I’m OK with that. 5 days a week or every other day would also be enough.

I think if your able to have a word search on all the posts (not Comments) to make the past posts searchable would make the site history more useful.

Or post when you have a good topic, and allow us to subscribe to get notice of a post.

Even if you fold it up at some point there are many of us who will miss you, but would understand.

Cheers,

Popeye

#193 Peter on 12.27.21 at 6:01 pm

Love the blog and I am addicted, although if you cut down to 4 or 5 times a week would be fine. Like the guest blogs as well. You can get rid of the comments section.

#194 uncle dave on 12.27.21 at 6:01 pm

I have found this blog a breath of positive fresh air through the last 2yrs and read it daily. I have guided as many people as I can to it, especially the youngsters I work with. Write as often or as little as you want as long as you’re enjoying it. Thanks to you and the team.

#195 Vulcain without ears on 12.27.21 at 6:01 pm

Do like Louis Rukeyser, Wall Street Week, once a week on friday and allow comments for the week end only.
Don’t stop, we need you!

#196 F Cook on 12.27.21 at 6:01 pm

Garth, your blog is my daily dose of sanity. And now, clearly, you are having second thoughts about the frequency of posts. As much as I’ll miss this daily ritual, I do think that once to three times a week of new posts would be a good balance – not for the lack of wisdom you have to impart, but I don’t think it would be fair of us to subject you to the keyboard warriors on a daily basis!

The topics are very relevant and interesting for me. It is a crime they don’t teach them in school, especially the tax stuff.

Thank you so much for all that you do for us, Garth!

#197 Wealthy Millennial on 12.27.21 at 6:01 pm

Hey Garth,
I love the blog, and hope you keep it going.
How about guest posts from the steerage section? (Lol please no)

Take the weekends off at the least.
I think combing through comments is a waste of your time and energy. I come here for your insight and scroll past any of the comments that don’t have your amusing rebuttal.

Axe the comments, I don’t get anything from it. I can only imagine how much more insightful your blog would be if you didn’t spend hours a day sifting through written diarrhea.

#198 Doug on 12.27.21 at 6:04 pm

Love the daily blog, but a thought to lighten the load.
1…maybe limit the the comments to say 25/day.
2…could your other employees be guest posters.
3…breaks for you on the weekend.
Yes a daily reader here. Thank you !!

#199 Beginning of the end on 12.27.21 at 6:04 pm

There are anti-Garth sites!? Do send links …

Funny though, I was always wanting to create my own anti-Garth site, then realized one of the most important lessons you’ll ever learn in life….

People believe what (and who) they want to believe.
So who am I to even try to change their mindset. Besides, I’ve got better things to do with my life than try to convince or sell something to the half wits in the steerage section.

That being said… I clearly laid out a path for you about 18 months ago … to reduce the number of posts you make in a week. But you quickly dismissed it. Funny how these things work. I’ll see if I can find it and send you a link.

Next thing you’ll be asking is whether you should upgrade the site to bring it into the new millennium.

#200 Another Renter in Surrey on 12.27.21 at 6:04 pm

Increasingly, I scroll to the end to read “About the picture,” so you might move it to below the picture.

Occasionally, I read the comments. I’m slowly learning which posters to completely ignore, and I just pass them by.

I think that you garner the same posters in the comments based on the time of day that you post. They are the ones available at that time. Working people on the wet coast are lost in the later comments.

But it’s your blog, your rules. Whatever you think of the frequency, I always find it an entertaining read.

I also really enjoy your responses to the comments. I’d love to see more of them because they always bring a smile.

#201 Laura Aileen Wilson on 12.27.21 at 6:05 pm

Love it as is. Love the humour and the education and the cross section of political news, finance, daily news, dogs etc. I would rather you take a couple days off a week than to stop posting. So I’ll take what I can get. If that’s 4 days a week or 2 days a week I would still check for it.

#202 I'm Alright Jack on 12.27.21 at 6:06 pm

My wife and I are daily readers – OK addicts, at least I am. We look forward to the blog every day and I wouldn’t change a thing. We enjoy both the real estate and financial advice, and, of course, your wit and humour.

I’d understand if you dumped the comments section because it must be time consuming and somewhat of a headache. However, I do find some commenters interesting and will read them when I have the time.

Thanks for all that you and your team do. And for free! Certainly one of the best deals on the internet.

#203 Charlie on 12.27.21 at 6:06 pm

Garth, very much enjoy the blog, the topics discussed, etc., find it useful and informative.

But completely reasonable if you were to decrease the frequency. Posting content every day must be very time consuming.

Oh, and get rid of the comment section. Just seems like a swamp that eats up far more of your time and effort than it is worth.

#204 Laura. on 12.27.21 at 6:07 pm

Garth help! Not sure why my full name posted on #147 can you change it so it just says Laura. Thank you!

#205 A C on 12.27.21 at 6:07 pm

If you posted a few times a week it still would be useful. Maybe more detailed posts into certain topics or spending time to organize the content of the blogs into a non-blog format? Another option is also more delegation, either to volunteers or go all in on expanding the greater fool brand. YouTube channel anyone?

#206 TrumpT2 on 12.27.21 at 6:07 pm

Thanks a million to you over the years, Garth! Definitely addicted! Always appreciate your perspective which is unparalleled and you tell it like it is!! Best for 2022!

#207 iwt on 12.27.21 at 6:08 pm

I have been reading your blog daily since 2008 and found it very informative regarding investment strategy and tax issues in particular. However writing a daily blog is a lot of work for you who has a business to run. Also sometimes there is not much to write about on a given day. I suggest you change the frequency to every other day or twice a week. Also you can close the comments section for I hardly read it.

#208 Ronaldo on 12.27.21 at 6:09 pm

Have been following your blog now since 2008 and have ready pretty much every post since then. I have been to a couple of your sessions. 1 in Kelowna and the other in Nanaimo where I now reside. I have a few of your books as well. The information that you have provided to readers of this blog free of charge over all these years is admirable. I used to read all the comments but in the last couple of years have come for the daily updates on current events. The topics you cover are all very important in our day to day living. I am just a wee bit older than you are and cannot imagine the time you spend in keeping this blog going 7 days per week. I personally had to cut back on the comments section because I found it was taking up too much of my time and also this section is pretty much dominated by a handful of blog dogs. I do think that after all this time you definately deserve a bit more time for yourself and Dorothy. If you were to cut it back to 3 days per week say Monday, Wednesday and Friday that would suit me just fine. I do enjoy Turner Nations posts and links and very much miss Smoking Man. He was very street smart and down to earth. You have to do what is right for you and your better half. Take care and have a great New Year. Look forward to 2022 and your opinions on all the topics you discuss on here.

#209 Sean on 12.27.21 at 6:10 pm

I am addicted to your content. Please keep the blog rolling and educate me. Please take the weekends/Holidays off if you need to (or even publish 3 times a week). I do not mind if you shut the comment section off as I do not read it/see value in it. Thanks again and Happy New Year.

#210 cuke and tomato picker on 12.27.21 at 6:11 pm

We love this blog. We love the comments too even if we do not agree with some comments. We do not agree with the comments that mock or belittle elected officials. We are happy that you delete the anti – vaxers. It is very sad that we have people in this wonderful country that protest around schools and hospitals using foul language.

#211 Jason on 12.27.21 at 6:11 pm

Absolutely addicted. Please continue at whatever frequency you can sustain and many thanks for the reading. I’ve read them all for years!

#212 IHCTD9 on 12.27.21 at 6:11 pm

I visit this blog more than Kijiji, and that is saying something. I like the content and the comments. Cat pictures have recently been approved. No ads. Freedom of speech practiced here. Humour, facts, common sense – every single day. Lots of cool regulars in the steerage section. Hard to make it much better IMHO.

#213 Jim L on 12.27.21 at 6:12 pm

Garth, I only found out about your blog less than a year ago, and have not missed a day since. I enjoy the humour and the common sense advice, so much so that I’ve recommended your blog to others. That said, even though I’d like to see it keep going longer than my grandchildren are paying off T2’s free-for-all, I can understand the effort required to keep it going so it makes sense to scale back. You could perhaps focus more on case studies and less on real estate. Have more guest bloggers or have a slightly longer blog but only once a week. Whatever you decide, I’ve enjoyed your blog and hope to see it continue in some manner, and keep dissing the anti-vaxxers! I’d say more but I’m late for my flat earth meeting.

#214 Christos on 12.27.21 at 6:13 pm

Garth you and your team run an excellent blog and I’ve been a long time reader. But 7 days a week is a lot of work. You could get away with once or twice a week and pack each with a little more info – easier for you and your team and still provide great insight to your readers. You need to take a break!

#215 Beth on 12.27.21 at 6:13 pm

Dear Sir! First time commenting. Long time daily reader. I haven’t commented before because I don’t want to waste your valuable time! My favourite post of all time is Kids
January 16th, 2020. You have a gift of taking a subject that is sensitive yet so important to every human and adding insight, wit and wisdom to it. Your vast contribution of knowledge is so appreciated. Please adjust the blog however you need to keep going. If you’re looking for a blog topic I’d love for you to expand on the financial side of not having kids – wills, POA, and professional elderly care. I think one of the main reasons people have kids is so someone is around to take care of them when they’re old.

#216 the other Keith in Calgary on 12.27.21 at 6:14 pm

First, your blog, your rules.

Second, the RE content gets a bit repetitive, but I like your industry invective, I mean, commentary.

Third, the content relating to investments and current events are better than gold. Better because I’m not a bullion licker.

Lastly, that darn comments section. When I read it at all I make the text big and scroll fast. I’m sure to wash my hands afterward. Myself, I’d have a much heavier moderating hand on the delete button. One suggestion is to put a 500 character limit on the size.

#217 stuck in Richmond on 12.27.21 at 6:14 pm

Thanks again Garth for what you do for all your readers. You probably contributed more to Canadian financial literacy than all Canadian Higher Institutions combined.
Please keep posting . It doesn’t have to be daily, weekly or whatever works for you would be fine by me. Constant reader, addicted.

#218 Chris on 12.27.21 at 6:14 pm

Love the blog. Been reading since 2013. Agree with others, recommend getting rid of the comment section since it’s little value added with lots of overhead.

Whatever you end up deciding, thank you for all the work.

#219 Tom from Mississauga on 12.27.21 at 6:16 pm

Comments are too long. Scroll right past them. Put a cap on the character quantity, force people to properly edit. Have your other writers add a post or get guest writers, expand this enterprise by hiring.

#220 Vanreal on 12.27.21 at 6:17 pm

3 days a week with no comments and a weekly question answer post

#221 Yannick on 12.27.21 at 6:17 pm

Hi Garth,
I’ve been reading you almost daily since 2009. I’m extremely grateful for all your advice, comments, explanations, analysis… and dog photos. To be honest, I don’t know how you keep it up and I would understand perfectly if you reduced your posts to 2-3 times a week. For the rest, don’t change anything.
I wish you all the best for 2022.

#222 Nathan on 12.27.21 at 6:20 pm

Garth,
I’ve read the blog for years. Daily. But seriously, every day. I enjoy the mix of personal finance, having somebody beat my head in with some good reasons I should not own a home in TO (I need this constantly as there’s a lot of pressure pushing in the other direction), general personal finance guidance, and your dry sense of humor (yes, that’s a compliment). Yours is the only blog I read daily. All of that said, I recognize the level of work that goes into this gratis and you’ve got to do whatever is right for you. I’m very appreciative of all of the things I’ve learnt on here over the years. Also appreciate that you’ve answered two of my questions on the blog, with one even described as a smart question. Haha. Myself and the wife (late 30s) are up to a 7 figure net worth despite spending too much on our educations (up from $200k in hock after our MBAs 7 years back), have 2 young kids, rent in the smoke, have a B&D portfolio with loads of rate reset preferred (no bonds right now, though), and live a comfortable life.

Also, the COVID work from home tax break continues to be great for renters. The more individuals can take advantage of policy that mistakes renters for those in need of governmental benevolence the better from where I’m sitting. Thanks for all you do.

#223 Two-thirds on 12.27.21 at 6:22 pm

Garth,

Been a reader since the start, bought the books and even attended a lecture in your early tour of Canada.

Still remember the Amazons, the Hummer, and the occasional NSFW pic. Whatever happened to these things?

Two or three times a week would be good, at least better than now, in terms of your time commitment.

As for topics: please continue commenting on the moves by our government and BOC and their impact on finances, the economy, and taxes. I really appreciate hearing your “read” on the situation and heads-up on upcoming changes.

Housing has remained irrational longer than many of us stayed solvent (with savings). Maybe once a week comment on housing would do.

So, how about:

Day 1 – Politics & economics

Day 2 – Housing

Day 3 – Financial education/Dear Garth

The weekends could be posts by your portfolio managers.

My 2 cents.

Thanks for your years and years of financial education and public service!

#224 HH on 12.27.21 at 6:22 pm

Yes, I’m addicted even though I only leave the odd comment. My sister and brother-in-law read it regularly and they never leave a comment but they, as I, want to know what you have to say. No changes required. Just keep educating us. Every day.

#225 Blair on 12.27.21 at 6:22 pm

Suggestions for the future:
– 5 days a week is fine
– A weekly “Dr. Garth” blog would be nice.
– Ok, Doug & Ryan making a once a week article is fine (a bit too technical for me, but no doubt has appeal to many readers).
– A “Retirement Readiness” article profiling a couple/person contemplating retirement.
– A weekly “House buying readiness” article, also profiling a couple/person contemplating home ownership.
– A weekly commentary on current political environment and impact on the economy and consumers.
– Please, dump the comments section.

OR

– Have all of the above, posted altogether once a week…may take less overall time than posting daily.

#226 wallflower on 12.27.21 at 6:24 pm

Addicted (as already posted)
Arrive here to read blog post and inspect the comments. 50/50.
Some super hilarious stuff in the comments and fabulous insight/pointers. 50% of the comments garbage.

Suggestions:
only open comments to posts of your choice. Maybe open comment feature once a week!

Use IP address to permanently block irritants.

Definitely only post when you are not stressed to post.
If that means once a week, so be it.

#227 Doug t on 12.27.21 at 6:24 pm

If it ain’t broke….

#228 HST on 12.27.21 at 6:27 pm

Daily blog reader. My two cents are to cut the posts by half, say 3 to 4 times a week only. Get rid of the comments section unless you want to see them for certain blogs. I personally like everything you touch but fully realize that it is a ton of work. I’m grateful for everything you do Garth.

#229 Rnkelly on 12.27.21 at 6:28 pm

Love the daily content. Not sure how you do it but it does remain fresh. There’s repetition but that’s inevitable when commenting on human nature. I appreciate what you do and wish I had the same guts, your life sounds like quite the adventure. Fortune (not the money type) favours the bold!

#230 Ontario's Left Coast on 12.27.21 at 6:29 pm

Garth, I post rarely but read your blog almost every night. It is my joy, my respite, my sanity check and, in many ways, my anchor. What you do means so much to those of us who are passionate about personal finance, the economy and investing.

Please let the good times roll!

#231 Millennial Investor on 12.27.21 at 6:31 pm

I love your blog and read daily. The comment section adds little value and is typically just a soapbox for nutty antivaxxers or pedantic braggarts.

I wish you’d continue to blog daily but will understand if you can’t. Your ability to make a financial topics interesting and readable completely unmatched. I typically just skim your colleagues posts while delving into yours. Thank again for all you do.

#232 David on 12.27.21 at 6:32 pm

Please keep it going.

#233 Nomad Geezer on 12.27.21 at 6:32 pm

Hi Garth
Have been reading for years while in Halifax. Now living in Pictou in a house bought with cash. You literally changed my life by getting me into ETFs. Future is looking good. Prefer more finance to RE as it seems only experts in Toronto and Van post their opinions. Comments used to good in the old days with Smoking Man, not so much now, so comments can go as it will save my scrolling finger.
Happy New Year to you and your family.
Do what’s best for you. You set me on the right path and I am good to go. Cheers.

#234 All lies and manipulated u decide on 12.27.21 at 6:32 pm

Garth
We live in aa world that is filled with never ending miss information.
There are endless news stations regurgitating the same crap everyday like it even matters.
I was blessed with a BS detector. Doesn’t mean I never fell flat on my face.
Built multiple companies. Always hated politics and they get worse in time.
The lowest order of competence has floated to the surface.
Accountability is out the window.
Your writings may be some the only sensibility that resides these days.
Most people don’t understand the complexity of what is happening and how fast you can get into deep doo doo fast with bad decisions.

In the 60s or 70s you could get a job, pension for life, buy a home, a car or 2 have 3-4 kids feed them and afford it.
Goodbye to those days.
You a kind a sensible man.
Im working on it
Cheers

#235 Clement on 12.27.21 at 6:33 pm

This blog is really important, yes I’m addicted. You could slow down the pace to 2-3 post per week. But during hard times it is really important to know you are here to give us advice. Thanks a lot.

#236 the Jaguar on 12.27.21 at 6:39 pm

Wow. 227 posts and most from people who have never previously surfaced.

I’ll just say it: Freeloaders.

While our host has done an outstanding job keeping the daily posts ‘fresh and informative’, it’s also true that some subjects have been exhausted. Shades of dead horses being beaten.

Even the weekly bar fights have taken on a monotonous tone. Thankfully Doug Rowat shows up once in awhile to throw a true and well deserved knock out punch.

I think Garth has kept the faith and allowed a lot of the nonsense as a public service. Holding out a bit of life line of sanity and humour during a brutal two year pandemic. Whatever you decide to do Garth, accept our heartfelt thanks for that….

#237 T-Rev on 12.27.21 at 6:41 pm

Been reading since late 2009, when my first child was born. I knew there was this thing called an RESP and I wanted one for her, yet I’d never invested a dollar in equities. Asked to name a financial product I would have responded with “GICs”. I don’t recall how I found the blog- google likely – but I believe I found Greater Fool in December of that year, and Couch Potato in early 2010 (at least I think that was the order). I was in my 20s, invincible, left broken hearts and trails of testosterone wherever I walked, and had just made off handsomely (by shear luck) on two RE deals in a skyrocketing AB market (anyone who lived through Alberta from 2006-2007 knows what I’m talking about). I thought the path to riches lay in buying more RE. Thankfully, I found this blog, and listened, mostly. Only got yelled at in the comments once by Garth when I said something particularly stupid and careless, made more so by the fact it came out wrong. That’s the only comment I’ve regretted; I was trying to make a point about the growing control of government and the need to be ever vigilant against the rise of despotism, but the way it came across was callously tone-deaf and completely lacking in both judgment and nuance, especially given the circumstances at the time.

Since then, I went from a boots-on construction grunt working 60-70 hour weeks to try and make some overtime and get ahead to the corner office and a father of two. I’ve owned four dogs in that time, god rest three of their tiny souls. Kept my marriage together through what sometimes seemed the darkest of days. Lived in five houses since then as work and life have moved us around. Haven’t made a noteworthy dollar off any of them, although I’ve got the McMansion on the hill listed right now as we’ve decided to downsize house and upsize property to align with who we’ve come to realize we are throughout our 30s.

Through all of that, I’ve come here daily. At first it was primarily financial and investment information. I’m still no expert but with a B&D north of a half mill in low cost, liquid, diversified index ETFs, I’ve done ok. Lately I find myself drawn more and more to your non-financial wisdom though Garth. We live in troubled times, and there’s a lot of anger in the world. Much of it seems misplaced, with a lot of energy wasted on amplifying hatred and division. You’re a philosopher and a poet as much as you’re a financial blogger, and your time in Parliament served to make you all that much more aware of how the levers of power operate in Canada. Your voice is unique in this country and you’re a national treasure in my honest opinion.

Do what works for your time and energy. Love reading you daily, but it’s your blog, your choice, and most critically you’re time- it’s the one thing you can’t buy back. But I know too, that for at least the last 13 years, you’ve enjoyed investing that time and interacting with Canadians, or you wouldn’t have done it.

Either way- if you’re ever in Edmonton and want to rip around on Harley’s, I keep a few extra in the garage for use by distinguished gentlemen like yourself. I’ve got some Dyna’s that won’t be too heavy for an, uh, experienced rider like yourself. You can meet the greatest dog I’ve ever known- she’s a 7 yo golden retriever, and I’m grateful for each day she’s part of our family. You and Dorothy are welcome anytime.

Love ya brother. God Bless.

#238 Hello on 12.27.21 at 6:42 pm

With the numbers your website gets, you are missing out on about $15,000 a month in advertising revenue.
Why would a “money guy” do that?

#239 Addicted on 12.27.21 at 6:44 pm

Daily reader here, love the insight on current affairs and the “Doctor is in” posts where you respond to questions.

I think the comments section is useless. I never read it. It also sounds like too much work.

Would be fine with less posts per week.

Thanks for all your hard work Garth!

#240 Abhi on 12.27.21 at 6:45 pm

I love this blog and have no shame in admitting I’m addicted to it. How can I support you in keeping this alive and kicking??

#241 DC on 12.27.21 at 6:45 pm

IMO you should cut down from the current seven days. As some others have said, maybe you could go Monday to Friday only. And the comments need to go. I understand your motivation for including them, but think of the time you would save yourself (not to mention the aggravation). The large majority don’t add much of significance anyway.

#242 Mithan on 12.27.21 at 6:46 pm

Hi Garth. Love your blog.
Don’t quit, just do it 2-3 times a week.

#243 Robert on 12.27.21 at 6:46 pm

I could get by with a weekly issue. Or every other day. I read the blog every day except for weekends where I’m not that interested in the finer details of investing. We got some bearded cowboy doing that for us.

#244 BS on 12.27.21 at 6:47 pm

Hey Garth, I’d be happy with just what you write, I don’t normally pay any attention to what comments you let pass. If inspiration hits, write, I’ll read it. My wife loves to read you as well and the topics you write about are good grist for discussion. Do what makes you happy and I’ll consume what you choose to serve up. Thank you for what you do. And the puppy pics too! Cheers!

#245 Brew on 12.27.21 at 6:47 pm

AS you know I am a long time client. I read the blog everyday and share specific ones with my daughters who are now clients. I have also read most of your books and followed your interest rate and mortgage advice for more than two decades. I always tell those who are interested about your spot on interest rate predictions. You are invaluable to those who may follow you and your wealth of timely information.

I used to read the comments but have pushed the pause button during Covid. Not sure why.

Brew

#246 R on 12.27.21 at 6:49 pm

I think I have read every post since I started in 2012. I am grateful for your work,Thank You. I try not to comment sometimes, but it just happens. I can do better.

#247 TF on 12.27.21 at 6:49 pm

The blog is very insightful and honest. In an age where politicians and other public figures spend more time gaslighting us than delivering on the leadership they were elected to provide, we need you Garth.

7 days a week is a lot. Maybe Mon, Wed and Friday with Ryan on Saturday?

Considering turning off the comments section. Those that agree will agree and the rest and haters will hate and just look for some way to justify their belief system which irrelevant for the points oyu are making.

#248 JWD on 12.27.21 at 6:50 pm

Addicted daily reader since 09. Keep it! Guest post Saturday/ Sundays off. Best blog on the internet. Understand if the comments go but still highly entertaining and full of characters. Happy new year!

#249 Julie on 12.27.21 at 6:50 pm

Love the blog. Read it everyday. Appreciate the effort and would be pleased if you kept it going if only a few days a week or even once per week.

#250 Jake on 12.27.21 at 6:51 pm

I’ve been a follower since the financial crises and read your book on the subject as well. I got hooked.

People who know me, know I often quote your blog for invaluable advice. Understandably, it takes a lot to keep it going 7 days per week but I would be missing a vital component of my financial literacy without it. I know a time will come when the lights need to dim and I will miss it like a day without my morning coffee.

#251 gassed on 12.27.21 at 6:51 pm

Thank you for providing this amazing blog as a resource to all Canadians. It is invaluable, a shining beacon of original thought especially when you consider all the talking heads we have on BNN, etc. I look forward to your daily posts but I do understand how difficult it is to churn out content day in and day out. Perhaps cut the blog content to 3 times / week i.e. Monday, Wednesday, Friday?

#252 Chimichanga on 12.27.21 at 6:52 pm

I would love to see two posts per day. But you have to put the first one out before I get up each day @6:30 so it is ready with my coffee. Having to wait until you feel motivated to put fingers to keyboard from Sleepy Hollow just doesn’t cut it. The second post would become known as the Late Edition.

Also, don’t get rid of the steerage section, just the posters who make it the deplorable wasteland that it has become. You know … the fake Italian …the guy who starts sentences with periods … and that host of sad sacks from BC too numerous to mention! They know who they are!

Besides, its not like you do anything in the office any way. Your B&D portfolio is basically “set it and forget it.” Isn’t that why people pay you the big bucks? Just throw their money into a few ETFs and pray to the overlords of Wall and Bay Street.

#253 Victor V on 12.27.21 at 6:52 pm

Love the blog.

Do not remove the comments section…Smoking Man wouldn’t like that.

#254 Greedy Millenial on 12.27.21 at 6:53 pm

Long time reader, thank you Garth, we are fully addicted to the consistent high quality content! Keep it up, we highly value your advice! One piece of content we have been looking for is how a young millennial couple, each partner with gold plated DB pension in hand, should invest their funds factoring in their pensions?status quo to Max out TFSA with 60/40 BD portfolio?

#255 All lies and manipulated u decide on 12.27.21 at 6:53 pm

#208 cuke and tomato picker on 12.27.21 at 6:11 pm
——————————
Cuke you really voted for T2???!!

If you did then your credibility is zero bro.
The guys has assaulted this country 9 ways to Sunday.
Ask an Albertan…
Countless scandalous billion dollar affairs.
Handing out zillions to other countries for carbon tax BS
#2 BS election in the middle of a pandemic.
100s of billions in fresh money for covid and prolly 100 billion unaccounted for.
A housing shortage problem and affordability.
Huge inflation.
But he’s says A ok cause everyone’s doing it.
He’s one ugly dude and arrogant as HELL.

#256 Rob on 12.27.21 at 6:54 pm

Garth
Your blog is one of the few voices of reality in a world devoid of sane thought.
Please keep up the great work.
Thanks
Rob

#257 Caveman on 12.27.21 at 6:54 pm

#225 Doug t on 12.27.21 at 6:24 pm
If it ain’t broke….

Said how many cavemen that had wheels made from stone!

#258 Steve on 12.27.21 at 6:55 pm

It’s a daily thing for me. I might not read the news daily, but everyday I come here.

My favourite part are the investing blogs, I save them and catalog them in a folder under Garth. Probably I have gathered a book by now. Thanks for your free advice, I’ve made a bundle from it.

#259 Jenn on 12.27.21 at 6:56 pm

I have been a follower since the early days when you were marketing survival kits. I know now is not the right time to step away. You have made huge impact in my life and the next generation will need your guidance even more. It would be a damn shame if you quit now!!
Have you thought about cloning?

#260 djerrett on 12.27.21 at 6:57 pm

Garth and friends, I have been visiting the site since 2015 now. I am classified as a millenial, and it is refreshing to hear a voice of reason and logic in a comical tone. I am a daily reader who appreciates the post’s. I can always learn something from the wiser “boomers”, so keep up the financial freedom blog. Too the haters and trolls of this site, focus on the good that this free blog provides in your life, if its an opinion, than agree to disagree. Please keep posting daily, especially about investing/taxes etc. All the best Dan

#261 Bogdan on 12.27.21 at 6:57 pm

Been reading it daily ever since I became aware of it.
Greatest value that I gather from this site is maintenance of values.
As more and more daily information floods over established brain patterns it’s easier than ever to know better but act foolish. The sensible opinion of a professional will always be a reset to baseline for an inflamed amateur.
But then again, it’s all free and a drain on Garth.
As long as the site is not taken down, I am grateful.

#262 Pricedoutmillenial on 12.27.21 at 7:00 pm

Love this blog. Helped me get a different view of investing. Investing is not a race. The risk for a lot of people is running out of cash not losing it. Words like these even though are repetitive, drills down the message. I have been a regular reader for the past 5 years. Wish I had come here earlier. I have bookmarked some posts on tax advice and go back to them from time to time.

Totally understood if you want to move away from a daily format although will make me sad to miss the daily sage advice from the Oracle of Canada. I have always wondered how you manage do it. Please consider doing a weekly blog with a summary and advice. Thanks a ton for all your posts and efforts in educating the readers.

#263 Eileen on 12.27.21 at 7:05 pm

Definitely addicted to your blog, Garth. My daily nutritional needs are incomplete until I’ve read that day’s entry. Thank you so much for my no longer being financially illiterate. Helpful would be a list of key words hyperlinked to archived postings, as a way of accessing previous topics. (If I were retired, I’d offer to provide this service.) Keep up the great work!

#264 SmallTownSteve on 12.27.21 at 7:05 pm

Maybe kill the comment section to save your sanity or have a 1 day per week blog dog day?

#265 Doggone it on 12.27.21 at 7:07 pm

#14 Mike Henry on 12.27.21 at 4:17 pm

Long time reader, first time posting.
My dog and I read almost every day.
Sometimes we agree, sometimes not, I think that’s what life is.
______________

Sounds like your dog has an attitude problem. After all, he gets free room and board; tell him who the boss is.

Maybe a drive by your local veterinarian’s office might sort out the problem!

#266 ogdoad on 12.27.21 at 7:10 pm

Oh,

And btw – Ditch the comment section. Inefficient and unnecessary. This action will free up a lot of your ‘valuable’ time and sanity.

200 commenters as compared to 1M readers(per day?)?

Your readership will not suffer.

Og

#267 Pbrasseur on 12.27.21 at 7:10 pm

Post a couple times a week or even once would be plenty, less often but make it count!

Right now it is indeed very repetitive, sorry to say.

#268 Chris on 12.27.21 at 7:12 pm

Hi Garth: I read your column every day, and have recommended it to my adult children and their partners. I would really miss it, but I understand that all things, regrettably, must end at some point. I just hope that that point does not come too soon! Perhaps getting rid of the comment section altogether would be useful. I usually don’t read them anyway. It’s actually your thoughts that I am more interested in than some bloviating ‘expert’ in the comments. Whatever you decide, thank you for all the years of financial advice! (and dog pics).

#269 Leftover on 12.27.21 at 7:14 pm

Your blog might count as the 8th wonder; it informs, and entertains and it would be missed, but I can see it being a burden. Maybe, as a few others have commented, a couple of times a week?

As for the comments they’re not wasted, but could be better if they were given a thumbs up/down by readers themselves and then sorted. I’d rather spend 5 minutes reading good ones than 20 minutes scouring the rants.

#270 Kevin on 12.27.21 at 7:15 pm

I have put countless people onto your site. Starting with my kids a decade ago.
I don’t comment and when I read some of them, it’s usually blah blah.
I love the mail chimp overnight survey you do. Everyone spends a ton of dough doing surveys and you get it done overnight with no expense to anyone.
If you need more time, and I am sure you do, and deserve it then ditch the comment section, go to 5 days a week, one of them still being a guest.
Please give us some ideas of what to do with ourselves and our coffee when you don’t blog.

#271 A "Wrinkly Miltonian" on 12.27.21 at 7:17 pm

Been a reader since 2011. Both enjoy and addicted to your blog. I would “Deep Six” the comments section.
Many thanks for all you do.

#272 Tripp on 12.27.21 at 7:18 pm

This is one of the few blogs that looks and feels truly interactive. Allowing readers to have an opinion is part of the experience, and it comes with a great deal of time and effort from the host, for which I am personally very grateful.

The readers that are complaining about the comments are obviously not familiar with other relatively similar platforms, where hate and vitriol are running wild. This blog has very few of those, the diversity of opinions is tangible and the level of comments is rather on the high side of knowledge, involvement and interest.

The blog is a breath of fresh air, including the posts and the comments. Disabling the comments section will fundamentally change the blog, the message and the brand. At the end of the day, it’s Garth’s decision how to proceed.

#273 45north on 12.27.21 at 7:18 pm

Maintaining, feeding, policing and sustaining a blog that churns our original content 365 days a year is no small task. Not when there’s also a day job and a pathetically unbalanced life to consider. And, of course, when there’s fresh meat

I read it everyday. Most days I prepare a response. If it makes the cut, I post it.

To have an impact, it’s going to cost you. You are having an impact and it’s costing you. Keep the faith.

#274 Jay Land on 12.27.21 at 7:19 pm

Mr Turner whatever decision your make will be the correct one. Thanks for all your efforts to educate us. Of course I’ll be looking forward to enjoying many more blog posts as long as they last.

#275 Alex R on 12.27.21 at 7:20 pm

Love the blog, and wouldn’t change a thing on its content. I read it daily and find it the best source of up to date, objective financial and real estate news given the alternative news sources out there. Personally, I don’t find the comments that valuable, other than watching the ranting and raving from certain users for entertainment purposes when I’m bored every now and then.

My advice would be to focus on what you like (writing) and outsourcing that you don’t, or don’t have time for (comments and posting on certain days for work life balance). More specifically, you could have guest authors beyond the 1 day a week, and use moderators to parse the comment section for you.

#276 Fairygirl on 12.27.21 at 7:20 pm

Appreciative and pretty much addicted. That said, I could see going to 2 days per week. You’ve already given so much and I would rather have a little something to look forward to instead of you burning out and closing shop.
Turner Tuesdays and Thursdays perhaps? Thank you Garth.

#277 SilentSwirl on 12.27.21 at 7:20 pm

Have been coming here (off and on) since day one.

I believe your blog is a treasure; an archive that accurately describes the “Bonfire of the Vanities” we have all been forced to participate in since the GFC changed everything.

There is much collective wisdom contained in this archive, it would be a terrible shame if it was lost.

Today’s Canada lacks voices like yours, voices that express bluntly common sensical ideas and truthes that need to be heard, especially those we don’t agree with.

Perhaps you need a succession plan, one that keeps alive this thing you’ve created, and preferably one with your hand on the tiller and with your input whenever you feel like it.

Thanks & Good Luck … whatever you decide.

#278 Blobby on 12.27.21 at 7:21 pm

Im an addict.

But I’d rather 1 weekly useful post, than daily boring ones (which some CAN be).

#279 mountain guy on 12.27.21 at 7:23 pm

Like many, I always read and rarely post. I don’t think there’s a post in ten years that I haven’t both enjoyed and learned from.
Thank you for all you’ve done for us. All the best with whatever you choose for your future.

#280 fishman on 12.27.21 at 7:24 pm

Fishermen only change one thing at a time when fine tuning their gear. Otherwise they’ll lose track of whats working & whats not.

#281 opee on 12.27.21 at 7:25 pm

Garth, regular daily reader like many others and have made a few comments mostly to get it off my chest and usually when related to politics.
As an experienced politician, with many links to that world, I enjoy that side of your briefs and feel that advise is much more needed than the financial. Keep up with explaining and the why’s, when ottawa makes new policies, especially re finance, their impact, good or bad, have no common sense or are pure political plays.

Your input to inflation and or deflation will answer many reader questions and may save you time and ink!
Every second day, a new article works for me and let the weekend guy write for 2 days and holidays.

#282 JS on 12.27.21 at 7:27 pm

Love the posts. Read almost daily. Have never posted a comment.

Comments section is useless. I used to read it but it’s become a waste of my time as I gain no wisdom from it.

Safe yourself time and sanity. Drop the comments section and keep the posts up.

Stay safe

#283 Satori on 12.27.21 at 7:28 pm

Don’t stop, what you have to offer from your knowledge and perspective is SO VALUED. (And I like the comments section).

Whatever you think, even if it is one day a week… please don’t stop!!

#284 Dan on 12.27.21 at 7:29 pm

I am reading your blog daily. I would say close the comments, skip the weekends.

#285 Bob in Hamilton on 12.27.21 at 7:31 pm

Something I learned long ago in the army…

keep your powder dry and don’t quit….

#286 Nelson on 12.27.21 at 7:33 pm

The blog is a gem. You should keep doing it. Cut back and write when you really want to or really feel there is something that needs saying. People will still eagerly check-in and it will keep everyone on their toes.

Get rid of the comments section. It is full of trolls and pointless contributions. Make people find or create their own soapbox. A lot of these wealthy retirees should be doing something more productive with their time anyway.

Honestly, simply managing the comments section must be exhausting and often frustrating. Eliminating it would free up heaps of time and relieve stress.

#287 TurnerNation on 12.27.21 at 7:33 pm

300th? Counterpoint: the comments section is a tribute to Smoking Man?

At any rate all Blog Dogs should be limited to two posts only. Especially the neighbourhood spaccone, Dolce

#288 Scooter on 12.27.21 at 7:34 pm

Love the content! Understandable if you need a break (take the weekends off)! Consider providing/featuring advice to blog dogs who write in with specific financial issues! (Already do)! Scrap the comment section if it’s too much work. Like the idea of theme days… Dr Garth (relationships); Retirement, House Buying/Selling, Government policy, Macroeconomics/Microeconomics and dogs & cats

#289 Purp on 12.27.21 at 7:34 pm

Hi Garth, as a geriatric millennial I appreciate reading your daily blog, I also really enjoy reading the Saturday guest posts. You often write about evolving situations that are relevant and up to date and it is nice to hear your thoughts. That being said if you wanted to cut the posts to once every 2 days or a few times a week that would be understandable, I think you are doing Canadians a service by giving simple yet effective advice.

Thanks,

#290 Purp on 12.27.21 at 7:34 pm

Hi Garth, as a geriatric millennial I appreciate reading your daily blog, I also really enjoy reading the Saturday guest posts. You often write about evolving situations that are relevant and up to date and it is nice to hear your thoughts. That being said if you wanted to cut the posts to once every 2 days or a few times a week that would be understandable, I think you are doing Canadians a service by giving simple yet effective advice.

Thanks,

#291 cuke and tomato picker on 12.27.21 at 7:35 pm

Your information is priceless like when you said there would be a Federal Election on Sept 20th. How did you know?

#292 Ana on 12.27.21 at 7:37 pm

Love the blog.
Would read it however often you post.
The comment section is meh.

#293 Shelly on 12.27.21 at 7:38 pm

Appreciate the blog. Can understand the exhaustion. If tiktokers can suffer from performance fatigue so can you. No one would blame you if you took a break. Would miss you terribly but this spinning of the plates thing can run you into the ground. Share the pain if you want to keep the train running. Guest bloggers either in your employment or voices from the outside world would always be fresh meat for the pit should you need to feed the beast daily. Sit back, relax, laugh and watch the fur fly. Let the newbies take the bar brawl punches. Then come in with the KO punch.

#294 Johanna on 12.27.21 at 7:39 pm

Never comment – never read the comment section. Daily reader, for years now. Come for your financial insights. Was going to suggest 3 x a week should be sufficient, but now that you’re allowing pics of the superior species, will agree with others that 5 missives a week is at least a standard work week (take stats off too). Thank you for your service to Canada and please pass along the same to Dorothy, woman surely has the patience of a saint!

#295 KyleM on 12.27.21 at 7:39 pm

Love the daily blog, would be sad to see it reduced in frequency. That said, self-care is the most important care so if daily frequency is takings its toll, scale back with all blessings.

That said, the comments are mostly awful, and the rare times I’ve glanced at them I’ve never gained anything of value. Given that policing them seems to be taxing, I suggest either outsourcing that to an employee or removing comments altogether.

#296 When Will They Raise Rates? on 12.27.21 at 7:41 pm

I vote to keep it as is.

#297 Wrk.dover on 12.27.21 at 7:43 pm

Addicted, but less so than you Garth, I went away for a year and a half but came back due to Covid for info and stayed for the company. Lonely rural shut in senior hermit basically.

This site is the nations news paper.

It’s been a real shining light in my life, especially so because the steerage all make dollars, and sense, things we all like equally here.

If it’s over, it will be a fond memory.

#298 Well Travelled on 12.27.21 at 7:43 pm

Have been with you from the beginning Garth and quite frankly, I am amazed by your dedication, creativity and knowledge to put out a helpful, informed and practical column each and every day.
Thank you so much for all your wisdom all these years!

#299 Jack on 12.27.21 at 7:43 pm

For your own sanity I would not mind seeing the blog updated less frequently. If you had to ask if this was necessary, you already know the answer.

#300 Chris on 12.27.21 at 7:45 pm

When I read that first sentence it felt like I was breaking up with my first girlfriend 40 years ago. Been following your blog for years Garth and appreciate all your hard work. I do find daily posts are sometimes a little samey (ie. rinse/ repeat). A reduction in frequency would make sense and as you review all comments that would also diminish some of the knucklehead responses while still giving your loyal readers a pipeline to communicate. Either way thanks for everything and enjoy the holidays….2022 will be nutz!

#301 Faron on 12.27.21 at 7:47 pm

My input:

— Ditch the comments section or offshore the management. It’s a waste of someone of your caliber’s time by a very very wide margin. I also think if does little good for the regular participants. Only keep it if it offers something of value to you or you think it benefits discourse.

— Switch to high quality weekly posts. But there’s only so much ground to cover unless you expand your range of topics. Or, bring in more guest writers 0% of whom should come from steerage.

househuntvictoria.ca

is a good example of a focused, frequent-enough blog.

— Most importantly, do what brings you the maximum gratification. We only get ~80-90 loops around fireball.

#302 MillenialAB on 12.27.21 at 7:48 pm

I agree with some points above. I’m the 99% that doesn’t comment but I’ve been here almost daily for the past 5 years.

Take weekends off.
Kill the comments altogether.
Just post on Friday with a weekly review of current events and your thoughts.
Let the colleagues post Monday with the complicated stuff.

I’d love to see some past posts tagged or at least indexed on the side. Ie)taxes, investing 101, TFSA, RRSP. These would link to the posts you have that are full of info that don’t really change.

#303 Beach Girl on 12.27.21 at 7:49 pm

Hi Garth, been reading your blog for 10 years at least. I think you should post once a week. That way we all get to enjoy your humour and knowledge and you get to enjoy life with your new dog. Sometimes some of the messaging can seem repetitive so less can be more. Thank you again for all you do!

#304 ItsOpelDexter on 12.27.21 at 7:49 pm

Hopelessly addicted to your blog. Have set myself up nicely for the future since being referred by a friend in 2016. If you stop posting, I’ll have to go back to reading that Mr Money Moustache again…

#305 TP on 12.27.21 at 7:53 pm

Thank you for all your posts. Daily reader, learned lots.. about money, about Canada. Your decision on the blog future.

#306 Loonie Doctor on 12.27.21 at 7:53 pm

I read it every day. I find your writing entertaining, pick up tidbits about well-worn topics, and the perspective on the current financial topics is really helpful. In terms of repetitiveness – honestly, the basics do need to be repeated over and over. Newcomers may be hearing it for the first time and oldies may be hearing it at the “right time” for the first time. A monumental effort, but with a far reaching impact.
-LD

#307 Paul on 12.27.21 at 7:53 pm

Garth I nominate you

https://www.gg.ca/en/honours/canadian-honours/order-canada/nominate-someone

#308 Slim on 12.27.21 at 7:54 pm

If it ain’t broke, don’t fix it.

#309 Carla on 12.27.21 at 7:55 pm

Daily reader of the blog. For me, it’s the perfect mix of information, analysis, insight and humour.

I peruse the comment section for nuggets of wisdom as well.

Thank you for this regular dose of sanity in an often upside down world.

#310 truefacts on 12.27.21 at 7:56 pm

You are a great writer – love your blog!

Sometimes I disagree with what you write,
sometimes I learn something…
sometimes your opinions piss me off!

But for some reason, I read you pretty much daily…and have to say I would miss it if you stopped.

#311 Randy Matheson on 12.27.21 at 7:57 pm

I enjoy reading the content and appreciate the time spent. When it becomes too onerous for you, maybe three times a week and have others commit to a certain day. I like insight to Canadian political thinking, policy shaping, Canadian values reflected upon (immigrants learn – why not help the process). I was a history/economics teacher so I think much on the blog is fair comment, especially financial literacy. Thank you.

#312 Chele on 12.27.21 at 7:58 pm

Love the blog
Keep the stuff about investing, tax avoidance, real estate
Forget the rest
Post when you can and please remove the comments (annoying)unless it is questions only about investing , real estate and tax avoidance only

#313 Philippe Erdmer on 12.27.21 at 7:59 pm

Dear Mr Turner,
A place of honesty and common sense, absolutely. Words informative and refreshing, unquestionably. A balance of topics and style that appeal, reliably. Addictive and salubrious, admittedly. Now for the feedback: you’ve given blood freely and without interruption, and while you have mused about pulling back you have resisted until now. If you are considering fewer than daily postings, this reader will receive them with no less interest. You should do what is best for you & Mrs Turner, who has been a remarkably patient life partner. Want to change something? You set the timetable, the agenda, and the rules.

#314 Sweet Home Mississauga on 12.27.21 at 8:00 pm

First comment, long time reader. Would like to express my deepest appreciation for your lifetime dedication to serving,not only this country but in helping address thewoefully inadequate financial education

#315 The Rowes on 12.27.21 at 8:00 pm

Hi Garth and Crew, we love your blog and enjoy it daily, or almost daily. We just recently started reading your Blog when we joined Turner Investments as clients not quite a year ago. Your wit and insight provide us with not only entertainment but valuable information about what is going on in the financial world. However, we will still be loyal followers if you choose to reduce the frequency of your blogs to a couple times a week or taking weekends off. All the best in the New Year.

#316 Heath Slee on 12.27.21 at 8:01 pm

Addicted.
Love reading the “dog blog” every day thanks for the array of topics in particular, your advice on investing wisely.
Yes, you deserve weekends off.

#317 Rosetta on 12.27.21 at 8:01 pm

I really look forward to your (or team’s) daily blog. I completely understand the amount of time this requires to publish fresh content every day.
I the parts I particularly appreciate is the financial summary for the decisions or lack of decisions that come out of Ottawa. ie. budget summary or predictions on where or Federal financial future may be trending.

I also like when you share readers emails in regard to their questions to you. It provides an interesting insight to our Canadian demographic.

I agree with other comments here – get rid of the commitments section. Then once you upload the post, you don’t need to police anything and are free to spend quality time with Dorothy and the new furry addition.

For the record I have never posted in your comment section before – or any for that matter. But I just wanted to say thank you and acknowledge that the 99% who go silent do appreciate the work. Cheers!

#318 HUNGRY BEAR on 12.27.21 at 8:04 pm

This blog is a blessing. I shared the RRSP vs. TFSA writing you did a week ago to a coworker.

The real estate writings need to be throttled back a bit. We need more readings on practical finance and economics.

I just wished you would drink more whisky before reading the comments and replying.

#319 Tosteve on 12.27.21 at 8:04 pm

I’m an addict and hope to never recover. Love your insights, humour and compassion. Ditch the comment section unless you secretly enjoy it. I could avoid withdrawal if you reduced the number of posts…but I need at least twice weekly or I get the shakes.

#320 Aaron from TO on 12.27.21 at 8:04 pm

Been reading your blog since 2017 and have found it to be VERY valuable. I have passed on your posts to friends and family and I know they have found them to be helpful. I also appreciate your candid takes and insights on financial events and news – I don’t know of many places I can get such good information. + I enjoy your writing style. I know it’s a lot of work but maybe taking the weekend off will help? Hope you keep writing!

#321 Barb on 12.27.21 at 8:04 pm

Also felt a sense of dread on starting today’s post…but realized immediately that was being selfish.

Hubs and I aren’t interested in the real estate stuff at all, but ANYTHING financial that comes off the keyboard of GT and his crew we’re on it like fruit flies on red wine, often reading it twice (probably an age thingy…)

How thoughtful of Garth to ask what WE would like.
But let’s for a moment try to ascertain what he would like. Garth was born on March 14th, making him a Pisces.

The internet says: “A man born under the Pisces constellation, the final sign of the zodiac, is a total dreamboat. He’s flirtatious, charming, and romantic, and, being a water sign, also introverted and emotional—the most emotional sign of all, to be precise. His sign is also classified as mutable, meaning he’s adaptable and changeable.”

Well, yes, Dorothy gets credit for being the first to recognize the Dreamboat. Others are obvious, but it entirely omits his legendary sense of humour (yes, it’s spelled with a “u” here). Adaptable and changeable? Probably refers to what he has to put up with from the comments section, with Covid’s effects over the last 2 years also having an onerous and worrisome impact on our host.

The most emotional sign? Yes, Garth knows how much we depend on (and need) him, especially those for whom he handles portfolios. Being emotional means he’s torn between what HE wants and what people want OF HIM. He’s a year and four days older than me, and none of us are spring chickens any more. Priorities change. Wishes change.

How kind of Garth to ask what WE want. Most replies may be selfishly based.

If we can only have a bit of Garth, hubs and I would be grateful for a once weekly blog post (WITH dog photos please). And while some blogdog comments are interesting, it must be a horrible burden reading some of them (especially comments from people whose manners leave a lot to be desired). So kill the comments. Entirely.

I’ll miss the daily read. It’ll be crosswords (yawn). Or solitaire (wider yawn).

We must stop being selfish and let Garth “have a life”. I’m sure Dorothy would be grateful.

If we absolutely MUST contact Garth et al for advice, we need to realize he’s running a business. Consulting costs money. Pay him. Because he’s worth it.

Beats the hell out of talking to your banker, accountant, or psychiatrist.

Garth deserves it.
And thank you for asking, Garth.

#322 peter johns on 12.27.21 at 8:06 pm

We love ya Garth , all the way from NZ . Have the weekend off & dump the comments

#323 K dog on 12.27.21 at 8:07 pm

Been following your website for 5 plus years (45 years old now) in that period of time, we’ve(me and wife) have been able to max out our tfsa’s and halfway fill our rrsp and make 5000 year resp installments for our 2 children. I would say this blog was a large contributing factor towards us educating ourselves on how to manage our finances and for us being able to see our future retirement. Appreciate any future advice on how further to evolve our strategies and what we can do to further improve our finances (pretty sure you’d just say keep on filling tfsa and rrsp with a balanced etf allocation). I do read your blog daily but your guest bloggers have provided great insights, maybe allow them more days a week to give their perspectives? I’ll keep reading anyway; do what’s best for you and we Appreciate your help

#324 David on 12.27.21 at 8:09 pm

Moving forward there will be plenty to discuss. It is important to keep the door open to new discussion.

#325 FR on 12.27.21 at 8:10 pm

I have been reading your blog almost daily since, I think, 2007 or 2008, Garth. It has influenced significant decisions in my life, when to buy a house and when not to buy a house, among others. Your blog is one of the most important sources of quality news for me and I have been sharing your views with close family. My other go-to sources of news are the G&M, the NYT, and Barron’s (and CBC for non-financial news). But your blog is among the best. On certain days, not what I need, on others very much so. As for the comments section, many of them are garbage, but there are several gems and valuable comments on a regular basis. Thank you for your valuable work. Much appreciate if you can continue. F.R.

#326 Brett on 12.27.21 at 8:11 pm

Addicted! Thank you Garth. There is no site on the entire internet that is as valuable as yours. The choice is yours but if you want the honest truth I think you know we need you as much as you need us.

#327 Fluorine on 12.27.21 at 8:12 pm

Keep the blog! I love it and have shared it was tons of people, who also now love it.

Only work as much as doesn’t burn you out. Farm out more days to your buddies, or don’t.

I’ll gladly take whatever is on offer, and be thankful for what I get.

~Flu

#328 Brad on 12.27.21 at 8:12 pm

Read almost everyday, never post and certainly don’t read the posts. Made that mistake once, never again. Don’t want to lose the insight posted here. 3 times a week would still be great.

Mix of topics is a good balance.

#329 Stephen Miller on 12.27.21 at 8:12 pm

I love reading your blog daily as do my siblings and children.As it is a ton of work for you 2-3 times per week would suffice BUT it is an honor to read it daily.Stephen

#330 dosouth on 12.27.21 at 8:13 pm

Hey my Mojo Cycle mag has just gone from 10-8 issues a year due to costs, time and this world in general.

Having met you a few times on your trips west over the years you continue to maintain my interest on the varied topics and feedback. Like most here as time passes so does our concerns/interests and you seem to be able to address them at varying times during your posts.

Your blog, your business, your time….but it is appreciated, whatever form it may take. Best of the New Year!

#331 Fred on 12.27.21 at 8:14 pm

It doesn’t have to be every day. When you have something to say, then submit that day. But stop controlling the comments section. Let anybody say whatever they want, and let law enforcement deal with people who cross the line.

#332 Marko Ottawa on 12.27.21 at 8:17 pm

I’m a daily reader and have been for years. I have 25 years until I retire. I don’t expect the blog will be around until that milestone, but please keep it going as long as you can. Perfect mix of financial news, politics, q and a, and wholesome content.

#333 Quixotic on 12.27.21 at 8:17 pm

Totally, your blog is an essential service and your wisdom, wit, and knowledge are important. Yep, addicted for many years but you deserve to take a break sometimes. The dogs are part of the community you created here, Garth. Thanks for the years you’ve devoted to this blog…and us.

#334 DMW on 12.27.21 at 8:18 pm

Hi Garth
Moving forward , I’d suggest spending less time talking about real estate. It seems to be featured in your blog 2-3 times a week, and there’s not usually any new meat in the real estate conversation to justify the attention.
I’d recommend replacing some of the real estate blogs with more tax and estate planning and investment advice.
Thank you for asking your readers the question.
Best wishes for a healthy happy new year.
DMW

#335 Herkunft on 12.27.21 at 8:19 pm

Please keep the Saturday posts alive. The market updates by your colleagues are really good and useful. Posts on the other days seem to focus on real estate and politics that are not as interesting.
Thanks for the great blog!

#336 Damifino on 12.27.21 at 8:19 pm

The daily blog entries themselves are great. If Garth wishes to keep posting daily with guest bloggers on the weekend, that is also great.

What is not great is the provision of a free forum for know-it-alls to daily bicker with each over stupid stuff.

For blog readers that’s easily overcome: Skip the comments and get on with the rest of the day. But for our blog host and moderator, that must be a colossal waste of time and may now be bordering on burnout. That would be an unfortunate outcome.

Once, I accidentally submitted the same post twice. I got a message stating “you’ve already posted that”. Thus, it’s apparent that most of the mechanics are already in place to make Garth’s life a lot better.

Simply allow one post per day. No more. Also, restrict length to no more than the length of Garth’s daily blog entry, which he says is about 750 words. And only a maximum of two links per post should be allowed.

The would be myriad benefits. Commenters would be more encourages to actually compose their output and carefully think it through. And, if it’s something inane anyway, at least it will occur only once and can be easily ignored.

The bickering parties (and so very many of them have hijacked this blog over the years) would have a much harder time keeping up their childish antics and might even give up after a short while.

Or else… just leave it all to Garth (as usual) and stay right away from the steerage section until the day this blog is no more…

#337 Md on 12.27.21 at 8:20 pm

Hey Garth, I’ve been reading your blog now since 2009. It’s been a great source of knowledge for me an taught me a ton about investing. That being said, i would not blame you if you wanted to cut back the number of posts you do. It must be a ton of work to look through all these comments. However i wouldn’t want you to give it up all together. You are great source of calm for me when the markets are going to hell. You remind to keep focused and stay the course. That advice had proved to be a life saver for me. Please keep up whatever you can or are willing to do. I’m sure there are many more out there who feel as i do. Thanks again

#338 Cow Man on 12.27.21 at 8:24 pm

Sir Garth:

This blog is your legacy to Canadians who can still think. I do not know where we would be as a family without you.

I can understand why you would tire of writing and dedicating so much time to the interest of others.

Are there any former colleagues that you could mentor to take over this on line version of adult training ?

#339 Alberta Redneck on 12.27.21 at 8:24 pm

Another vote for addicted. Read it every day, as does my wife – and she’s not even Canadian. Love the “stay calm” reminders, the number geekery, the always fresh perspective on what’s going on back in the Great White North, and the voice of reason which we can only hope will help steady the course of Canadian politics. (Full disclosure: I’ve also been a client for almost seven years now, too). Keep it up please!

#340 crowdedelevatorfartz on 12.27.21 at 8:25 pm

The blog is addictive but for the sake of your sanity ( and marriage)
Take time off.
Weekends. Holidays. what ever.
Life is too short.
It’s not like you have advertisers to answer to.
Just the ingrates like me in the steerage section.

As for other sexy monetary topics.
How about estate planning?
Trusts?
Wills.
Divorce.
Co habitating with blogdogs.

Guest Blogs written and then answered from people you want to toss to the wolves in the steerage section….you know….your enemies.

I enjoy the blog but I know, alas, all things must come to an end.

Hopefully it will be on your terms and not because you’re having a jammer on the keyboard deleting a gross Human Rights violation.

:)

#341 willworkforpickles on 12.27.21 at 8:26 pm

This ought to piss off most who hate the comment section a great deal for its tireless repetition. But here goes with a little more nonetheless if only to show up the incessant repetition of today’s comments toward the desire here in seeing the end of the comment section on this daily blog. But that’s what this is…a daily blog like it or leave it for all those who hate the comments .

This should grind your nerves some… here’s a little more on the Fed.

A sooner rather than later reasoning doesn’t resonate with the Fed as they have lost their way and their minds.
…ponder that thought for a moment…
Leaving rates alone for later rather than when they are truly needed now to reign in inflation that is much higher than they will ever reveal publicly shows the direction they’re headed in.
Toward a spiralling inflation abyss.

The Fed really has no resolve to taper as they say they eventually will but to go on saying so without actually doing it.
The resolve to correct the economic downdraft from spiralling out of control debt to ever more debt creation is the disease – and the interest rate levels to ease the fallout are not forthcoming in near enough time to avoid levels of true inflation coming in 2022 exceeding even a 20% annual true rate.
Those levels of inflation in the true sense are coming and the after effects to follow, kicking the proverbial can down the road as they say, will far exceed the effects a corrective recession would have doing the right thing sooner rather than later in raising interest rates.
Those after effects to come being more devastating than allowing for a recession sooner rather than later are in themselves a repetitive topic here as well … but
…they can wait for another time to bore you all to death with the details (again) then.

#342 Albertaguy in AB on 12.27.21 at 8:26 pm

Gosh 309 posts and its only 615pm in yyc…me thinks your silent majority is speaking up…

Garth – you must get some mental therapy from blogging otherwise you would have given up along time ago…dont stop unless you dont like doing it any more…it is my mental therapy to read this each day

Ideas…

1. Get your fancy suspender snapping financial gurus to man up and post 2 x per week (Ryan Saturday, Doug Sunday) and they can alternate every Wed – so you do 4 days a week instead of 6

2. Ditch the comment section! that alone must likely hours every day compared to the effort of creating the content

3. if you DO keep the comment section get your fancy suspender snapping webmaster to build some AI that will

a. Limit to 100 comments per day (allow a fair number from each province or timezone – give everyone a fair chance)
b. AUTO DELETE weed out the replies with key words (anti vax comments, racist comments, off topic, anything to do with cats, and from those ip and or users that are banned, etc)
c. AUTO DELETE multiple posts and posts over a certain word count (sorry DV, TN, SA, CEF, F, MR , FELIX and other sad sacks that frequent here)

#343 crowdedelevatorfartz on 12.27.21 at 8:29 pm

@#291 Cucumber
“Your information is priceless like when you said there would be a Federal Election on Sept 20th. How did you know?”

+++

He drinks with Trudeau’s puppet masters.

#344 Kevin on 12.27.21 at 8:32 pm

The breadth of what you cover is good, daily is great, but if it were 3 or 4 days on a fixed schedule I would still come back regularly, as long as i knew when the posts were coming out next

#345 NorthShoreEng on 12.27.21 at 8:37 pm

I regularly read your blog (daily) and I always come away having learned something. I also find the content keeps my head screwed on straight (don’t over extend yourself, live life in balance). I do read the comments but more to see you mock others (your sharp wit is quite entertaining). I would accept any direction you take to ‘take back control’ of the hours in your life. However this ride turns our and whatever your decision, thank you for the past 10 years and everything you have taught me.

#346 meslippery on 12.27.21 at 8:38 pm

Wow Over three hundred comments in four hours.
I too read you daily in the Toronto Sun.
I like the comments you get good bits and links sometimes. Hope it goes on in some from.
You efforts to educate are so needed and appreciated.

#347 Whinnipegger on 12.27.21 at 8:41 pm

Keep the kernel. Burn the chaff. Kill the comments.

#348 Addicted on 12.27.21 at 8:41 pm

Yes I would pay to read this blog !!

This blog is the essential service for anyone who wants real world advice with just a bit of sharpness. Not only have I directed countless people to this site pre-Covid office chat would always include a discussion of WWGS What Would Garth Say

If it get to much drop the posts to 3-4 times a week.

Dump the weekend report – I can get the basics elsewhere

Comments – Keep them – but delete more faster

#349 Phylis on 12.27.21 at 8:44 pm

The comments must be grinding, you can’t do this forever. There must be a way to get them pre-screened to save you some time/make it easier for you. Dare I suggest allowing a blog dog(s) to help. Emma might be too sensitive to handle this and couldn’t be paid enough.
Second thought, charge a fee to comment. Donate it to the shelter. Hmmm.

#350 Victor on 12.27.21 at 8:45 pm

Thanks for your time and effort. Amazing that you can put together an informative and in the moment blog, almost every day! We have been reading you for years, and would totally understand if you submitted blogs Monday, Wednesday and Friday, with weekends off. Slash comments…Thank you

#351 Jane24 on 12.27.21 at 8:46 pm

I love this blog but finding time for it every day is a problem for me so it must be a huge problem for you to write it daily. I would be just as happy for it to run three time a week as then you would have more meat in the news to chew over. Your current daily delivery is appreciated but there isn’t always that much new material for you to comment on, so too many days the blog appears repetitive. My two cents worth anyway.

#352 Bluebird on 12.27.21 at 8:47 pm

Have loved reading, laughing and learning from your blog for years. Would I miss it daily – of course but life changes along the way and that’s a good thing.

#353 M27AB on 12.27.21 at 8:47 pm

I appreciate your request, Garth. I would far rather take a scaled down version of the blog (3 or 4 times a week) vs. you burning yourself out trying to manage all the above mentioned tasks with a daily entry. I read every post everyday and am grateful for the wisdom you’ve imparted.

#354 T on 12.27.21 at 8:49 pm

This blog provides a semblance of sanity in an insane world. Thanks Garth, I really do appreciate the financial advice and how you provide some calm when all the media portrays turbulent times.

#355 Harry on 12.27.21 at 8:50 pm

Garth, I have enjoyed the blog for many years but only rarely read the comments. I hope you continue for as long as it brings you joy. Maybe cut the weekends off and cut back on the blog to 3 days/week if that is a reasonable compromise for your life? All the best and really do appreciate all of the work you do.

#356 Cici on 12.27.21 at 8:51 pm

I LOVE everything about this blog and yes, I’m fully addicted.

I also fully appreciate how much work and time must go into it, and count my lucky stars each night when each fresh new entry pops up on your site.

Personally, I feel the entertaining and thought-provoking insights you provide on a wide range of topics (financial advice, political and social commentary, canines, cats, etc.) make this not only the best financial blog in Canada, but really the best damn blog in the entire world. Nothing else even compares.

Funnily enough, I stumbled onto this here blog by accident. Had given an RE-obsessed relative in BC a piece of my mind regarding certain views they held at the time, to which they replied with disdain “You sound just like Garth Turner!” When I asked “Huh, who’s that?”, I got “A Conservative politician who’s actually really wise, witty and intelligent. You should totally look him up!” So, I did… just out of frightful curiosity, and have been hooked ever since.

Have to admit, I also love the albatross that is the comments section. There’s a strange mix of commenters that I find clearly Canadian. Some are very keen and generous, and offer up great advice. But as for the ones I don’t agree with or feel like I even have anything in common with, I still find it interesting (and sometimes hilarious) to hear their viewpoints. After all, it can be good to get out of your own headspace sometimes and see or hear something new.

All that blah-blah-blah just to say thanks for everything you and your team do. If you decide to fold, I will have to find a new addiction (but do you really want T2 to profit from the taxes on that?). If you decide to keep on keeping on, I’m sure we can give you guys a bit more vacation and better benefits. Now is the time to negotiate!

#357 Mike on 12.27.21 at 8:53 pm

Please continue with your exceptional refreshing insights into all that you cover in your daily blogs.
Thank-you for the time that you take out of your day to construct your educational financial information.

Happy New Year to you and your family.

#358 Statsfreak on 12.27.21 at 8:54 pm

Wow, you must be going blind looking at the screen and all these comments . I too am am addicted and read your blog daily, but i do agree with others that you need to lose the comments section first. If you still need to cut back further then take weekends off and have your guest bloggers on more often . All of you offer such helpful common sense in an otherwise insane world. PLEASE DON’T RETIRE!!! We all appreciate you so very, very much.

#359 Brad on 12.27.21 at 8:55 pm

You’re doing great. Change nothing. Thanks for the insight.

#360 George on 12.27.21 at 8:55 pm

tremendous blog, am grateful. The reminders to stay invested , esp during the rough patches have been golden- thank you

i dont read the comments section much anymore, but if it takes too much of your time, ditch it!! Seriously, does ANYONE care ? Suppose if one is lonely it can be a useful sounding board, online ‘friendships’, ‘foes’?

reaching out to let you know your blog is an enjoyable read . Been a pleasure, and once again-thank you Garth

#361 Brandon on 12.27.21 at 8:56 pm

I have read your blog daily since the beginning. You and I have exchanged emails a few times. You’ve used a couple of my questions as a blog post. I will be sad if this blog ends. Yes, some of it does get repetitive, but honestly, humans need that. We need constant reminders of what we need to do if we want to do things right.

I hope you keep going at least a few days a week, if not more. It’s my daily morning read. I also need to thank you for everything you’ve taught me. You guided me onto a really good path. 36 year old me is doing INCREDIBLY well thanks to your many thousands of words.

#362 The raven on 12.27.21 at 8:56 pm

Give you and your crew the weekend off and make it a M to F gig. You are by far the best writer, but your crew can take over the reigns more often. They do provide good, solid information. Love the site and comments…and do not thinking about putting the horse out to pasture.

#363 Rochdale GM on 12.27.21 at 8:59 pm

This blog has provided me an invaluable financial education since 2010. As a senior F, without the wisdom so generously shared on greaterfool.ca, I would have much more serious money problems today.

Please know that I am forever grateful to you Mr Turner. I would miss you and your crew a lot if you were to go silent, but I also understand that we all sometimes feel the need to move on.

Wishing you health and happiness in the New Year.

#364 Weener on 12.27.21 at 9:01 pm

I have read daily for years and will continue to do so but I think you could cut down to 3-4 posts a week without a significant loss in value.

In terms of comments either turn them off or find a way for people to attach their identity to them. Too many keyboard warriors hiding behind anonymity. This is your place, you can boot people as you see fit.

#365 Puzzled in Mtl on 12.27.21 at 9:05 pm

I have been reading your blog since 2009. I was already too old (I am your age!) to fully benefit from your advice but I am doing ok thanks to you.
I have been worried that you are going to give up considering the amount of time you dedicate to this blog.
So, I would be happy with 2 or 3 times a week. And I like the mix of topics.
As for the comments, I would limit their number and their size. But I don’t know about cancelling them completely since ‘the blog dogs’ are like a community. We get to know each other and it’s interesting to share with people from every part of the country.
Finally, Garth, we need you more than ever. The future looks bleak for the younger generation and we ‘the rich boomers’ are going to get wacked…
Merci à Dorothy pour son soutien et Bonne Année de Montréal.

#366 55JP2615 on 12.27.21 at 9:05 pm

Thanks for all of the knowledge and years of education in an entertaining format. Echoing others, I am interested in the blog, not the comments. Appreciate your updates (especially reader advice!)

#367 BCWally on 12.27.21 at 9:07 pm

Just a thought but is it possible to invite other Canadian financial icons to submit articles when you need a break?
Certainly no one you find negative or dull, or just looking to do a sales pitch on a particular investment.
I have to believe there are some really knowledgeable people around that would be worth reading that you already know in the Canadian financial community.
CEO’s, CFO’s, trading desk heads, people in positions of responsibility that could offer the reader a point of view on financial matters, but a uniquely Canadian one.
Most of the silent majority that are chiming in today are here to learn about investing and want an accurate point of view on what is good and what to avoid to make a bit of money and find financial security.
Most investing information out there is a sales pitch, so you can’t trust it.
Just a thought.

#368 Tri state pat on 12.27.21 at 9:12 pm

Maybe just write when you feel like it. A lot of blogs are like that. If it’s a few weeks between the updates that’s ok. If it’s less great. We’re still going to read it.

#369 Unpinned on 12.27.21 at 9:13 pm

Is there any other blog in the world or Canada that gives a “bird’s eye view of Canada; our real estate mental illness; our deep stupidity and inability to understand finance and money; how most Canadians have no interest in the other ten provinces; and the list of needs Garth fills is too long. Where else do we get such fun and insightful takes on our Canadian experience? Garth is like reading The Atlantic and Wall Street Journal in on go. Garth is not replaceable. Canada is a myopic desert and requires Garth to show the world there is some deep and sincere intelligence in our vast sheet of ice called Canada.

#370 Hello from BC on 12.27.21 at 9:14 pm

Instead of keeping to a daily schedule and spoiling us, perhaps write only when you feel compelled to — and if that is every day, then all the better for us. Ryan does an excellent job on Saturdays with his analyses and outlooks.

I usually read the comments and I think they are valuable. Thanks for deleting the spam and worse.

All the best for 2022 everyone!

#371 Brian on 12.27.21 at 9:15 pm

Do whatever it takes for you to keep putting out a daily blog. I’ve been reading daily since 2012 and have made/saved serious money from some of your free advice. If policing the comments is sucking away your will to write daily then ditch the comments. I go to news sites (and reddit) to read the idiotic comments of the rabble. I come here to glean wisdom from your brain droppings, as such the comments hold little to no value for me.

#372 Rural Rick on 12.27.21 at 9:16 pm

Long time reader back to your Toronto Sun days. I have learned much under your tutelage. Do what you have to do. Family first always. We will survive what ever you decide to do. You have had an impact far beyond what you could know. You are funny too.

#373 Benita on 12.27.21 at 9:17 pm

Addicted. Have learned so much over the years! Cancel comments and post Monday-Friday only. Would hate for this blog to disappear. Make it work for you.

#374 WW1 on 12.27.21 at 9:18 pm

I seen to be one of the few who likes the comment section – even with Smoking Man gone. Sure, the signal to noise ratio is low. But there are usually pearls of wisdom that challenge your opinions at times. Learning to scroll and scan is an essential skill.

How about requiring registration with a real name and email address for commenting? All comments name their author That should weed out the very worst of the internet warriors.

#375 Brandon on 12.27.21 at 9:18 pm

Dear Garth,

I’ve been reading for almost 5 years now and have gotten my partner hooked as well. Your guidance steered me from cowboy living to a boring but consistent B&D portfolio. I appreciate that the daily posting may get tiring but hope that you still maintain some level of posting. Your insights are always appreciated and are a lighthouse in troubled waters.

Thanks,

Brandon

#376 Miguel on 12.27.21 at 9:19 pm

Garth,
Same story here as the few comments I’ve read: reading only your story, never reading the comments (except for today), and very much enjoy my daily routine of looking at your blog. I would love you to keep writing a post a day; if the time does not permit, suggest removing time-consuming and low-value features first (like comments section), having more quality guest bloggers, etc. Also like the spread of subject, only constructive comment is that I would scale down just a bit on real estate subjects. Thanks, great great job

#377 Steven Clayton on 12.27.21 at 9:21 pm

Thanks for All your Efforts. Your Blog is the first page I turn to when I go online. I have learned so much from your Blog (You) and have read many of the books you have had published. I want to express my gratitude to you but where to begin. I am often bursting with laughter when I read your Blog. You have a Great Sense of Humor! I have profited from the advice you have provided; Thank you. The Dog & Cat pictures are often memorable, so thanks to the faithful Blog Dogs that visit and contribute. It is a treasure to have found your Blog and I hope that you will continue with it for some time. I can’t suggest to you anything to make the site better than it already is. Keep up with your tireless efforts. Best Wishes to you and your Loved ones and may you have a Happy New Year!

#378 Ed Tracy on 12.27.21 at 9:21 pm

I have read this post daily since day one. I have follow the financial advice freely given. In pursuit of knowledge I have eschewed all debt become financial Independant with no car or mortgage payments while enjoying monthly income from investments. Thank you Mr. Turner for turning my financial life around. In my opinion Canada owes you a debt of gratitude as I do for the service you have provided. Perhaps the order of Canada would be as worthy reward. Thanks you stay safe and healthy

#379 Dailydose on 12.27.21 at 9:22 pm

I am a daily (addicted) reader in my mid-twenties who never visits the steerage section. I wholeheartedly thank you for your dedication to the blog and helpful content for all aspects of life. I never visit the comment section, and would not miss it one bit if you nixxed it. Also would understand if you took days off, but selfishly would prefer more content than less. Balance in your life is important too! Thanks again.

#380 tunano on 12.27.21 at 9:23 pm

We feel a real connection with you when you post… and we are the first to admit that we have appreciated and learned a great deal from your savvy words. Can’t say the same for the comments section, and I doubt the blabbermouths that plague and proliferate improve much. You’ve set a high bar posting so frequently, but we remain faithful readers.
My suggestion: cut out the comments section and try posting 3x’s a week. And buy Dorothy some roses!

#381 Island Gal on 12.27.21 at 9:26 pm

I’m another addict. I have learned so much about personal finance from your blog. Thank you! Keep it up at whatever frequency is sustainable. I read it daily but would read it at whatever pace you publish. Keep the current blend of topics with occasional tributes to Dorothy and your canines. Keep the dog pics. Kill the comment section except for the occasional survey. Those are fun .

The only other ‘out there’ idea I have is to do what Bart Ehrman does. Put up a paywall. Charge between $25 and $50 dollars a year for a subscription. Keep the comment section. Many of the deletable comments would not longer happen. Take all the money and give it to charity. Be transparent about the types of causes you give to and in so doing teach us how to give to causes that are meaningful to us.

#382 Yorkieman on 12.27.21 at 9:32 pm

Please continue publishing dog photos and financial advice.

#383 Norman Kennedy on 12.27.21 at 9:33 pm

Monday, Wednesday, Friday would make it richer by allowing you more time to compose.

#384 [email protected] on 12.27.21 at 9:33 pm

At most do 3 a week – quality over quantity. One for each of the gang (Garth, Doug and Ryan) for different perspectives/styles. Otherwise shut it down knowing it was good run.

#385 Tom Selleck and Kurt Browning are SOOOO Sexy! on 12.27.21 at 9:34 pm

Let Tom and Kurt take over the blog on the weekends, Garth!

They are SOOOO sexy – they’ll double your readership and then you can start flogging reverse mortgage index fund equities!

#386 SR on 12.27.21 at 9:37 pm

Hi Garth, first time commenter and follower of yours for years now. I don’t know if you’ve ever thought of your (pathetic) blog as a more of a mental health helper than housing or investment advice. Owning a house is such an insane amount of pressure for society, especially the millennial demographic and you take the edge of that in a MASSIVE way. Yes I’ve owned (In Toronto and in a swanky hood)… but we got bit by the virus as both my wife and I are self employed, her in weddings and mine in restaurants. This blog kept me weary of risk – I bought when the market stalled in 2018 and sold when it jumped. Now we rent a 4 bed house for a few grand less a month, roof not my problem, with our 2 young kids, cash invested (60/40), no risk, and we can move without stress to snag better jobs. This is the biggest thing I took from reading your words all this time – be flexible, and be at peace that owning doesn’t equal stability – money is money no matter where it lives in your life’s portfolio. Keep it up as long as you can, it really is appreciated.

#387 45north on 12.27.21 at 9:39 pm

Wolf Richter

Since March 2020, the Fed printed $4.8 trillion and repressed short-term interest rates to near-zero, for the sole purpose of inflating asset prices massively in order to enrich the asset holders massively. The Fed has long clung to the doctrine that making the already rich vastly richer by printing money and repressing interest rates creates economic activity.
This doctrine is called the Wealth Effect, and it has produced the greatest economic injustice committed in recent US history.

https://www.howestreet.com/2021/12/my-wealth-effect-monitor-wealth-disparity-monitor-for-the-feds-money-printer-economy-december-update/

The Bank of Canada has followed the same policies which have caused the same result. Economic injustice. But the funny thing is that reversing the policies will cause a recession. Maybe even a depression.

#388 ImGonnaBeSick on 12.27.21 at 9:41 pm

It’s a massive amount of work on your part, and I appreciate your thoughts and opinions. Over the years, it has become part of my routine and I’d miss the opportunity to read to you daily. The wisdom you impart is important, and of value. However, hobbies should not be a burden. Fans can become an insatiable beast, and there should be no onus on you to constantly feed said beast… I’d miss you, but do what’s right for Garth Turner.. not a bunch of anonymous doughheads on the internet..

#389 North60 on 12.27.21 at 9:41 pm

I come to the blog every day. It’s been must-read for over 10 years. Not just for the financial wisdom–always appreciated–but for the writing itself. Don’t need the Onion. I’ll skip McSweeneys. But Greater Fool… It’s one of the most refreshingly satirical and humorous sites around, with an awesomely Canadian flavor. Oops, flavour.

#390 highlander101 on 12.27.21 at 9:42 pm

Garth, you are a beacon of light in my financial thoughts. I look forward to these daily posts with much respect & admiration. I appreciate it, every post. Whatever decision,
Amen to you!
Thank you

#391 Steven Nicolle on 12.27.21 at 9:46 pm

I enjoy reading your blog. But my question to you is, “What Do You Want to Do?” If it is not a 9 at least on your scale of 1 to 10 cut back but if it is less than 5 maybe once a week. If it is 1 or 2 it’s been real.

#392 For the love of Dog on 12.27.21 at 9:50 pm

I’ve been reading the blog for a few years now and have yet to make a comment. But this calls for one. Please don’t shut it down!

I come to this blog for a taste of reality. Honest and true. It’s something that is increasingly lacking in any content outside of this blog these days and that daily hit is needed. As I’m sure others will attest, you have helped me get my finances in order, take the plunge into investing, and have taken most of the fear out of the equation for me. I still have a lot to learn but this is where I go to learn it.

All that being said, I get the need to disconnect and a blog post every day is quite a feat, especially for someone as undoubtedly busy as yourself. I am sure your faithful flock would understand if you chose to lessen the frequency with which your grace us with your presence.

Good luck with your decision. In the end, all that matters is what you think is best for you and your family.

#393 Left GTA on 12.27.21 at 9:52 pm

I would be lost with out you and the peanut gallery as well. The blog makes me laugh everyday! Your advice has been invaluable. Life changing. Because of you we made financial decisions that have allowed us to have an ideal lifestyle and for that we Thank You.

#394 Shaken not stirred on 12.27.21 at 9:52 pm

Killing the blog will give you the time you need to prepare for replacing Daniel Craig as the next James Bond.

#395 Grandma on 12.27.21 at 9:53 pm

Dear Garth,
I am a long time reader and addicted. Now fortunate enough to be a client. Thank you for all you have done here on your blog. I don’t blame you for wanting to take more time for yourself and Dorothy. I have often wondered how you can churn out so many columns day after day. I wish you only the best always!

#396 Front row person on 12.27.21 at 9:54 pm

Please keep the comments. Sharing of information is a good thing and others can take it or leave it as they see fit.
My fee based advisor says I am very low maintenance client. That is thanks in large to your posts and those who take the time to add to them.

#397 Russ on 12.27.21 at 9:55 pm

Addicted? Definitely, have been reading your blog for 4 or 5 years. Cannot remember how I discovered it. Was addicted to your Toronto Sun columns in the late 80,/early 90’s too! You have always explained financial concepts in an understandable and entertaining style and I look forward to reading daily. To. reduce your workload, I would not miss the comments section, rarely read them. You could also make more use of the guest bloggers. The topic mix is just right. And definitely keep the dog pictures. Glad to see you are including cats now too!

#398 Matt on 12.27.21 at 9:55 pm

Daily reader for 2 years now. Great content and a good balance of wit and useful advice. I wasn’t aware of your other business ventures, I wonder if throwing the occasional bone for entrepreneurs and small business owners would be useful as well.

Thanks for the wealth of knowledge you share, it’s appreciated!

#399 Russ on 12.27.21 at 9:55 pm

Dear Garth,

You are the dealer. I am the junkie.

The blog is helpful, instructive and perhaps a little coy for the readers who cannot comprehend the “buy real estate if you can afford it but don’t leverage your life away in the hopes of salvation…” or something to that effect.
I remember them dissing you about the store purchase where they missed the balanced part.

The mix of topics is very good too.

You could add a few moister babe pics, like the old days, I’m sure there will be volunteers. Maybe like the Sun girls…

As you will know from the website metrics, I check often many times and almost every day. If you are late to post many of us will worry. Like the time you broke your leg (or ankle) and Bandit stayed with you for comfort until you got things settled a bit.
After we learned the story, every other seemingly late post causes a pause and a bit o’ worry among us.

Is Garth and Dorothy okay?

Cheers, R

#400 Raincoast on 12.27.21 at 9:57 pm

Garth, I am definitely addicted to reading the this blog daily. Your perspective is always illuminating and greases the wheels in my head to think strategically about the financial future. I have followed the blog everyday for over a decade and have built my financial freedom based on your advice. I like the real estate conversation, but definitely appreciate the political and financial input the most! Thanks so much for your tireless efforts, we wouldn’t be where we are today as a family without your blog :)!

#401 SP on 12.27.21 at 9:57 pm

As an addict, I think the best course would be just to keep everything as is, don’t change a thing. Especially the design, it has very nice and vintage 90s vibe.

But also I do agree with those who are suggesting to take weekends/holidays off.

#402 Lerin on 12.27.21 at 9:58 pm

I have two small toddlers and every night after they have gone to bed I log onto your blog. It is one of the things I looked forward to every night. That may say a lot about me…but I really do!

Your blog has been invaluable to me. My husband has little interest in investing/finance so it falls to me.

I have learned and continue to learn so much from your blog. My financial literacy has increased ten-fold since I starting reading.

Thank you for all your hard work!

#403 The rest are to smart. on 12.27.21 at 9:59 pm

“feedback would be valued (except from some in the steerage section – you know who you are). Is a daily blog helpful?”

This blog is a brain fart. Seriously.

#404 Russ on 12.27.21 at 10:00 pm

A footnote:

The comment section is where I get the best news since I regularly track or read no mainstream media.

For all the naysayers:
Ya can lead a commentor to the steerage section but you can’t make them drink the bilge water

The ol’ lady is a CBC fan and I cannot stay in the room for very long with that tripe on the radio.
My tax dollars wasted at work.

Cheers, R

#405 Barry on 12.27.21 at 10:00 pm

A writer, businessman, politician of different stripes, one time cabinet minister. You’ve got the guts to display your full self in the public eye, and all the nutbars ithis attracts. Don’t quit. Wind down a bit, sure. You get my goat up sometimes but I never learn anything from anyone who agrees with me.

#406 Kim on 12.27.21 at 10:03 pm

I have read your site everyday for many years. I have not posted very often which I think is a good idea given the mental state of some of the regulars. I value your thoughts and your guest bloggers. We all learn a lot. I like to see your response to questions or problems from the great unwashed. I wish you find the strength to continue for many years. Cheers!

#407 Garth's Son Drake on 12.27.21 at 10:04 pm

Listen, this blog is a cash cow feeding right into your business. You are a content creator. The SWOT analysis shows the Canadian housing market as your biggest threat/competitor. It ties up a whole lot of cash that would otherwise be available for investing.

Only you know the true value of this blog, but I know for a fact that several million dollars from a few people I have sent, went your way to be put under management and without this blog presence I do not think it would have happened. This is solid PR, informative and a community. I would probably value this blog around half billion.

Popularity equals growing pains. And you now need a strategist to grow this even more and cover some of non-core competencies you currently waste your time with. That is called delegation. All great leaders know how to do this well without giving up much secret sauce. And for you, that is the content creation. But you need more support to take this content creation to the next level – a strategy. Reduce noise. You also should have some solid succession planning. Who exactly is the backup? Or is your plan to take this with you? You pay assistants for other roles. Why not add a role or two for this? My resume is ready if you make the position remote. I will double the value of this and easily pay for the additional payroll, including that new yacht where you can spend your new found free time anchored of St. Bart while your current currency starts rising frightfully fast. You can base my performance review on this. Heck, you can keep me on demand as a contractor and not have any obligations whatsoever. It is not like I can afford Vancouver anymore and therefore not returning to my gov. job there that wants me in 2 days per month in the coming year. You might think I am joking but it costs me 1,600 for a couple of days in Vancouver and with Covid circulating, it is a disaster. Short term renting something decent around W.Broadway on a month-to-month basis is even worse. A small lane house (basically a garage) near the office is 3-6k per month. Do the math.

#408 Farmer BROWN on 12.27.21 at 10:05 pm

Appreciate your daily insights Garth. Don’t often read the comment section though now that Smokin Man is gone. Take the wknds off tho. You deserve it.

#409 Justin Flation on 12.27.21 at 10:05 pm

This is the best Canadian financial blog. You provide a ton quality of information for free and anyone who regularly consumes it is better for it.

I’m certain this blog has also influenced the decisions of many to trust you and your firm, in good times and bad. Maintaining it is a marketing cost. If the marketing cost (time and $) is no longer worth it, you should immediately start planning and end or exit.

Regardless of what you do, thank you for the years of information and being a calm voice in crazy times.

#410 Gen Z on 12.27.21 at 10:06 pm

Every second the markets have something to say, whether it be Putin and natural gas, Trudeau and billions for social justice causes, and whether Canadian real estate rises by double-digits every second of the day. As a young Gen Z’er who just opened my TFSA, I am enjoying the constant updates without resorting to TikTok.

#411 [email protected] on 12.27.21 at 10:07 pm

Daily Topic please I think it is now a good time to have 2 Daily Topics – the main financial topic and a second revolving topic on such subjects as philosophy, health, social, technology, recipes, top news item etc.

#412 NoName on 12.27.21 at 10:12 pm

As I finished reading a todays blog, thought or two went trough my mostly empty head and concluded that I would absolutely hate to see blog gone. After all this time Mr T. writing posts and moderating comments in steerage section daily i am surprised that shop didnt closed steerage already. Maybe short vignette type short posts between longer posts every so often would work just as well.
But what to do with steerage section and misfits below? Limiting number comments and lines of text per commenter for each day? Sounds good, but there is bit of good and bad with that… I dont think that world is reedy yet for steerages if they ever found way out of comment section.

Mr T. its selfish for me to say keep writing, without this blog i would not be where i am now, as for comments section, remember what happened to realMakr when he got kicked out, went on rampage on cant remember what news sites comments section, it was to much for regular people to bear so he had to taken back in. With comment section open you are actually ensure the safety and security of canadians and doing public service.

#413 Marcus Charles on 12.27.21 at 10:13 pm

Thanks for all the information you share and time you devote to educating us all.
It may be a good idea to take weekends off or you can do Mon, Wed and Fri and maintain the Saturday special guest.

#414 Derek on 12.27.21 at 10:14 pm

Read CNN then your blog every morning .

#415 rj on 12.27.21 at 10:17 pm

3 to 5 days a week is good. Never read the weekend posts. Thank you for continuing to do this.

#416 Oakville68 on 12.27.21 at 10:17 pm

Addicted – have enjoyed this blog for more than 10 years. Informative and entertaining – will miss reading your replies if you turn the comment section off but understand and appreciate the time you have to put into this every day. Thanks so much Garth!

#417 Don’t Believe The Hype on 12.27.21 at 10:18 pm

Garth,
For a moment there, I thought you were going to declare the end of this blog which for me and many others is mandatory daily reading.
Firstly, thank you for the work you do. You have saved and helped many from financial ruin (those who chose to listen of course).
Secondly, the format is perfect as it is. The real-life examples and responses/suggestions/recommendations from you are the best part of the blog imho….
As for the comments section, I say keep it. Sometimes there are gems like poster #9 today recommending the book ‘Willful Blindness’ by Sam Cooper. I’m starting it this week.
Thank you.
Wishing you the very best of the season.

#418 just say no on 12.27.21 at 10:19 pm

only continue if it is a healthy enjoyable hobby for you. It has been my life to come here daily since 2008 and you are our best friend. Justification for all that we feel can be found here and it is a safe place. So much has changed in the world since 2008 and house prices are a joke. I could of bought back then but stayed renting and investing and retired 12 years ago at age 45 and would not change a thing. Money/house isn’t everything but love, joy and peace is, so if the blog must end, so you can enjoy your peace too. You have done your time so do what your heart tells you. Dorothy would agree.

#419 JP on 12.27.21 at 10:21 pm

When I lived in Toronto, I would wait for 5pm to arrive so I can read your daily post before I shut down my workstation for the day on the 55th floor at Bay/King. Now I am in Vancouver and I would wait for lunch time to roll around so I can read your daily post before I step out to the Bentall food court for lunch.
Your blog (and the wisdom/insights shared) is and has been fully immersed into my daily routine, and I truly hope it stays this way. Thank you for all you’ve done, do, and will continue to do for us.

#420 Fence sitter on 12.27.21 at 10:25 pm

Love the blog. Read it every day, without fail. Would miss it greatly if that changed. Perfect mix of topics. Last thread of sanity in this crazy, senseless world.

#421 Slippin Jimmy on 12.27.21 at 10:25 pm

Wouldn’t change a thing! Eternally grateful for the info and the entertainment. If helpful cap the comments and take a few days off!

#422 Becky Pesacov on 12.27.21 at 10:26 pm

Keep the blog daily I love it and your sense of humour is the best! Your efforts are much appreciated!

#423 Doug t on 12.27.21 at 10:30 pm

#210 cuke and tomato

“Wonderful country” well once again you have your rose coloured glasses on – I do believe the “wonderful” days are history especially thanks to T2

#424 Paul on 12.27.21 at 10:32 pm

Thanks for the blog, and for asking us for advice about the future. I have been a daily reader for many years, but think that it is time for you to reduce it to just 3 days a week (Mon/Wed/Fri, guest on Sat, Sun off). This would be good for you, and would make readers appreciate even more how much we benefit from your advice. Even three days a week is more than we deserve, but seems a reasonable compromise between your time and our needs. All the best in ’22!

#425 My Karma Ran Over Your Dogma on 12.27.21 at 10:34 pm

I enjoy the daily topical posts and the weekend post from your money managers. I can understand that it must be a grind but you are appreciated and yes I have been following since the beginning and do own a few of your books.

#426 Julian on 12.27.21 at 10:34 pm

I enjoy reading the blog and the discussions in the comments.

I hope you continue doing it, even if it’s no longer 7 days a week.

#427 Danny on 12.27.21 at 10:34 pm

Garth, thanks for keeping this going. I became a client 7 years after starting my daily pilgrimage to your blog! I love the mix and have passed financial “gems” I read on here onto many friends and family! Thanks for all of your hard work!

#428 Diversified in Mississauga on 12.27.21 at 10:36 pm

Hooked 100% on your blog, as is.
Reading now in the Florida Panhandle in my RV. We are in the USA all winter, partially due to your financial advice over the years.
I said hello at your ice cream shop a few years ago, and took pictures of your bank in Nova Scotia.
You are a treasure to Canada; Dorothy too.
Stay well, happy holidays.

#429 Oakville Rocks! on 12.27.21 at 10:38 pm

Anti-Garth Blogs? What are they, cat lovers?
(just teasing Felix, I have cats & a dog, equal opportunity here although the dog is first in my heart)

I have enjoyed reading since you started at Garth.ca, but then you were my MP and Canada had just chosen a Conservative government after years of Liberals.

When you kept it up after you left government, I was happy.

That you still post daily 10 years later is amazing. If you only posted 2 – 3 times a week, or as the spirit moved you and left the guest Saturday post would be enough for me to get my fix.

Another new business too? Whenever you write about your business ventures or travels across Canada – these are must read posts for me.

As for the comments, the steerage section has seen its share of characters and there is clearly a community there, but I sometimes wonder how you manage to sort though it all and maintain a happy disposition. From the anti-vaxxers, to the forever Trumpers & the “stolen election” sometimes I just shake my head in amazement. I guess your years as a politician gave you the disposition needed to suffer fools and their vitriol. I would have packed the comments in years ago.

Whatever you decide Garth, thank you for what you have done this far. It is not nothing.. it is quite remarkable.

#430 Kelowna on 12.27.21 at 10:39 pm

The blog is great! It’s one of the very few that I don’t ever miss. Keep doing what you’re doing, but reduce it to a frequency that protects your sanity. If that means weekly, do it.

#431 David on 12.27.21 at 10:40 pm

I read this blog and find the economic and political commentary to be very valuable (and humorous). I especially like when the Dr. is in and you give financial advice to people. The comments are not worth the hassle in my opinion. If you’re looking to write less, you could give it up on the weekends and let your coworkers share the load. I think that writing/journalism—the kind you do on this blog—is your vocation and that you should not give it up. In fact, I’d wager that you’d have a hard time giving it up. Keep helping us make sense of things. I need the help. Thanks!

#432 OttawaMike on 12.27.21 at 10:42 pm

Bring back Smokingman.

More cowbell–less real estate.

#433 OlderbutWiser on 12.27.21 at 10:43 pm

There are very few blogs that I follow on a daily basis…but yours is one of them. I have read EVERY SINGLE BLOGPOST. I have followed you..but not in a creepy way…since way back when you were writing for the Sun. I have at least 4 of your books. You just have such a down to earth, common sense approach to finance and investing. I am now retired (for more than four years) and so I come to this blog mainly to hear your thoughts on possible changes to our taxation system as well as for your thoughts on the economy, the direction of interest rates etc. These I always find valuable. You provide a wonderful service to your readers that is appreciated more than you can know. If you need to cutback in the number of days per week that you publish…go at it…I will still be coming here on those days that you do decide to publish.

#434 short horses on 12.27.21 at 10:49 pm

I read the blog most days and am an infrequent commenter, made probably 15-20 comments over the last 4-5 years.

I enjoy most of what’s written here; I get more out of the investing topics than real estate posts though it’s probably thanks to this blog that I know it’s easier to rent a roof than it is to rent cash-flow.

#435 Sail Away on 12.27.21 at 10:52 pm

#406 Garth’s Son Drake on 12.27.21 at 10:04 pm

Listen, this blog is a cash cow feeding right into your business. You are a content creator.

Only you know the true value of this blog, but I know for a fact that several million dollars from a few people I have sent, went your way to be put under management and without this blog presence I do not think it would have happened. This is solid PR, informative and a community. I would probably value this blog around half billion.

———

Correct. There is a very real and calculable value to the ​blog.

Just as in my business where legitimacy, respect and confidence comes from volunteer work on boards, professional organizations, universities, etc, this blog establishes your expertise.

If you give quality advice for free, people line up to pay you.

#436 One more reader on 12.27.21 at 10:55 pm

I’ve been a daily reader for many years, likely close to ten, and your blog is great. I appreciate the humour, the advice and the dog pics.
If in doubt, get rid of the comment section, not the blog.
Thanks for all your work!

#437 canuck on 12.27.21 at 10:56 pm

410+ comments… sheesh, I’m not reading all that.

You’re a smart guy so I’m sure you asked your better half what she thinks you should do. I’d be interested to hear her response.

I suggest you drop your articles to 3 a week. Monday, Wednesday and Friday and have you guest blogger do Saturdays.
I would dump the comment section with a twist. People are getting tired of reading brown-nosing suckups, braggarts and boors on here… but there is still room for some comments with your response. You can still allow comments but not publish them and perhaps choose only a couple of comments to print that you think are relevant and deserve a response from yourself that you believe would benefit many. Once a quarter, announce a Doctor post upcoming and invite questions. Again, only publish the ones you want to answer.

I think that within weeks, the vast majority of those time wasting comments would drop significantly leaving you with much less stress and more time for your investment business and more importantly, your wife.

You’re welcome.

#438 Bill on 12.27.21 at 10:58 pm

great blog, read it every day…but 5x a week would still be great.

content: less real estate, more politics.

drop the comments

#439 JM on 12.27.21 at 10:59 pm

Love the blog and the topics, I’m totally addicted, read it every day. Absolutely, reduce the frequency, and take some time off, you more than deserve it, plus a little more spare time will make writing more enjoyable. Thanks for the all the excellent writing over the years.

#440 Interstellar Old Yeller on 12.27.21 at 10:59 pm

I’ve been a daily reader for eight years and have gained so much knowledge and inspiration/bravery/motivation from your blog. I have been investing in a B&D portfolio for 7.5 years and things are going great on that front.

I think you could switch to blogging whenever you felt like it. Or once a week plus whenever current events prompted you to comment. If recapping the basics is tedious for you then you could have a “start here” page with links to classic posts for newcomers to read and learn foundational stuff. These days I get the most utility out of the context and interpretation you give to what’s happening in the world, financial or otherwise. A big-picture view informed by knowledge and history.

Whatever you decide, I’ll remain a loyal reader. Thanks for everything you’ve given us, Garth, and I hope you figure out a new configuration that serves your wants and needs well.

#441 cmj on 12.27.21 at 11:01 pm

I value the breadth of this blog. It gives me insights into politics, real estate and investing. it assures me that a balanced portfolio is essential to financial planning. We need this broad perspective to grasp what it means to live a “full” life

I would cut out the weekends and holidays. A 5 day work week works for everyone. The blog responses are repetitive by a small portion of bloggers. I ignore many of them and look for the ones you respond to for a deeper understanding of the controversies.

it is interactive and this is one of the ways it fuels your fire to respond to some new insights or some that are totally ridiculous and on their own agenda. it is energy draining to have to tell some of these bloggers to just go away. These energy drainers need to be contained if we are to sustain the greater good of the blog. Limit the # of responses – 100 a day or those that just are wind bags(we all know who they are and I just roll my eyes)
Preserve your energy because this blog is an effective venue to reach so many people that value your wise, witty, cut through the bs words. They in turn spread it to more people who they care for – family and friends. I think this is one of your key purposes – make a difference in the lives of Canadians. Enlighten us with facts and then provide a map to steer our way out of ignorance and chaos.
So…..

Define YOUR purpose of the blog and share it with us. Then go about realigning it with how you will do this. Your voice is so refreshing and amusing. You have a gift for writing but I don’t want it to be at your personal expense or Dorothy’s. I am so grateful to have been on this blog for so many years. Make it work on your terms :)

#442 Tiko on 12.27.21 at 11:02 pm

Like many others I really enjoy this blog. Repeat yourself, remove comments, whatever works but it is nice to have a reasonable conservative opinion in the world we live. Please continue.

#443 Doug on 12.27.21 at 11:03 pm

I thoroughly enjoy reading the blog before bed every night. It reminds me to keep saving, stick to the plan, the world is nuts and avoid the noise of the gamblers. I can keep it together with only 5days and you deserve some time off as well. Thanks for what you do.

#444 Brendan on 12.27.21 at 11:05 pm

Garth, non-mandatory suck up here. Your blog and writing is so good that I come here almost every day to read it, even when you talk about weird Canadian tax rules (I’m an American who’s never spent more than a week in your fine country). It’s a great counterbalance to the regular financial media and some of the more pessimistic blogs like WolfStreet. I stopped reading the comments after my first week, so I’d not mind their absence. And while I like reading the blog daily, I’d certainly not fault you for going to a few times per week. As someone who spends a fair amount of time writing and doing analysis, I’m continually in awe of your prodigious output of highly readable, entertaining, and educational writing.

#445 Saint Herb on 12.27.21 at 11:06 pm

Garth. I love your blog and have been reading it daily for a very, very long time. I may be addicted to it but only because it is informative and cuts through the bs you hear everywhere else.
I know it’s a lot to ask but please keep writing.

#446 Rickeekee on 12.27.21 at 11:14 pm

I am but a fly on the wall Garth, however can not state how much your blog effects me in such a positive way. Yours is a voice of reason in sea of idiocies, I would not have initially believed existed in fellow men, growing up in this wonderful country. My seasoned existence often sorrows with such men.
You are a gentleman.

#447 SWS on 12.27.21 at 11:15 pm

Long time reader, first time commenter.

My daily morning routine includes showering, a cup of coffee and reading your blog. The perfect start to my day.

The content is very insightful, and I appreciate all informative outlets, ( real estate, investments, current Canadian government issues and replying to blog dog’s personal questions). It’s the perfect mix of wit and financial information. An outlet for a CA like myself.

Due to the time commitment, I’d suggest trimming the posts to something more manageable on your end whether that’s 3-5 times a week and maybe remove the comments as it would require less time commitment.

I’d love a future post discussing the other ventures( restaurants, general store, new businesses) and how they came about or a day in the life now of Garth.

Cheers

#448 PA on 12.27.21 at 11:15 pm

Garth, this is my first comment, ever! Been an avid reader of your blog for years. Love it, and would like to see it continue. I really like all the macroeconomic stuff, real estate, investing, tax avoidance, marital advice, and especially the part where you take on real world examples in the form of questions that are posed to you by readers. It helps me think through my own problems/questions in a clear manner.

Thanks for keeping this blog going!
Cheers.

#449 JW on 12.27.21 at 11:15 pm

I love daily, but should you switch to a few times a week I don’t think I’d be upset. This has been a valuable resource. If there is a way for you to avoid moderating comments though, I think that would be a huge win. I only periodically search for the ones you reply to, and skip the rest.

Godspeed.

#450 Michael Schering on 12.27.21 at 11:15 pm

Perhaps you should post monday, wednesday, friday, and let a dog walker handle your comments section….

#451 Please keep writing! on 12.27.21 at 11:16 pm

Hi Garth

Long time reader, fourth or fifth time commenter.

Agree with everything above that has been said.

Please keep writing. Can imagine the effort that goes in so would certainly understand days and some time off including removing comments. I really do seek your opinion about the market and economy and value it in my B&D portfolio. Because of you I’m hoping to be able to quit my job in a few years time and spend more time with my family.

Thanks

#452 Kevin on 12.27.21 at 11:19 pm

I love this blog, thanks for all you do, Garth and team! I do read it daily and enjoy it, but if it was every other day, I wouldn’t mind that either.

I have said this and will say this again: I’d like a proper comment section installed so I can skip through all the garbage, and just read the cream of the crop comments. I’d like something like Disqus or like Reddit, where you can upvote good comments and follow comment threads. At this point, I’ve given up on the comment section: it’s a toxic wasteland. Keep up the great work, and giving us some common sense. Happy holidays!

#453 Mike E on 12.27.21 at 11:19 pm

Honourable sir, I have been a daily reader since shortly after this was instituted, and, I have found a lot of value in your observations and commentary over that time.

If you need to lighten your load, I’d ask that you continue to post as regularly as you are able/willing, but, perhaps cancel the comment section, or delegate the moderation of this to someone less busy.

Stay well,
Mike.

#454 Grunt on 12.27.21 at 11:25 pm

Keeps me tuned to the local BNN situation. Some of the comments can be interesting insiders from people who work in whatever industry.

The Saturday teacher girls help too.

#455 Derek Gillespie on 12.27.21 at 11:26 pm

A voice of reason in a world of chaos.
You- not the comments section.
Please keep doing what you’re doing.

#456 The West on 12.27.21 at 11:30 pm

Believe it, or not, the comments here are still far above the rest of the internet in sophistication. Given your station in the world – I can understand your sentiments.

It is cool hearing from somebody who has seen the macro of this country and get your direct thoughts on what is going on.

Either way, it is up to you. You are the creator of greaterfool.ca and, as such, it is yours to do with as you please.

Whatever you decide and whatever opinions are expressed down here in the steerage (taking on water) I am better to have stumbled upon your corner of the internet. I do enjoy going through the comments and seeing other people’s thoughts – its actually not that toxic (in comparison).

I do enjoy checking in on this blog in the afternoon.

Cheers,

The West

#457 Squire on 12.27.21 at 11:33 pm

Mr. Turner we appreciate what you do. Please don’t go but if you do just take the weekends off.

Cheers

#458 Secret Eyes on 12.27.21 at 11:33 pm

I first started reading you in back in the nineties in, I believe, my Mom’s copy of the Senior Times, then on garth.ca, now here, and my life and financial situation are the better for it. Thank you for your continued efforts at educating us all, for sharing a bit of your life, and for keeping us entertained. I would certainly understand if you cut it back to a few times per week but I truly hope you’re not thinking of pulling the plug on this! Always impressed at how you keep showing up. Thanks again for everything.

#459 Left Coaster on 12.27.21 at 11:33 pm

Hi Garth, been reading your blog for years. It is a nightly ritual and I never miss a post. I am one of the individuals that never comment and very rarely read the comments. However, I have found your blog invaluable in helping me navigate financially. In 2012 my wife and I sold our house in the Lower Mainland and moved to Vancouver Island to be mortgage-free at 40. Since that time we have been aggressively investing and creating a passive income stream by following your advice. As we approach 50 we are financially independent, although we have no plans to quit working in the near future it is very liberating knowing that you don’t have to work if you don’t want to. Thank you for all you and your team do and please keep the blog going. I am eternally grateful that I have had this blog to guide me on my financial journey the last ten-plus years.

#460 Barry LEVANDOSKY on 12.27.21 at 11:35 pm

I enjoy your blog with everything you cover. Like others, I rarely read the comments any more. Maybe add a comment section only occasionally or for polling like this. Maybe take weekends off, have the guests do a piece during the week instead?

#461 MarkT on 12.27.21 at 11:36 pm

I look forward to reading your blog every afternoon. Useful information, rational thoughts and ideas that provide guidance during some highly irrational times. I’ve also been educated through several blog posts that break down account types, investment concepts into easy to understand text. Much appreciated! I would totally support and understand the idea of going to weekdays only. I would miss the blog posts if it wasn’t available on weekdays.

#462 David on 12.27.21 at 11:38 pm

Best option IMO is to cut down the frequency of postings to twice per week for you personally – with your business associates posting on the weekend. I don’t see that there’s much happening in the economy that requires daily coverage.

#463 Mrtn Scr on 12.27.21 at 11:44 pm

Hi Garth,
Thank you very much for the blog and all the financial and investment education you share with us.
I would suggest you, writing three times a week (or whenever you feel doing it), taking the weekends off, and getting rid of the comment section.
Thanks again.

Mrtn.

#464 calgaryPhantom on 12.27.21 at 11:44 pm

Long time reader and an addict.

I hate to say this, but a weekly garth report would be good. Lately the blog has become more of a commentary on news/current events and running thin on new topics. But the way you write still makes it fun to read.

Also, every good thing must come to an end. And going by your recent couple of post re: blog’s future, it seems like end is closer. I just hope it doesn’t happen.

#465 Big B on 12.27.21 at 11:44 pm

Garth,

From one nut to another, keep the blog.

You’re the best financial writer in the word, bar none.

Sure, you’ve been totally wrong about real estate for the last 15 years, and you’re a good contrarian indicator, but we still love you.

#466 Wog on 12.27.21 at 11:47 pm

Totally addicted. Reader for 6-7 years now, early 30’s mil, financially diversified and comfortable on a 70k/yr salary, in part, thanks to your blog. Don’t change a thing! Thanks for all of your insight over the years :)

#467 bob on 12.27.21 at 11:48 pm

Don’t post much
but your daily blog is certainly useful.

If you’re looking to scale back, I admit, I don’t read everyday, but do read 4x/week and catch up on missed entries.

When world and economy and markets are stable, admittedly, those are the days I skip reading an entry or two.

But when markets are volatile, when world events cause unpredictability, your blog gives a sense on continuity. Please keep on blogging!

#468 AP on 12.27.21 at 11:49 pm

While I dont always agree with you. I like your content. As for tour specific question:
– Content is well balanced. I particularly like the real estate one. As far as I know, you are the only sane voice on the topic in Canada.
– You repeat some times but often with a new writer case. Application of concept is good and I dont feel them as repetition.
– I can only imagine the work of a post à day. Would not be a deal breaker for me to have it 3 to 5 times a week. Heck I would prefer it if it is the best way to keep an ongoing schedule than just have you burn out.
– While I appreciated youre principle position on free speech, this place is more akind to your house than the government. Close the comment section if trolls suck too much of your energy. I rarely look at it, and when I do, the debate is rarely interesting.

My little input, hope that helps.

#469 ValleyBoy on 12.27.21 at 11:52 pm

Just blog once or twice a week?

#470 Rober B on 12.27.21 at 11:53 pm

Kill the comment section…
Monday to Friday blog.
Take the weekend off. You deserve it.

#471 Sam on 12.27.21 at 11:59 pm

Love the blog. Been reading for 10+ years now. Most days it’s part of my night my routine. It’s no small tax to keep things fresh daily but you do great job. Have tried other blogs but never can get the same level of quality, simple advice put so succinctly. I prefer the macro and tax stuff over others but I wouldn’t change a thing. Couldn’t thank you more for all your time and effort.

Sam

#472 Herestoyou on 12.27.21 at 11:59 pm

Please, please please do not stop. Thank you

#473 Caron on 12.28.21 at 12:02 am

Avid fan. Been reading the blog for many years. Your advice has changed my life in more ways than I can count and for that I’m eternally grateful. Love the mix of topics. Would love to see more mailbag posts. I agree with many of the other posters – get rid of the comments section and take weekends off. I’d be happy with 3 times a week because I understand how much work. I’d also happily pay a subscription for your blog so perhaps that’s also something to consider. Thanks for everything you do Garth!

#474 L on 12.28.21 at 12:02 am

Addicted. Don’t stop, please.

More finance! More on how to spend money!

Daily fix, best advice/news on the net.

#475 Moses71 on 12.28.21 at 12:04 am

Hi Garth, I have read your blog faithfully for 10 years. I like your blog daily but if you need to centre it to a few times a week, whatever you do is accepted. But your contributions are invaluable for us diehards, even if you don’t always agree with my views. We come from a different place, for sure. But you’re a die hard and I’ll just read what you post when you decide to post. With all due respect
Sincerely,
Jackie Executive Director of a retirement home with so far zero Covid cases and 100% staff vaxx rate since last Spring :)

#476 psydney on 12.28.21 at 12:04 am

Although reading your blog has become a daily ritual for me, you don’t need to publish every day. Would I miss it, yes. But write when you’re inspired to write so that it’s a joy, not a task. Enjoy more time with Dorthy. And kill the comments section. Seriously, too many nutbars that reflect poorly on your brand. Plus it must be a nightmare to moderate.

I don’t always agree, but I do always appreciate. Thanks, Garth!

#477 David on 12.28.21 at 12:05 am

The discussion and dialogue need a home.

https://wolfstreet.com/2021/11/17/the-most-splendid-housing-bubbles-in-canada-pause-after-bank-of-canada-ends-qe-starts-unwinding-its-balance-sheet/

#478 Grizz on 12.28.21 at 12:05 am

Garth, I’ve read every post almost since 2008. It’s a great public service you’ve done for Canada. I think you should consider cutting back to two or three posts a week. We would get just as much out of it and it would be a lot easier on you. My day/week won’t be complete without reading it. Lots of good suggestions tonight about how to deal with the comments. I only like a few of them who have a pattern of saying relevant things. Thank you for your service.

#479 LTRFTW on 12.28.21 at 12:06 am

Long time reader, very infrequent commenter. I vote for quality over quantity.
The comments section rarely captivates my interest.
All the best for 2022 and beyond.

#480 Still learning on 12.28.21 at 12:07 am

1. Keep it going – especially with T2 and Freeland in charge of the finances in this country. More people need real financial guidance.

2. Take the weekends off. It’s good for everyone to disconnect.

3. Keep comments – but PLEASE find a way to allow people to reply to specific comments and create threads so the confusion and extent of comments will be naturally organized and concise.

4. Your strong pro-vax/anti-vax sentiment is disappointing. Canada is the land of the free – let the people be free.

4. Thanks. Free GOOD financial advise is hard to come by.

#481 Greg M on 12.28.21 at 12:13 am

Hey Garth, this is the first time posting. I read it every day. But agree with others that say every other day is okay too. Your mental health is important too. But please for the love of dog, don’t stop the blog.

#482 Jacqueline Moses on 12.28.21 at 12:14 am

And to add my site is the only in a billion dollar company who is 100% non-union as we strive to make sure employees are appreciated and we used no agency–the only one in Alberta, if not Canada. We are employee-centric. This is one voice of your readership. And don’t post this as others need not read this.

#483 Alex on 12.28.21 at 12:18 am

Garth,
I started to read your texts back in year 2003 in the free local newspaper and loved them then.
Please, keep the blog.
With respect to the comments section I would recommend you to keep only the ones you rate as the most valuable, or well written even if you disagree with them. Delete the rest.

#484 Dan on 12.28.21 at 12:21 am

I’ve been a daily reader for nearly 10 years and look forward to every new posting. With your help Garth we’ve amassed a wonderfully boring balance and diversified portfolio churning out steady, stable returns. In 25 years time, dog willing, my wife and I can plan on retiring with no worries.

If you’re looking to make your life easier, I would be all in favor of closing the coments section permanently. It is true we never have the privalge of meeting the next Smoking Man but I’m sure some industrious blog dogs here could start a Reddit page in your honor and take the discussion there.

Thank you for all the hard work that goes into this blog, you have done so much for us and it is appreciated.

#485 Stealth on 12.28.21 at 12:25 am

Garth, thank you for everything.
This website is now a body of knowledge. I would suggest that knowledge gets indexed like a library then reused. That way you can provide new content less often and shorter using existing knowledge by pointing at it.
Practically speaking something like:
1. Upgrade or expand website to act as an easily searchable knowledge base
2. Use a bit of AI to learn what people are looking for on the site
3. Write a smaller post related to that plus some new events of the day
4. Allow guest contributors to write additional day per week
5. Perhaps no blog on monday (like barbershop, bakeries)
Using above methods your blogging time should decrease by approximately half.

Thank you. I knew this moment would come since I always wondered how you do it every day.

#486 Angela on 12.28.21 at 12:26 am

Dear Garth, I do mean dear as I so look forward to your daily blog. Im not always able to read it daily, but I do catch up at least once a week. I love your on-site humor and wit and I can’t imagine how awful it would be if you gave it up completely. I understand you may be feeling weary, but even if you could only keep it up a few days a week, I and I’m sure many others would be grateful. Thanks for your hard work

#487 Vlatko on 12.28.21 at 12:28 am

Enjoying this blog, for coupe of years, and can’t end the day before read your daily blog. Of course I never commented, until now ! Comments are quite interesting sometimes, and I always read them for entertaining.

#488 Brammer on 12.28.21 at 12:29 am

Great blog and as others suggest, maybe think about handing the reins to guest bloggers a few days each week to avoid burnout! On the other hand, if you enjoy doing it six days per week, please carry on.

Some have suggested dropping the comments. I personally enjoy reading them all, good, bad and waaay out there, but if they become a hassle – drop ’em.

#489 Sean on 12.28.21 at 12:31 am

I think one thing that would make a vast improvement to this site is overhauling the comment section to allow comments to get voted up or down ( I.e. Reddit). There’s some good stuff buried in the comments, but I don’t generally bother because I have to scroll through idiotic “FIRST” comments and other garbage before finding anything interesting. I guess this would require user accounts, but maybe you could just outsource it to an official greater fool subreddit and create a post per blog entry.

IDK. I’m sure you’ve had this suggestion before, but I haven’t seen you address it.

#490 Daveyboy on 12.28.21 at 12:31 am

I love this blog .I look forward to reading it everyday . It’s just awesome!

#491 LesserApe on 12.28.21 at 12:33 am

I’m actually shocked at how effective you are at keeping your content fresh. I’d be delighted if you keep doing what you’re doing.

If you’re getting bored, I’d also be interested in you venturing into topics even farther afield from politics and finances. Even things like favorite books and movies, key decisions you’ve made that have turned out well, profiles of interesting people you’ve known, an overview of how you make decisions, or your thoughts on current news would be interesting to read about.

#492 Linley on 12.28.21 at 12:35 am

I pretty much died laughing at the caption. Thank you for sharing Millie! You might be surprised to know that I don’t actually own any dogs myself. Simply a proud dog aunt.

#493 Naomi on 12.28.21 at 12:36 am

You’ve been a voice of reason for me throughout this pandemic. I read your blog every night before going to bed. During the worst of times, this blog helped me get to sleep by putting everything in perspective. Thank you!

#494 NorthernBrewer on 12.28.21 at 12:43 am

Been a daily reader for several years and have tried to convince friends & family to tune in. Am much obligated for the advice, insights and financial news – I don’t know of any other way I would get it. I don’t run in financially literate circles and have come to realize that someone trying to wrestle control of their own financial future has few friends and fewer resources. The business media, the stupid discount brokerage commercials, the dreaded mutual fund industry, financial institutions, the federal government are all pursuing their own short-term agendas, not mine. They are not always dishonest, but they often are. Most people I know have pretty much given up thinking they can get control of their financial futures and throw their hopes on one trick ponies; real estate, their business, pension plan, inheritance, GIS, lottery, etc. I have been actively preaching to the young people I know that a normal person with a normal income and normal obligations, with some discipline and basic knowledge, can build a sizeable, even life changing B&D portfolio without excessive risk, without day trading, cannibas, bit coin or Elon. But few pay much heed because it is hard and can be a fairly lonely journey. Some days I think your blog is the only voice of sanity left in this country.
I do hope you keep your blog going. But if you give it up, I want you to know you have been a great help to many, me included. Thank you.

#495 Darko J on 12.28.21 at 12:45 am

Jus joining in to thank you for the informative, colorful and highly entertaining blog. Yes, I too am addicted to reading it, as are several others whom I recommended to get educated on financial matters and humor on your blog. My suggestion and hope – keep it coming, a couple of days per week, or even as a weekly summary of events and your comments.

#496 YYC Retiree on 12.28.21 at 12:49 am

I think it’s remarkable that you are able to produce solid content every single day. I find more value in this blog than I do in my paid subscriptions! Many thanks for all your sage advice. The canine parts are great too. Please keep going.

#497 Needa Mentor on 12.28.21 at 12:50 am

Garth, the one thing your blog delivers is mentorship. I was very fortunate to work for an incredible general manager who preached consistency of communication. Your blog delivers this in spades. Please continue to help us on our financial paths. I love that you have built businesses, and ran for office and have achieved great success. You are a great mentor, sir.

#498 Jon B on 12.28.21 at 12:51 am

Simple. I’d imagine policing the comments is more than half of the time you put into the daily effort, so scrap the comments section. If more time still needs to be cut, do shorter posts. I think alot of us that really appreciate what you do are most interested in your take on the news of the day that involves RE, politics and general economic topics that are potentially impactful to us blog dogs. Alternatively you could consider selling the investing biz and doubling down on your commitment to better educate the masses through the blog.

#499 Kurt on 12.28.21 at 12:54 am

Cut the frequency to Monday, Wednesday and Friday, with a Saturday guest column. Hire someone to moderate (first pass – get rid of the crazies) and bring only the ones that merit an answer to your attention.

This blog provides an invaluable public service by continuing to hammer home the importance of good financial choices. It’s the sort of thing that the Federal, Provincial and Territorial governments should be sponsoring (good luck with that!)

#500 OI on 12.28.21 at 12:57 am

We have been blessed with this site and appreciate your work. We (often and selfishly) take it for granted, just like many seem to take things for granted these days…
Something is better than nothing. As you have time, anything you can post will be read, appreciated and will help someone that wishes to be helped.
Work (and general ethics) seems to disappear in today’s world. Your blog helps maintain some of it.
Thank you for everything you do every day!
OI

#501 White Horse on 12.28.21 at 12:58 am

We love your blog up in the capital of the Yukon. I have read it for a couple of years now and almost every night it’s the last thing we read before bed… Not very romantic some would say, but it works for us.

More pictures of babies!

Take the weekends off.

Neuter the comments…. Or reddit style…

Whatever you decide, it’s been a blast and we support you all the way….

Oh and thanks for the TFSA!

Ted and Julia

#502 Karlhungus on 12.28.21 at 1:00 am

Love the blog. Great advice that I agree with about 85% of the time. Not a dog guy myself so I could do without the dog pics, like the old witty pictures better. But I know I’m probably in the minority

#503 Armpit on 12.28.21 at 1:03 am

Garth… it’s your show. As you can see, you have an audience. (over 450 comments from my post)

Your input is invaluable to the development of many people in obtaining control of their finances.

If you need to shorten, perhaps Mon-Thurs, & Friday to a Guest for perhaps a Successor.

I always look forward to your Blog.

#504 yvr_lurker on 12.28.21 at 1:04 am

I have learned a good deal about investing from the blog. I do not need tutorials on the perils of debt or on macroeconomics. If you were to go down to a few times a week that would certainly be easier on you, and we would still benefit. No need to talk about vaccines, or too much politics….

#505 EFR on 12.28.21 at 1:08 am

Hi Garth,

A few thoughts in response to your request for feedback:

1. I read daily. When I miss a day or so, I catch up.
2. As you might expect, I read closely vs. scan based on relevance of topic to me personally, at my stage of life, and relevance to family members (e.g. son is a mortgage broker… and reads you regularly too)
3. A big part of the attraction to your blog is the fact that it’s published daily. People with time on their hands love daily updates; fresh content rules!
4. Not news to you but you do have themes and core areas of concern that you address regularly. That means a certain amount of repetition. If you’re weighing the option of cutting back, just commit to a new schedule. If you announce new posts by you every Tuesday and Thursday plus a guest blogger on the weekend… I’ll be here!
5. As others have noted, if you need to streamline your time investment in the blog, lose the comments section completely and publish the occasional survey (as you do) when you want feedback. In following you avidly for a decade, I can count on one hand the number of times I’ve scrolled through the comments section.
6. Thanks for this labor of love! You add value! You prevent catastrophes… or at least major financial messes…when folks take your counsel!

#506 Yuus bin Haad on 12.28.21 at 1:14 am

In terms of content and moderation, one of the best sites on the Internet and where one can come to catch the drift from one side to the other.

#507 Johnny D on 12.28.21 at 1:16 am

Dear Garth,

I have been reading your blog since 2010. This blog is helpful to Canadians’ finances and on a more personal note crucial to my recovery.

On March 31st, 2019 I suffered a massive stroke at 35 years old. The circumstances of the stroke are too complex to get into in detail but it left me with a couple of conditions affecting my speech. Anyhow, I started reading your blog aloud as soon as I recovered from the initial delirium that came with the stroke (roughly 2 months in). I read your and your colleagues blog posts every day and appreciate the humor and heart that your ever important words have. Especially when you say that “time is our most valuable asset”. Your time is valuable too and, I say, spend it with your family. So take your advice!

#508 J For on 12.28.21 at 1:16 am

The wisdom you impart is immeasurable and pricesless on all things financial ! Maybe more interactive polls to gauge the nation and less commentary to keep your sanity! In the end do what is best for you and yours and all the best in the New Year !

#509 G on 12.28.21 at 1:17 am

Dear Garth,

I’m addicted and look forward to reading your blog on a daily basis. I dread the day when you become too old to blog. Your clever wit and advice is keeping me sane while renting. Please continue as is if possible. I understand writing is not easy and takes a good chunk of your time but hopefully you get some great investment business as a result.

#510 Lionsroarin64 on 12.28.21 at 1:18 am

1. Daily blog addict, happy TI client.

2. We’d live without the comments.

3. That said, I appreciate Fishman, the Jaguar and IHCTD9.

4. Three-day supply. Make us really long for it: you do Monday & Wednesday and Ryan, Doug & Sinan take care of Friday.

5. Happy New Year, Garth, Dorothy, TI team and fellow blog dogs!

#511 Some Fresh Air Please. on 12.28.21 at 1:23 am

Maybe stop censoring critical opinions so much and stop only allowing the same 10 commenters you agree with to continue the mostly boring circle jerk?

#512 Stoph on 12.28.21 at 1:31 am

Love the blog Garth. A written blog is still a very relevant medium, more so than video or audio I’d say as it easy to read on a phone wherever people are.

As you say, time is your most valuable asset. So with that in mind, do what you enjoy Garth. If you love the blog and you’re not done with it, then keep on going. If you are done with it, then I think everyone here can understand.

PS: your content blows the socks off whatever the mainstream media puts out.

#513 VictoriaBoy on 12.28.21 at 1:32 am

Garth. I’ve been reading your blog since 20 comments was a busy day. Even bought one of your books. It was not the comments that brought me though. It was your
simple sane financial advice. You helped me understand real estate and investments. I would not be where I am today financially without having followed your lighthouse beacon shining through a sea of misinformation. I am eternally grateful. If you need to pull back, my vote would be to ditch comments and focus on what matters – educating the masses in financial literacy. Not fencing with trolls.

#514 bdwy on 12.28.21 at 1:33 am

100% additced, daily blog and comments too.

don’t. change. a. thing.

but…
if you need to lighten the load;

every second day for a post (but please let the comments run)

use a touch of AI to moderate comments (plenty of data to train and test it to meet your standards.) imagine only seeing a handful of posts each day as the computer passes/kills the easy ones.

———————–
and no offense garth, but if you suddenly go squirrely or become a victim of a tragic schooner accident, and are unable to continue, there needs to be a backup plan so we can continue the bickering, even , god forbid, without our fearless leader.

#515 Overheardyou on 12.28.21 at 1:41 am

If you count visiting your blog every day since 2016 between 12:00 PM to 4:00PM addicted then I guess I’m hooked!

But seriously, this blog saves me hours of clickbait news and keeps me relevant with the world. I don’t even have to watch CPAC either, ha! Perhaps you can have someone moderate the comments section for you, voluntarily

#516 Serge on 12.28.21 at 1:43 am

The content repeats far too much from one day to another. I’d love a lower frequency such as “weekly” or 2x / week or something. Less rhetoric/politics and more concrete advice-style content.

Because of how depressing the topic of real estate in Canada is, it’s even more important to focus on what one *can* control.

#517 Nitin on 12.28.21 at 1:45 am

Please please do write as much as you can. Where on this planet lesser mortals like me can find financial matters explained in such a manner? You are unique Garth. Please indulge us.

#518 Kebo on 12.28.21 at 1:57 am

Garth, I think it’s safe to say I’m addicted. I’ve been reading for about 5 or 6 years now. Thank you for all your efforts. I’ve certainly learned a fair bit . These days I learn the most from Ryan’s analyses but I always enjoy the humour in your posts and also your take on federal policy. Sinan and Doug do a fine job also. Overall I think it’s a tremendous service you provide to Canadians.

Occasionally I enjoy the comments when I’m bored. Could take it or leave it .

#519 Mrs. Fool on 12.28.21 at 2:09 am

Someone special introduced me to your blog in 2014 and I’ve been reading it since then. Your daily words brought wisdom, knowledge and put a smile on my face during the darkest times of my life. I fell into financial distress and I couldn’t afford anything. I used to go to the public library to read Greater Fool because reading it made me feel good. Ironically, my luck started to change at the beginning of the pandemic and am now back on my feet.
I aspire to be your client one day, I know I have a long way to go but I’ve learnt a lot from your blog and also from the comment section, so I hope one day I’ll meet you (I’m your biggest fan). Some commenters have post interesting links, suggested books, and given advice by telling their experiences. One just has to weed out the good from the bad ones as everything in life. I even find enlightening the different perspectives on hot topics (even Felix has made me see cats in a different way!) I can’t deny Covid has poison everything, including this blog, but as you say: this pandemic shall pass and people will go back to behave ‘normal’, hopefully.
I love this blog and am addicted to it, so my heart also sank when I was reading today’s post because I thought you were going to stop writing. Not reading it would be like losing a good friend, but I understand all the effort it takes you to keep it as it is, and the time you could spend with Dorothy or doing something else.
So, thank you, and Dorothy and your team for what you have done for us all these years. You have made an impact in many people’s lives, at least in mine, and I can’t thank you enough for that.

#520 Whither From Here on 12.28.21 at 2:09 am

Thank-you from a long time, grateful, informed, entertained and, yes, addicted reader. Grateful because, in all honesty, this blog is what gave me the confidence and final push to transition to self-directed investments from mutual funds and investment advisors with exorbitant fees. Informed because, although I know I can find reams of information online, the blog remains my compass. I also appreciate the (on topic) experience, insights and opinions of the steerage. I find the comment section – whether generously offered experience, unapologetically polarizing viewpoints, sharp wit, or endlessly zany (totally off topic) tangents they veer off on – highly entertaining. And I read daily so, yes, addicted.
That all said I think most regular readers, myself included, grasp the enormity of the effort involved. My feedback – the staple is the investment advice – it grounds me and is what I look for most. I would not go away if you choose to rationalize the frequency.

#521 BC Doc on 12.28.21 at 2:11 am

“I was once asked, at a journalism conference, how I defined my job. I said: My job is to write the exact same thing between 50 and 100 times a year in such a way that neither my editors nor my readers will ever think I am repeating myself.”
— Jason Zweig

I enjoy your columns Garth.
Remember, life is short— don’t let this eat up too much of your time.
I would dump the comments section— I can only imagine they eat up too much of your precious time.
Don’t forget to ask your wife what she would prefer you to do (more important than any of these comments).
Cheers,
BC Doc

#522 Mykyta Perepelytsyа on 12.28.21 at 2:33 am

Great Blog!
Love to read your opinion on everything that is going on.
But, would you also add some comparison of Canadian Economy vs the rest of the world (UK, China etc)?
It might be interesting where Canada stands when we compare it to the rest of the world.
To remind us how lucky we are or where to strive for the best!

And please keep going with your wisdom here. We all listening carefully to your advices.

#523 Leo on 12.28.21 at 2:34 am

Love this blog! Have been reading to for 2 years and won’t change a thing and can’t imagine life without it!

#524 Diharv on 12.28.21 at 2:36 am

Hi Garth
Love the blog but I could do with less real estate posts and more of everything else. That would seem to keep in step with what you are doing in your work now anyways. Keep the Saturday guest post and you chime in Sunday, Tuesday, and Thursday, or a couple of times per week. You deserve a break, but keep the comments!

#525 Albertistan on 12.28.21 at 2:44 am

Hello Garth
I read the blog daily, thoroughly enjoy it. Your writing style and wit make it entertaining as well as informative.
If you need to reduce publication for your sanity please do so.

I suspect the comments section is a lot of work. If you feel the need to delete it, I would not miss it. The loonies are taking advantage of your good nature and time limits.
Thanks for your efforts.

#526 Mehdi on 12.28.21 at 3:22 am

Hello Garth. Love ur blog and read it religiously every day.
I think 5 days a week is good… Especially if I have to catch up a few days :-))).
You can get rid of the comment section: less useless maintenance and hassle for you.
Anyway Garth, thanks for greatly contributing to fight financial illiteracy.
This blog is better than a book on finance.

#527 Lady Jane on 12.28.21 at 3:30 am

Yes, I’m addicted. Your blog has been a constant in my life for many years now. I have my son in law and several friends reading it and they are addicted too. You’ve given me a great deal of useful information over these years, not to mention entertainment and both my life and my portfolio are all the better for it. Thank you for every single post, you are truly amazing. Please keep on, keeping on.

#528 Charity on 12.28.21 at 3:44 am

Well Garth
Been here since the start, I thought I had all your books but you said 17 so I guess I missed a few.

I will read until you retire. However comments aren’t the same since smokey passed so I’m okay if you retire that first.

Topics how about how do you draw down for retirement and how do insurances play into financial planning for your clients. Just a couple of thoughts. After 450 comments not certain if you will get this far.
Cheers and happy 2022!
M51AB (we still doing this flop?)

#529 Michael Guy on 12.28.21 at 3:45 am

Hi Garth, Following your advice I am four years out of residential real estate. It was then and remains good advice. I value your blog as a reality check on, well, reality, far beyond real estate. We don’t always agree on monetary policy and politics generally but thats ok. The view from “up there” where you live is important. Dropping the blog frequency to less than daily would not decrease its importance. Happy New Year sir.

#530 Bileth on 12.28.21 at 3:48 am

Look forward to reading your blog every day. Appreciate the free advice and economic outlooks. Thank you. Signed, a millennial renter.

#531 duke on 12.28.21 at 4:00 am

Maybe get Steve Saretsky to share his video her on Saturdays? Embed it. Most honest realtor I’ve ever met. Discusses Canadian financial policy and investing as well. Might not like him as he is a pro crypto cowboy.

https://www.youtube.com/c/SteveSaretsky

Or get him to write the column.

#532 Here We Go Boys! on 12.28.21 at 4:01 am

Hey Garth,

Really enjoy the personal finance stuff the most. Also like the “Dr. Garth” blogs.

I would be happy with no weekend/holiday blogs. Even taking a three day weekend is still sufficient. First and foremost, take care of yourself.

#533 Ed G. on 12.28.21 at 4:27 am

In a country devoid of economic teaching, tour blog should be mandatory reading for everyone, especially teachers.

#534 Adam on 12.28.21 at 5:03 am

Your finance stuff is great, but it’s also available elsewhere. I can read about TFSA’s and RRSP’s elsewhere. I come here for your perspective on politics that only a former MP and someone with your experience could give. I agree, get rid of the comments section. It serves little purpose.

#535 clarence jensen on 12.28.21 at 5:41 am

If there is no comment then overtime the blog will disappear. I do appreciate your comments like a fine sip of single malt. Us old guys must stick together, one step at a time.

#536 Nick on 12.28.21 at 6:01 am

Your blog is unique because it’s a mix of daily news, finances, your opinion and humor. I admire your discipline for writing daily. Here are my suggestions:

1) Three quality posts per week.
2) Experiment with a pay-to-say comment section. Money goes to hosting fees and excess to a local animal shelter.
3) Consider moving this to Substack and combine the blog with your daily Raymond James call. Paying subscribers get early access and the privilege to comment. 3 Days later the article is publicly available. Hopefully the money generated would cover a moderator for the comments. Maybe even an assistant to keep the project momentum going.

Am I addicted? I guess so because I began reading the Greater Fool blog right after the book of the same title. Heck, I saw your Turner Report segment on CFPL for the 6 O’Clock news. I was 9 then but it seems you can’t stop doing this.
I didn’t understand your TV segment back then but I appreciate your writing now.

#537 sincerely hoping on 12.28.21 at 6:19 am

PLEASE,PLEASE,PLEASE keep this blog going! I do agree with most other folks on here that the comment section could be dropped,too many internet wackos ruining it for everyone else. Garth,you offer a great service and I start my day with a java and your blog for over 10 years now.
We also started/maxed out our TFSA thanks to your advice.

#538 Sunny South on 12.28.21 at 6:33 am

Dear Mr. Turner,
Yours is a mandatory daily read that started with your books decades ago when I was in my late 20s. I learn something new every day, and especially love the Dr. Garth posts. As with many others I would be saddened to see the blog totally closed but would completely understand. Perhaps closing the comments section would eliminate your policing duties and lessen the burden. Many comments have nothing to do with finance or the topic of the day, and there are a number of visitors that post multiple comments every day just to get posted or to incite a negative response from another follower/ poster. That should stop as it’s a massive waste or everyone’s time especially yours. I wish you and Mrs. T. a safe and happy holiday season and 2022 during which I sincerely hope to still be benefiting from your financial, life and marital wisdom.

#539 Sarah Y on 12.28.21 at 6:58 am

Merry Christmas Garth. I love the blog and read it often. I am a long term renter and have loved and worked all over the globe. I don’t wish to buy in case I receive another opportunity in a new country. Your voice is one of the few that supports a financial plan that is geared towards flexibility and people like me. It helps keep me focused on the long game and adds a helpful perspective to make sense of the current market dynamics. I would totally understand if you need to drop down to a few days a week however. You are doing us a service so it is appreciated, no matter how many days you post.

#540 mateiux on 12.28.21 at 7:01 am

Keep it as is if possible not against the comment section even if a lot of times it’s only noise. For me the blog is my daily dose of sanity in the absurd world we are in right now. Thank you so much for all the advice!

#541 NS Joe on 12.28.21 at 7:01 am

Garth, I absolutely cherish your blog, and have recommended it to my sons and friends. Your advice has helped reshape my financial portfolio for positive long term stability and I am grateful. I often think about how much effort must go into preparing your blog daily and the commitment you especially but Ryan and Doug whose contributions are equally appreciated. If you must scale back I get it but PLEASE don’t stop cold turkey, I respect your words of sass, straight shooting advice, no BS blog.

#542 Alex on 12.28.21 at 7:06 am

If the blog is becoming a burden, charge a subscription fee. I would happily pay for such a valuable compass that guides through volatile times.

#543 Mr Happy on 12.28.21 at 7:13 am

Garth, this blog saved my finances. YOU saved my finances. I am comfortably retired at 59 with my finances in order because of YOU! I will always read your blog and I would even (happily) pay to read your blog. This is not a suck up…this is the God’s honest truth! Lol, thanks to you I will start collecting my CPP at 60… It will probably be used to cover my bar tab…LOL! Cheers!!

#544 FO on 12.28.21 at 7:17 am

Keep the blog with same cadence, increase rotation of colleagues – different styles and opinions are always a great way to shake things up. Cut ‘comments’ but mitigate potential loss of engagement through more ‘Dear Abby’ style features as done in the past (though it appears ‘comments’ are more or less dominated by a score of the same actors – so not sure how much loss there really would be in reader numbers).

#545 Mr Happy on 12.28.21 at 7:17 am

Had a thought. Instead of a comments section, merely have thumbs up and a thumbs down button. You would get the jest of things without the need to constantly be monitoring. That would free up a lot of your time…

#546 Tony D on 12.28.21 at 7:25 am

Hi, I enjoy your blog a lot. My 2 cents and paw votes would be:

I’d be fine with a main post from you weekly (with the odd – news of the day post when something big happens – budget, market correction, etc), and a guest post each week.

I find the content a big real-estate heavy, but I get that it’s a big topic for a lot of people.

But please don’t go away, if you need to add in more guests with some light commentary from yourself to round out their posts.

Thank you for everything you have done for Canada, it’s people, and for this blog.

#547 Billy Fish on 12.28.21 at 7:29 am

Keep it up Garth. You are keeping us informed on real estate, politics and financial literacy. We need it badly !

#548 Al on 12.28.21 at 7:36 am

I’m addicted Garth! Keep her lit

#549 willworkforpickles on 12.28.21 at 7:43 am

The thumbs up thumbs down on each post would be a good idea if setup with 100 thumbs down hits gets an automatic delete.
Garth would never have to read another comment if he chooses not to.

#550 RMc on 12.28.21 at 7:48 am

I love the blog and read it daily but I see no value in the comments section. It barely ever has any connection to the day’s topic and always seems like a forum for people who just want to hear themselves “talk” or continue petty arguments. The fact that you manage it is saintly, Garth. It’s really not worthy of your time.

Shutting the blog down completely would be a real shame. I am constantly sending financial illiterates this way. I enjoy the guest posts as well but I don’t think any reasonable person would fault you for taking a couple days off each week.

#551 Bruce Wood on 12.28.21 at 7:55 am

Set up a paywall, different fee structure for commenting. Regrettably it might be the comments that keep the topics grounded

#552 K hunter Mctar on 12.28.21 at 7:59 am

Is daily needed absolutely not. Is it nice to have when you are contemplating about joining the wild pack of hungry house buyers because in the panic you lose your fundamentals…yes the blog is dearly cherished during those moments of weakness.

Few days a week will suffice, though sometimes it’s purely just entertaining to read your strongly worded reactions to what’s going on around us. Thank you for keeping up the train, hope you consider still running it even if at a slower pace.

#553 Red Knave on 12.28.21 at 8:00 am

1, Please continue the blog.
2, I am addicted.
3, reread 1 and 2.

#554 Matt on 12.28.21 at 8:04 am

Garth, this blog is one of the best things on the internet. Thank you for the content as much as the consistency. Maybe hire an intern and throw some ads on the site to pay for it?

#555 JF on 12.28.21 at 8:10 am

My first comment ever here.. I Love your blog it’s part of my daily routine I read it everyday while I sip my coffee. Your reassuring advice have been a great help during the pandemic. I hope you can continue. I don,t care much about the comments section I don’t read it so if it consumes a lot of your time get rid of it. I would still read you if the blog was not everyday but i prefer to have my daily dose..

#556 Steven Rowlandson on 12.28.21 at 8:18 am

“The anti-vaxers have been among the worst pains, but fate will deal with them.”

Don’t worry about us Garth. We will live far longer than those who got the jab or those who created and mandated it. If man kind has a future it is with us and our God. Pity the jabbed couldn’t have seen this and kept the faith. Most of you all will be missed.
Enjoy the holiday and take your vitamins.

#557 Star Link on 12.28.21 at 8:20 am

Really enjoy the blog, it’s been very insightful and helpful over the years. Daily reader.

Only read the comments on posts like these and it looks like I may not be the only first-time commenter today.

The mix of topics seems good to me. Post on Monday, Tuesday, Thursday, Friday with the guest post on Wednesday and no posts on the weekend? Or an additional guest post on Saturday?

Thanks Garth (and suspender snappers), please keep it up!

#558 It's your legacy on 12.28.21 at 8:20 am

Implement whatever changes work for you but never stop. You have done many amazing things throughout your career but this blog has helped and connected so many. How many people over the course of their life can say they inspired this much change or provoked this much thought and dialogue? Well done Garth and team.

#559 Maurice Parker on 12.28.21 at 8:27 am

Garth,

Every morning my ritual is the same. I make coffee and read your blog. I’m not sure if one would call that habit, addiction or just an enjoyable diversion. I don’t always agree with you and think you can be a tad snide about T2 and co., but I would miss the columns terribly. Whatever you decide going forward, thanks for an early morning, thought provoking day brightener.

#560 Lobster is in Season. on 12.28.21 at 8:28 am

Immortal Garth;

Thanks for the wisdom and insight.

As the saying goes, knowledge is power.

#561 Dmno on 12.28.21 at 8:30 am

I’ve read your blog every day, for over 10 years.

#562 Manitoban on 12.28.21 at 8:32 am

Hi Garth
I have been following your blog for three years, reading it every day and I love it. I don’t always agree with it but it’s always worth coming here.
I think you should either delete the Comments section (and just open it up for cases like this) or make it paid, so the Knowitalls will pay you to issue their rantings, instead of stealing YOUR audience.
You could also put a Paywall and charge 5 bucks a month from the people who really care about your content like a lot of blogs do these days(I am in).
Just my two cents

Manitoban

#563 E. Stewart on 12.28.21 at 8:39 am

I read your blog every day. However, if you took the weekends off as a break for yourself, that would be fine.

#564 Angela on 12.28.21 at 8:44 am

I learn so much from the mix of topics. It must be time consuming, however, it is so informative!

#565 Pattie Weatherill on 12.28.21 at 8:48 am

I’m addicted. I look forward your blog everyday. You are my voice of reason in this crazy world. I love the dog pics!

#566 JMR on 12.28.21 at 8:54 am

Dear Garth, I read your blog every night. It is the backbone to my financial knowledge unmuddling the jargon providing perspective and helping me sleep soundly with my b&d etfs which will have to do until you open an office in the province of Quebec. I think the balance is great, not pedantic, I appreciate the political perspective too, am thoroughly addicted and if you have to take your life back I would greatly appreciate a gradual approach. Thank you so very much for the knowledge, guidance, reassurance, opinion and humour. I love it. And the dogs too. Jennifer

#567 Len Clarke on 12.28.21 at 9:00 am

Yes keep going, I have read pretty well all of your books, and never miss a post, this is the first time, and likely the last that I will comment, but keep it going, we value your opinion a LOT!!!

#568 Enjoy the moment! on 12.28.21 at 9:04 am

First time poster. I’m 100% addicted to your blog and only scan the comments. I share it frequently with family and friends, especially the blogs that include priceless advice – TFSA, B&D portfolio, Don’t panic – stay the course, and etc. My financial situation is 100% better because of your blog and I know this is also true for my family and friends. We are forever grateful. Reduce your blog to a manageable number that makes sense for you and Dorthy. Break it up as other commenters have suggested – guest speakers or different topics each day. Just don’t stop, we need time to withdraw from our addiction to the blog!

#569 Thank you (if it has not already been taken) on 12.28.21 at 9:05 am

Hi Garth,

The obvious response is to tell you to listen to your gut. However, since you asked, here are my 2 cents (with the other 500+ comments, you’re over $10!)

I have read your blog everyday for many years. Even sent you one thank you scotch gift card but you refused the follow up! I really enjoy the read, insight and humour. I do not read the comments section which is toxic. I do not think it is healthy for you to manage it and suggest you drop it.

Consider writing once per week which will enable you to zoom out a bit on one topic. It could be longer if you wish. More of The Economist feel vs the grind of the daily newspaper. You could always have more than one topic – adjust weekly as you see fit.

Having said that, financial independence gives you choices. If writing daily makes you happy, by all means, carry on mon ami!

#570 I identify as cranky on 12.28.21 at 9:09 am

I am a relative newcomer to reading this blog. Personally, I love the comment section for the most part, however would like to see some of your more prolific commenters limited to one comment per article.

Totally understandable if you limit the blog to 3 columns per week.

#571 Mike on 12.28.21 at 9:10 am

Seriously. Get rid of the weekend writers: such a yawn. Then again, I don’t read the weekend contents from your blog. Your blog is a public good. Most of the readers here are interested in your editorials. Your fans here haven’t seen two columns of numbers at the law office and collected commercial rent or clicked the sell button to see cash deposited from a multi- bagger (Peter Lynch’s term) in their TFSA. Experience separates the have and…..have not. Happy New Year, Garth!

#572 Wheresthemath on 12.28.21 at 9:11 am

Love blog Garth. Thank you for all you do. I found it in 2017 and haven’t missed a day reading it since. You got me investing and opened a TFSA and RRSP. Now I actually have a chance at a retirement!

I would definitely be sad if the blog ended, but be happy with 1-2 posts per week to keep us informed and our heads screwed on straight.
Cheers!!

#573 Ian Baxter on 12.28.21 at 9:12 am

I have been a reader for at least ten years. I enjoy your advice and insight. However, once or twice I have wandered into the comments section quickly retreating from the hate and drivel. Continue with the blog, dogs and cat pictures. Ditch the comments section. Thanks.

#574 BigWa on 12.28.21 at 9:14 am

This blog is the best! Ok definitely visit daily.

I can in understand churning out content be daily is a huge task. I would still tune in if postings were only happening a few times a week!

Your efforts are truly appreciated!

#575 Ian Whittal on 12.28.21 at 9:19 am

As a client and long time blog dog I’ve appreciated the daily insight. However you choose to proceed I will be reading.

Happy Holidays!

#576 Gary on 12.28.21 at 9:28 am

Yes, I’m addicted to this blog. I do find it extremely helpful.

I’m also one of Garth’s clients, and I credit the existence of this site to moving my investments over. Since Turner Investments practice what they preach, I feel like I have an almost daily, real time insight in to the mindset of the company. Especially during the ever changing pandemic.

I do a scan of the comment section. But I never comment myself, nor do answer to any of the ones I read.

I would miss the blog greatly if it shut down. Garth, If I had any advice for you, I would permanently shut down the comment section to free up more time for yourself.

Thanks so much for all you do.

#577 Tim on 12.28.21 at 9:34 am

I never read the comments anymore…way too much noise to signal. So if you want some time back just get rid of that.

As to the future of the blog…write what you want and when you want. I decided that for myself a while back for my own little blog and I’m happier for it. So while I try to write something on average once a week I don’t get upset if it is longer or shorter between posts.

Given your content I love the investment advice, the commentary of politics and its impact on my money. Real estate commentary is always fun. However, with the daily posting you do tend to repeat yourself a fair bit. I think you could honestly drop it in half and still cover the important parts. So perhaps try out a Monday, Wed, Fri posting schedule and see how you like it. Sometimes less is really more in the long run.

Best of luck on what ever you choose to do. I support you.

#578 Irtimark on 12.28.21 at 9:34 am

Part of my daily read and has been for years now. Feels like “real” news while having the courage to take strong opinions. Rare in an era of biased media. Repetition is good to drilling in some cornerstones of investing. Grateful thow this remains free of charge and accessible to all!

#579 dm2 on 12.28.21 at 9:34 am

Garth,

My husband and I have read your blog every morning, since 2008. Most times, one of us will read it and say “did you read Garth today”? It may be the trusted knowledge, other times, it is your wit. Maybe, you could write when you feel something in this crazy world has compelled you too. Truth rules. Be well, Darlene

#580 Dennis Shuler on 12.28.21 at 9:42 am

Though I retired 25 years ago you have followed exactly my pre retirement strategy. I don’t read your stuff every day so I know where I am in your columns if I remember the dog and that is a real time saver in catching up. Cats no good as they look too much alike each other.

Rob

#581 Random Glory on 12.28.21 at 9:44 am

Read just about every post here for years and suggest it to any mutt out there who sparks up a conversation about real estate and investing with me. Content is spot on, witty and brutally honest. Exactly what’s needed. Stick to the topics at hand for sure. You seem to be business magnate as well. Maybe add some more biz tid bits with a sprinkle of world economics that effects us Canadian blog dogs. If not, seems like most are addicts to the current wise words curriculum. Don’t fix it if it ain’t broken.

#582 Habitt on 12.28.21 at 9:53 am

Hello Mr. Garth. Enjoy the blog and read daily. Please do what is best for Dorothy and you. The rest is noise. Thank you so much for your decency and humanity.

#583 David Holden on 12.28.21 at 9:53 am

Love the blog… come here everyday or catch-up if I miss a day!
Don’t change a thing – Except removing the steerage section!
Would love to see a link to all the acronyms used

#584 OKD on 12.28.21 at 9:54 am

Happily ‘addicted’ to your creation and work for 10+ years; thank you for all that you’ve done and for whatever may be left in the tank Garth. Your voice will be greatly missed when gone (retired!).
Wishing you and your family the best of the season and a happy new year!
OKD

#585 DAVE on 12.28.21 at 9:56 am

I am addicted to the blog. It is my main source of news. Comments from steerage are sometimes educational. I don’t understand why some people bash others on this site and get away with it, ie Faron bashing, etc. I find that part of steerage like schoolyard bullying. Keep up the good work but maybe take Sunday’s off too? Not that you are bad at blogging but because you deserve a full weekend off too.

#586 Kaz on 12.28.21 at 10:00 am

Garth I am so grateful for your practical, honest take on financial and political topics. I make my living in the world of finance and have access to all the top research houses, yet this is the blog I turn to daily for a dose of common sense….would understand if you reduce your posts, but will always welcome a read of what ever you publish….

#587 Ted on 12.28.21 at 10:01 am

I don’t think I have every commented before.

I look forward to your blog every day. I don’t know how you do it. Incredible dedication for sure. I find your writing informative, clever and engaging. I seldom read the comments.

I don’t think you need to write every day. That’s a very large burden. Maybe try one or twice a week, plus days on which a particularly newsworthy event occurs. I like the “doc is in” stuff too. Well, I like it all really but to ask you to continue every single day would just be selfish.

Ted

#588 AK on 12.28.21 at 10:03 am

First time commenting, been reading for years. If I don’t read the BLOG everyday, I catch up on unread pieces and binge read them all.
I usually read for the investing info rather than the real estate stuff.
At first, I was wary of your guest bloggers but I now love their articles and find the information they impart super useful (and sometimes funny).
Thanks for writing and upkeeping this blog. You’ve played a large part in growing our family wealth.

#589 JCC on 12.28.21 at 10:04 am

Keep the blog!! Boot the comments! Really enjoy the wit and knowledge you and your cohorts dish out. If you must, take an extra day a week to reboot!

#590 Pepe B on 12.28.21 at 10:04 am

Garth, I admit that I´m an addict of your blog. I read it every day. I must be one of the smart ones…I never comment on this site before, but this time I have to.

While I understand that the site can be a burden on a guy that seems to have lots on his plate, it´s much needed. I’m sure you could get a few other guest bloggers that you agree with that would happily chip in an article here and there, thus relieving you with so much of the writing. And adding a few other people’s point of view in the mix might not be such a bad idea.

I love the current mix of topics; I find it fresh, most of the time spot on, and always relevant. I wouldn´t change a thing, but totally understandable if you need to take a breather from time to time.

Thanks for the good tips over the year, Garth!

#591 Pat on 12.28.21 at 10:06 am

Find more guest bloggers to stay daily or cut down the posts to Mon / Wed / Fri?

Either way if you tire and drop it altogether it’d be a shame.

Cheers,

#592 Andrew in London on 12.28.21 at 10:06 am

Garth – First time commenter but long time reader. I will second the comments of many others. Addicted but largely because you provide consistent advice and support for this advice. Don’t read the comments as it seems it is for the few that want to have a voice but have nothing to say. Very few seem to have sincere questions on your daily topic. I appreciate this can be challenging to manage and drains from your message. I would appreciate recommendations and links to other articles since I find it challenging at times to find trustworthy information supported by researched and factual information, which is probably why I remain addicted to your site. Balance in your life is key but your effort and wisdom is appreciated. To answer your questions, posts are always appreciated, some information is read and some is more of a scan. Reduce your workload and invite other guests or link to other information when time does not permit. The reason I come daily is for the mix of the macro. I will continue to read regardless of how often you post, so perhaps the correct question is how often do you want us here but looking at the comments I think most of us silently appreciate the information and I am proud to be one of them. Hope you are having a great Holiday and New Years. Sincere Thanks

#593 Lurker on 12.28.21 at 10:06 am

Garth,

Keep it going! Its the only real “news” in town. F the other “media” sources and the constant fear porn.

#594 James Finney on 12.28.21 at 10:07 am

While I don’t agree with everything garth says, I will admit I am slightly addicted to this blog. Lots of great and interesting information. Maybe weekends off garth? Either way, thanks so much for an informative, thought-provoking blog!

#595 New Reader on 12.28.21 at 10:10 am

My husband just introduced me to your blog very recently. And I love it. I find it very informative and helpful for both Real Estate and Finance. Please keep providing the daily update.

#596 SunShowers on 12.28.21 at 10:12 am

I find that you distill a whole lot of financial gobbledygook down to the important bits quite well and make it digestible and easily to share amongst laypeople.

Real-estate and macroeconomic is great re: the above, investing advice and “Ask Dr. Garth” are helpful in their own rights as well.

However I understand that sometimes creating daily content can be a chore. It’s straining on you and sometimes what ends up coming out can feel rushed. Or if it’s the comments, I’m sure you can take applications for a volunteer janitor. I mean, you took applications here for an actual paid position.

You can feature more guest posts from your compatriots, other financial types, *shudder* blog dogs, whatever. Or, maybe whenever you’re coming up with blanks or just want to spend more time with Dorothy, just post a picture of a dog, no comment necessary. I’m sure you’ve got plenty of those.

#597 Prince Polo on 12.28.21 at 10:16 am

What are the top 5 blog entries by # of comments generated? I haven’t been around since the beginning, but 582+ comments has got to be in there!

#598 Drill Baby Drill on 12.28.21 at 10:20 am

Dear Blog from God. Keep it up. Taking the whole weekend off is a good plan.

#599 TS Harpoon on 12.28.21 at 10:26 am

GARTH!! The daily blog is helpful! Instructive! Fresh! It is NOT pedantic, repetitive, brain-addling and occasionally nauseous. A perfect mix of macroeconomic stuff, real estate, investing, tax avoidance, marital advice and canine management. What should be added? How to make your wife happy (lol) Subtracted? Nothing. Would things change if it were updated several times a week, instead of every circle of the clock? Yes – Keep it daily! Are you addicted (YES).

You have made me wiser. Thank you.

#600 Eric on 12.28.21 at 10:33 am

Hey Garth, long time reader but first time commenter. Love the blog, you and the guest bloggers, put together. I really enjoy hearing from Doug, Ryan and the crew as well. As a Calgary boy, I’d love to hear your view on housing markets outside of Toronto and Van. Love the policy and finance updates, but would enjoy to hear about my local housing market and economy in addition to what’s going on in other parts of the country.

#601 Dash on 12.28.21 at 10:37 am

Love the blog and read it everyday…going on 10 years now. Don’t read the comments section except for the comments that you leave because they usually make me laugh!

#602 David on 12.28.21 at 10:39 am

Hi Garth, First-time poster. I really enjoy the daily postings and it helped me a lot with finance.

I would not mind if you skipped some days but would prefer to keep it daily as it’s been part of my daily routine for many years.

But the final decision is yours. It’s YOUR blog, you can do what you want.

Want to say thank you for all the advice you gave freely for so many years.

Have a great year for 2022!!!

#603 TOcondonews on 12.28.21 at 10:40 am

Love the blog and read it daily. Never read the comments. Too many are nasty and unwilling to compromise. I also publish a similar volume artciles in magazine format each month (20 to 25 articles per month for ten years). From the beginning I never allowed comments. What I offer is a one-way communication. Anyone with comments can write privately. Unlike you, I don’t spend time moderating unreasonable beliefs of unreasonable people. It saves my sanity and allows me to focus on more productive matters. I suggest the same approach for you.

#604 Nikita on 12.28.21 at 10:44 am

Love your blog, Garth, and wouldn’t change a thing about the content (except for getting rid of the comments section, which I find frustrating to read).

Have been reading your blog daily for years and find it extremely invaluable. Your humour and the pet pictures are the icing on the cake!

Appreciate all of the time that you have put into it, but would completely understand if you were to reduce the frequency of the posts.

#605 Andy on 12.28.21 at 10:45 am

As much as I enjoy the fresh content every day if you take Sunday off I think I can cope with that! But seriously the work you put in for free is amazing but save some effort and ditch the comments. Who needs to read all that rubbish .

#606 FuddRucker on 12.28.21 at 10:45 am

Hey Garth, we met briefly years ago at the Belfountain General store. You were actually upstairs and I boldly asked the girl at the counter if she would inquire if you could come down.

Of couse you did! So we shook hands and we chatted bikes for a minute before saying goodbye, I really didn’t want to take up to much of your time. I had only wanted to meet you and thank you for the blog, which I believe I did.

Regardless if I didn’t make it clear then I’ll do it now. I really appreciate all you do here and your posts very entertaining. While I find the input by Ryan or Doug very insightful and informative they don’t quite have the je ne sais quoi of your posts. I even send you a reddit thread a few weeks back for you to use.

Anyway please keep on doing what you’re doing. If anything when you do finally retire from the finance business this blog would give you something to do daily to keep the mind sharp. Sudoku and dog walks can only take up some much of the day!

I plan on riding out to the east coast, maybe even this coming summer to hit the cabot trail and see all the sites. Perhaps I’ll stop by the bank in Lunenburg and bother you again. Seems like a nice place.

Kindest regards,

Dan

#607 Weekends off on 12.28.21 at 10:46 am

No blog on weekends-could make the rest of the days more interesting and avoid occasional repetition.
Fridays for Doug, Ryan and Sinan.
Thanks for the blog! Great financial resource.
Happy New Year!

#608 Dan on 12.28.21 at 10:49 am

Keep it up, Garth, this blog is very useful!

As a reader, not a commenter, another suggestion:

Keep the comments section. But limit the number of comments to 1 per person daily. It gets tedious having to scroll past the narcissistic gasbags who keep posting here 3, 4 or more times daily. Don’t need any of that

#609 Divv on 12.28.21 at 10:52 am

Don’t stop, I would hate to have to read the “news”. Thanks for keeping at it!

#610 Steerage on 12.28.21 at 10:53 am

Well looks like you can’t stop now…or you’ll have to offer addiction withdrawal counseling…no weekends… and ditch comments which are largely pointless drivel… though i think you are addicted just as much… and enjoy dishing out the snarky come backs

#611 tw on 12.28.21 at 10:54 am

I am an addict and selfishly want you to continue daily. I trust your advice and from reading the comments, almost every single person also gives you their TRUST. Please keep the comments, I have learned a lot from many and scroll past the others. Thank you for all you do!

#612 James on 12.28.21 at 10:54 am

Hi Garth. I’ve been reading your blog daily since at least 2010, and maybe a bit before. During that time, your writing helped me leave fear and uncertainty behind and jump from a precious-metals mining and cash dominated portfolio into a B&D portfolio of low cost index ETFs. Your writing also helped me avoid the life shackles that come with buying a condo in Toronto’s crazy market.

In 2013, without a mortgage to hold me down, it was easy to follow my partner on sabbatical to Berlin. Our relationship was young at the time and, in all honesty, wouldn’t have survived long distance. We are getting married in February (better late than never).

In 2016, my father suffered a life-changing stroke.
There was almost no need for discussion: I quit my job and helped him and my mom through his rehab, as well as two other medical problems he endured that year. I would not have been able to do that burdened with regular mortgage payments and a portfolio of junior miners.

That December, my partner and I realized we had the time and the means, so we adopted a dog from the Toronto Humane Society. He brings us joy every day, even when (especially when?) he’s naughty.

Without ever meeting us, you helped us examine our financial goals and prioritize what’s really important: a flexible stance that gives us the agility to respond to what life throws at us. Being able to respond with open hearts, knowing that whatever choice we make we will be ok financially, is true freedom. Thank you.

You asked about frequency of posting: When I first started reading your blog, I needed that daily contact to convince me to follow through on what I was learning. Then, through multiple market downturns, those daily posts were a port in the storm of fear, uncertainty, and doubt gushing from other financial media. Maybe I’m just slow, but I needed daily hand-holding to get me on a better path.

Do I still need daily posts? No, you’ve helped me grow out of that. Is there someone out there, like I was ten years ago, just now discovering your blog for the first time, who would benefit from daily contact? Unquestionably. Is it your responsibility to provide? Of course not.

And then there’s, God help us, the comments section. I skim it more often than I’d care to admit. It’s a way to keep an ear to the ground and get a general sense of what’s going on, but I find its value in terms of specific, actionable content to be limited.

I’m a tech guy so my bias is to find a technical solution to every problem: give the comments section a proper threading model so that its easier to have a conversation of depth and an exchange of ideas, and a voting/reporting mechanism so that the truly interesting stuff can move to the top and your moderation workload can be decreased. I think that there are many people who read your blog who have genuinely interesting and helpful comments that they know would just get buried in the noise, so they don’t contribute at all.

#613 Shaggy on 12.28.21 at 10:54 am

Garth, I do really like your blog. I don’t always agree (let’s say 90%), but I always enjoy reading your take and appreciate the free service that you provide to newbie investors. I’ve pushed quite a few people (new to investing and seasoned financial types) your way. I think that your appeal is your writing style and content connect with both, which is definitely a rare talent.

With that said, I don’t know that I get the value out of daily posts. I often pop by, skim the content and often quickly realize that there haven’t been any new developments in the world and the day’s post is just another variation of why the real estate market is pooched/contribute to your TFSAs & RESPs themes. Where i do stick around for an in-depth read is where there are some developments (CB commentary, bank earnings, housing policy announcement, political development) that get interpreted and woven into the themes. I also enjoy when you address reader questions and appreciate Ryan’s insights into the markets and investing world but realize that I may be in the minority there (his posts tend to be the most technical and generate less comments). And part of the benefit of your blog is that your steerage section provides great insight into how the masses see things and are reacting – investor psychology at its finest.

In short, if I were you, I would try to add more variation and guest speakers so that you get a break, or take the blog posts down to 3 days a week and add some “special” posts any time there is a political/market development that is worth it. Just my $.02 (and thank you for your commitment to what you do).

#614 cramar on 12.28.21 at 10:56 am

Well Garth, here’s my two cents. This blog takes superhero effort. My call is to cut back to three times a week, and maybe still go with a guest blogger for one of these. See how it goes. If still too much you can make a better decision from there.

The enduring charm of this pseudo-financial cum dog blog is the gamut of related topics covered. The financial thing, the vax thing, the flag thing, the cities thing, the political thing, and of course the dog and pony (housing) show. It is unique! An interesting read to look forward to every day… or less often.

Cut back, but Canada needs a voice of reason more than ever!

Sheesh over 600 comments. I’m lost in the fog!

#615 DM in C on 12.28.21 at 10:58 am

Been with you since the start, Garth. Appreciate every blog, every day.

My vote is to turf the comment section, or use some open source code to thread it, that way we can expand or hide the threads that are interesting to us. The endless scrolling is so 2008.

And take the weekends off. M-F is more than enough.

#616 [email protected] on 12.28.21 at 11:02 am

Love the blog. Been reading for 9 years. Get rid of comments section and every so often just put a survey instead

#617 Lumi on 12.28.21 at 11:02 am

Have read and enjoyed the blog daily for many years. I stopped reading the comments the second week in. Weekend offs would be my next move.

#618 Dogman01 on 12.28.21 at 11:06 am

The content and format is great!

You are helping and encouraging an entire swath of people to take control of their financial lives and be concerned with bigger economic issues.

“Politics = economics = financial consequences. Follow the puck.” – Garth

I do not know how you can moderate comments as I can rarely read them all, but the comments section is great. I find it an aggregator of items of interest opinions etc.
I like Turner Nations’s themes they provide a “what if” perspective.

Writing things down allows you to organize ideas, so for me when I comment It makes me think better.

I imagine you feel you have “covered it all” perhaps a “Best of Garth and Minions series”.

The blog does a service to those Canadians whom want agency in their financial lives. I am sure you have started many on the road to being better capable citizens.

#619 Mid Century on 12.28.21 at 11:14 am

Love the blog. Am totally addicted.
3 postings a week could still work for me.

Would like to see a deeper dive into the real estate situation. Think there is more to it than just FOMO. Eg. global flow of capital, developers control over municipalities (why some many condos), effect of AirBnB on long-term rentals, equity firms taking over apartment buildings as non-landlords, alternative forms of housing development (think Jennifer Keissmat).

I do read the comments section, although don’t know why. Maybe for the horror of seeing a glimpse into the minds of the commentors who appear to be mostly male.

Could limit the word count on each comment (150-200). Sorry Non-plused

#620 Mid Century on 12.28.21 at 11:15 am

Almost could limit the number of comments made by the same person. Max 2 comments. Max number of words 200.

#621 Kenneth West on 12.28.21 at 11:19 am

Rare for me to leave a comment and seldom read them (especially the long ones) but I never miss a day reading your blog.
Your writings have saved me from myself (calming investment advise) many many times. I am now retired with a very healthy B&D portfolio (thank you Garth).
Your words are valued…pls keep them coming.

#622 Jimmy in KW on 12.28.21 at 11:24 am

Hi Garth! My dad got me on to your site, and for a good while, I was a daily reader. But, checking your site slips from my mind and then I’m out of the habit.

A revamp to include an email with the blog content would be very welcomed by me.

I agree with others… if the comment section is a significant amount of work, just dump it. It seems to be mostly folks affirming their own biases. We come to read you!

The mix is also good. Hardcore financial stuff, political stuff, lighter fluff, and a bit of real estate. Keep the mix, and then take 2 days off a week. We can live with 4 Garths and a Guest each week.

Thanks for all you do for the rest of us!

#623 BD on 12.28.21 at 11:28 am

Interesting how your request may have set the record for most comments. Your blog is excellent. As a writer I both marvel and sympathize with how hard it is to put out good fresh content day after day. But your blog does tend to the repetitive side. Hard not to given the narrow topic scope. When I chat with friends about it often the phrase “grain of salt” or “same old same old” pops in after your name. You have a legion of fans, likely enough to more than fill a Tim Horton’s. So taking time for yourself, and other endeavours, is more than deserved.

#624 Dwayne Doucette on 12.28.21 at 11:32 am

I love this blog. It is 1) educational 2) entertaining and 3) a proverbial lighthouse in a storm. Content is A-1

If beggars can be choosers I would ask for 2 new posts per week + 1 guest post. MWF would make us appreciate

I would also like to see previous posts highlighted in a “best of…” There are precious gems mixed in with the tailings pile.

I find the comments OK for “temperature check” elsewhere in the Country (and the world) but its hit or miss. Thank God and Garth we do not have to read from the Haters.

#625 Vance on 12.28.21 at 11:35 am

I am addicted, i read everyday for the past 7 years. But i would understand if you took weekends off. Your message about B&D is worth repeating, because we’re all human, and we forget these valuable lessons. Thanks for this blog though, it is one of the major reasons my party to retirement looks good. And also, i don’t mind the cat pics at all though I’m more of a dog person.

#626 Dragonfly 58 on 12.28.21 at 11:36 am

Very worthwhile !! About the best use of time on the net. My only regret is I only discovered your wisdom about 2 years ago.

#627 Bilious Festeroni on 12.28.21 at 11:38 am

I read it daily, for 7 years now. Appreciate all the insights, in particular, the reminders to remain calm during large market drops. You should take the weekends off, and holidays. While I do read the comments occasionally, I oscillate between scrolling past the dreck, and feeling like the guy slowing down to look at highway car wrecks. My life won’t be worse if you got rid of the comments, put it that way.

#628 A01 on 12.28.21 at 11:40 am

Love the blog, I look forward to reading it each day. It’s actually the only blog I consistently read. I realize it must be a lot of work contributing every day.

#629 zukiwskin on 12.28.21 at 11:41 am

Weekdays only needed. I find this an amazing source of information and a refreshing reality check. I understand the enormous amount of work this must take. Extremely appreciated!

#630 Cowtown Cowboy on 12.28.21 at 11:55 am

Wow, over 600 comments! It’s a GF love-in. Been here since near the beginning and doubt I’ve misses more than a post or two,so I’m addicted, but I’m addicted to beer and beef jerky so not sure what that tells you..and I got a Harley..
Seriously your advice over the years has been invaluable and your insight and insider info has been refreshing.
The comments lately have gotten dull and repetitive, i mostly just read to see your witty repartee’s!
Frequency could probably be scaled back some as I think the core of your messaging has been drilled into most of our thick skulls by now.

Maybe a new video blog outside the Parliament holding our MP’s to account??

Ride on!

#631 mitchm5 on 12.28.21 at 11:59 am

First time poster, so that makes me part of the 99%. Daily reader of your BLOG. Insightful with humour with a dash of sarcasm. Keep it up Garth. And THANK YOU!

#632 Cici on 12.28.21 at 12:03 pm

If you do continue and need inspiration for the next posts, I’d love to hear more about taxes.

You mentioned in the recent past that the 1% will be paying more, and also said something the other day about those with a net worth greater than ?$850,000? having to dole out more in taxes, so I thought I was safe… BUT, just saw in our local paper that federal taxes will be rising for any and everyone making over $40,000 a year. Article’s in French though: https://www.journaldequebec.com/2021/12/27/des-augmentations-sur-les-taxes-en-2022

So, more federal taxes, more carbon taxes, more taxes on alcohol, etc., etc.

Seems like a very good time for those of us who are not rich to stop spending so much and to start preparing for the worst because it seems like we are about to get crushed. Any help would be most appreciated!

#633 Lisa on 12.28.21 at 12:04 pm

I used to be pretty addicted to this blog. I still read it most days, but occasionally miss a day. Some posts are more informative than others, obvs. I think you could reduce the number of posts by half and focus on the great stuff like Dr. Garth and how to reduce taxes. Those ones are the best!! And you could totally scrap the comment section. Anyway you will figure out what is best for you. Ask Dorothy what you should do – that is the only person you should actually be consulting! Best wishes, Garth!

#634 PrairieGirl on 12.28.21 at 12:13 pm

First time posting here. Love the blog and am totally addicted to the dog photos and content. You’re humour, advice and insight are my morning coffee and it’s helped me navigate financial difficulty through to a level of comfort that is a-ok for me. I hope to continue to enjoy the morning coffee!! and I am thankful for all that you do here.

#635 mike in Airdrie on 12.28.21 at 12:14 pm

Garth I am a faithful reader. Well I may not always agree with your opinions I do value your reasoning. You have been a tremendous help to me over the years avoiding the typical financial missteps. Ultimately do this blog as long as you want to. We are grateful for each installment. Happy 2022.

#636 Kim on 12.28.21 at 12:14 pm

Ever since my Dad passed away I depend on your blog to understand what is going on in Canada. Everything you say and share I value. I wake up every morning excited to see what you have to say. I wish it would never stop. If the comments are taking all the time I would volunteer to moderate them to your specifications.

The blog is Brilliant, you are making the change by informing people. I am invested with you and I cannot tell you how many times I forwarded your blog and Turner investments to people who actually want to be informed and make money from their money but cannot find the right place to look, other than tiktok/self serving banks.

You are Brilliant, please don’t stop sharing because you leaving would leave a large hole in our Canadian lives. A Canadian blogger who talks about our government is so scarce. We need truth, cause its a maze out there trying to figure it all out. Thank you for everything you do!

#637 Vincent on 12.28.21 at 12:14 pm

Recently discovered your blog and I’m fully addicted. Love the variety of topic you cover. I’m eager to read it everyday, but I agree please take weekends off.

#638 T on 12.28.21 at 12:16 pm

Love the blog, even though you despise anti-vaxers.
I have learned a lot over the years. Thank you.
Posts 4 to 5 days a week would suffice

#639 Halifax Fish Fry on 12.28.21 at 12:17 pm

Love the blog, always sending links pertaining to my oldest & soon to be sending to my youngest. Read everyday at work except weekends, hardly ever read the crap from the steerage section. Sometimes I feel you send a hopeless message but hey what do I know –
Cheers

#640 Karl Belanger on 12.28.21 at 12:17 pm

I love your blog. I read every day and have been for over 5 years now.

I am most interested in your financial advice (especially answering reader questions) and politics as it pertains to finances. I have less interest in your real estate advice (but I am fortunate to be a GenXer with a paid off house in the GTA). I rarely read the comments section and wouldn’t even notice if they were not there.

I don’t always agree with what you say but I am always entertained and almost always educated.

#641 Ray Menard on 12.28.21 at 12:20 pm

Please keep blogging. I’ve been reading it almost daily since 2009 and would miss the insights and daily dose of humour.

#642 Brent Hofferd on 12.28.21 at 12:21 pm

Hello Garth, please keep your attitude and this daily blog going, it is a great help. I am part of the un vaxed and was turned away at the injection site for medical reasons.
So yes I am someone you most likely would not talk to or get acquainted with. But I do find your blog informative and I will still follow it even if the format changes. All the best in 2022

#643 Eastcoast on 12.28.21 at 12:22 pm

I’ve been reading the blog for some time. Enjoyed it over the years. Lately I mostly look forward to the Doug Rowa and Ryan Lewenza for the indepth financial breakdowns. I think some of us would actually pay for that advice. If the most time consuming piece is auditing comments, just get rid of them, and reduce new content to 3 – 4 times a week. I think most of us are not ready yet to say goodbye.

#644 Dave D on 12.28.21 at 12:23 pm

Luv the blog. Its been my go to read now for over 10 years and I’ve never read the steerage section. It pains me that they bother you so much. Get rid of it.

#645 Claude Belfer on 12.28.21 at 12:34 pm

Garth
Please don’t stop your blog

#646 Mr Alberta on 12.28.21 at 12:35 pm

Value the blog – read it daily or binge and catch up if i missed something. Ditch the comment section or limit posts to the first 5 or 10 then close it, comment section is unnecessary. If i need to be entertain by comment sections CBC and FOX “news” provide plenty of entertainment.

#647 John on 12.28.21 at 12:45 pm

Keep going please. Sure, addicted and I’ve commented a few times. You are a part of my financial plan. I think hearing different perspectives is beneficial.

#648 Windsurfer on 12.28.21 at 12:49 pm

I read the blog about 3 or 4 times a week. I like the real estate commentary though as a renter in a smaller town, some of the comments on rental prices & strategies to mitigate these do not apply. However, I do own paid-for rental properties in another province, so anything I see n this topic always make me perk up my attention.

Here is a novel idea about the “comments” section. It’s worthwhile but the majority seem to go into lengthy dialogues, which I normally skip over. Try charging $1.00/$2.00 to each person commenting and donate the money to a reputable charity. That act would cut the bumph down quite a bit, though the admin might discourage, unless a simple PayPal button or some such could be set up.

Anyways, GLTA – good luck to all.

p.s. I’m a donor to a long-lost Turner federal campaign where I felt I got my money’s worth !

#649 Greg on 12.28.21 at 12:49 pm

Garth: I’ve been reading every day for at least ten years. Emailed you a few times, but never posted until today.

I think that your message is incredibly important. So many simple financial topics are never taught in Canada. You perform an invaluable service to Canadians every day. Occasionally your posts are funny as well! (Most days actually).

While I love your message, and selfishly would love you to continue delivering it daily, that seems unreasonable, and unfair to you and Dorothy. Perhaps the Turner Investments team could write 4 days per week, and you once?

I don’t know how you keep up with all of the comments, and tolerate some of the more offensive ones. I’ve read lots of comments suggesting you disable this feature, but presumably you get some value out of it. Or are just a glutton for punishment.

Thanks for all of the advice and laughs over the years. While I hope this continues, I realize that all good things must come to an end. Hopefully not anytime soon though.

#650 UmiouiuS on 12.28.21 at 12:53 pm

Sir Garth.

Your ‘Greater Fool’ blog has provided us with a tremendous amount of education and joy. Kudos to you.

From the cheaper seats here, we sure do hope you choose to continue in whatever fashion that best suits you and Dorothy. You’ve most certainly earned it.

Btw, over 600 posts? Wow ..!! Smoking Man would be so very impressed.

#651 Jerome Manchur on 12.28.21 at 12:57 pm

It a good blog. I look at it daily. Could post 3-4 times a week if daily is getting too much.
I don’t always agree but always good food for thought.
Thanks for all your effort. It is appreciated.

#652 Haas Say Yhoo on 12.28.21 at 1:04 pm

I was given your address less than a year ago. Returned to Canada from working overseas and thought it was a good idea, but, made a bad mistake by putting most of my TFSA in GIC’s, now stuck. Managed to save a bit this year which I hope to put into ETF’s. Hoping to do better this year but only with reading your blog. A bit scared to self invest but biting the bullet. Live on a small pension and as you know most people my age ..78….have not been considered for a living wage increase. My saving grace is due to a friend with whom I rent room in her house. I have considered writing to you but do not think I am informed enough to ask the correct questions therefore I continue to read your blog. Please do not stop writing. Thank you for all you do. Hopefully I will be able to move back to the Maritimes soon.

#653 Tom Nascou on 12.28.21 at 1:06 pm

I read the blog everyday. I’m always entertained and frequently informed and educated.
Everyone needs to slow down including you, so I would suggest reducing the posts to two or three per week (or less), ditch the comments section unless you have a topic you would like some reader feedback, or perhaps switch to a newsletter type format sent via e-mail. You could even charge a subscription fee.
Just don’t go away.

#654 Tbone on 12.28.21 at 1:07 pm

I’m a daily reader. Weekends off would be my thought.
And reduce the length of posts so you don’t have to read so much . I hope you keep publishing this blog.

#655 Linley on 12.28.21 at 1:18 pm

I hope you keep doing the blog! I typically read everyday unless I am not feeling well. It has been a life changer and I am so appreciative! If you feel you need to take it down to once a week I will still be here reading. Ultimately you have to do what is right for you but this has helped me immensely and I am only in my 30’s. We need you. PS run for Prime Minister :P

#656 Linley on 12.28.21 at 1:19 pm

Oh and another thing.. you made it sound like I wrote something for the 57 photos .. I want people to know I only wrote a blurb for each dog :P:P:P ahhaah

#657 G on 12.28.21 at 1:20 pm

Been trying to not check the blog every day, but it’s hard not to! But missing the odd day or dog forbid a week hasn’t killed me yet either LOL.

Always/mostly find what you have to say informative, “helpful, Instructive, and fresh.” yes.
Even some of the blog dogs have the odd moments of insight, but what do I know. I’m probable still chained low down in Plato’s cave and just don’t know it.
If no comment section is what you need to do to keep it up, even if less frequently, so be it.

I often tell others they should take a look at your blog for the daily dog pics and investment info. To learn a bit about saving and investing. The stuff they don’t, but should, teach you in school, and your parents tell you too, but also don’t know either.
So I’m sure you have been able to help way more people than you know.

The recent repetitive cat pics were nice too, but after the third straight day of cats I was starting to wonder if we should we be worried at all, but then the dogs came back LOL.

Addicted yes perhaps, but I would be able to live with less, if forced too even by a lot. LOL.
Question is how much less you can stand. How addicted are you and what amount of with drawl can you deal with without it harming you. Cold turkey would be tough, but I’m guessing that wouldn’t make you very happy either.
Reduced posts would be very understandable, but ultimately it’s up to you after all. Down to even once a week or month with extra if you feel the need. But that might be way less than you could tolerate if it happened to fast. Maybe ask a few others to writing some more posts from time to time would be of some help to you, if you feel you want to post as often as you chose to do.

Some times change of routine can be refreshing, like a week vacation in the tropics away from work and no TV or smart phone at all, plus the free vitamin D from the sun, and doing something completely different from the norm to focus your attention to something other than what your regular routine is. Snorkeling over nice coral some find relaxing. Might just be a walk in the woods to do it for some.

I’m sure most people reading your blog recognize and appreciate the enormous amount of effort and dedication to keep this blog updated daily takes. I would still be grateful to you if you decided to greatly reduce the frequency amount of time required to do so. You could try and see how it goes for a bit and go back if you felt the need to do so. I’m sure you will decide to do what you feel is best for you and your family after all.

Whatever you decide to do, I hope it helps to keep you and your family happy and healthy, for as long as possible.

And an early happy new years to you-all.

#658 Linley on 12.28.21 at 1:20 pm

last thing! you should share the 57 photos as a collage. People might want to see them. PS. you’re welcome.

#659 Smartalox on 12.28.21 at 1:22 pm

Wow! 636 Comments!

While I have been a grateful patron since 2009, when I searched the internet desperately for a contrarian opinion on Vancouver Real Estate, it’s amazing how the years pile on – scarcely noticed – until one day you look back at the stats, and see 750k comments, 3.2 Million words.

In my time following the blog, I learned how to thrive financially, as have many others. Now, I usually only tune in for plain-spoken analysis and prediction on the eve of major financial policy announcements.

If I were to contribute my $0.02 to your future plans, I would advise:

1. Eliminate the comments section. Those with something to say can meet up on Reddit, and have someone else moderate it. Free speech is a right; but there is no right that requires you to donate your time and money to provide a platform, amplification, curation or moderation to enable it.

2. Hire someone to condense the best ‘how to’ blog posts regarding financial planning topics:
– how to use a TFSA, RRSP, CPP, OAS, and Private Pensions to best effect.
– how to find and work with a financial advisor
– The 60/40 allocation rule, and how to re-balance
– the Rule of 90 for home ownership
– how to manage the home buying / selling process
– buying vs. renting rules of thumb
– Estate planning
– Biggest reader-inspired mistakes (real world problems and solutions)
– etc.
Create an archive of blog posts that will encourage visitors old and new to consult the archives when searching for info on specific topics. Note: in the age of offline publishing, this was the function performed by your collection of books. But it can be difficult to separate what’s current compared to what was published many years ago.

3. Continue to post on a more relaxed schedule, to provide plain-spoken insights and critiques into financial policy announcements, to help us ordinary Canadians protect ourselves from the fine prints and double-speak so common in the financial and political sectors.

You can still maintain the blog’s email address, to receive letters from those lost and desperate for your advice.

Best of luck to you and yours for 2022!

#660 Ellen Dowswell on 12.28.21 at 1:28 pm

I would hate to see the blog come to an end so whatever you feel you can manage moving forward would be greatly appreciated. I would be happy with a once a week summation and I also don’t read the comments.

Happy New Year to you and Dorothy and thank you so much for all your encouragement to stay the course.

#661 crowdedelevatorfartz on 12.28.21 at 1:35 pm

@#620 BeeDee
“You have a legion of fans, likely enough to more than fill a Tim Horton’s.”

+++
Fill a Tim Hortons?
You’re the 620th comment and the last time I checked an average Tim’s seats 50 people max.

I suspect Garth’s fans could fill an NFL stadium.

#662 Dan K on 12.28.21 at 1:38 pm

Tough to find someone these days who says it likes it is! Informative, honest and funny! Your ability to summarize complex financial data and advice surpasses most University textbooks.

#663 Tremblant110 on 12.28.21 at 1:43 pm

Thanks for your regular blogs. I have followed you for years. The blog is work and a real devotion by yourself. I was an early converter to the ETF world. Despite being 78 and retired for 10 years I continue to find your information valuable. During a crisis you calm the investor world. You provide great unbiased information. An idea is to ask your readers to donate $5 to your favourite charity and see the result. Charity wins and your value is recognized. Take care

#664 PD3K on 12.28.21 at 1:48 pm

Been reading faithfully since the very beginning. Am very grateful for all of the wit and sage advice you have blessed us with over the years. Would be a big hole in my daily routine if you were to hang up your skates/pen/keyboard/dog-walking-leash. It would be completely understandable if you were to step back from the blog, or go to a day or two a week… I will still look for you on a daily basis, as the creature of habit I am, ever grateful for the words and doggo photos you share. Thank you!!!

BTW: I rarely venture into the comment section — hic sunt dracones

#665 John on 12.28.21 at 1:54 pm

Thanks for this blog.

I look forward to reading it.

It has helped me keep my sanity in a world where everyone is obsessed with owning real estate even when it doesn’t seem to make the most sense to do so.

I like it when you comment about the real estate industry’s various spins on the current market conditions.

There is so much spin and bullshit out there it is nice to have your trusted voice offering a differing opinion.

Thanks again.

#666 Jonas on 12.28.21 at 1:55 pm

Grateful, elder millennial here. Daily reader on recommendation from a friend. This blog is of the eat-your-veggies kind: it’s good for you. Thank you so much for the energy you invest in it; I’ll continue to be a daily reader as long as you keep writing.

I’m most curious about: What are your goals for writing? To educate and influence? Entertain? Find more clients? Impart wisdom? Sell more books? Save younger generations from themselves? I love that you’re asking for feedback, and I’d also love to know _why_ you write. As someone who’s contributed more than most people ever will, you could reasonably put the pen down. But I get the sense that that’s not who you are. There are reasons you write and it’s clear that what you’re doing resonates. So what compels you to write? What purpose do you want this blog to serve? And how might you fill the gap? The rest is logistics.

#667 YYC Regular on 12.28.21 at 1:56 pm

My wife and I have been very regular readers from pretty much the beginning. IIf you need to ease back that is very understandable. Our favourite posts are ones with the free investment or tax advice and economic commentary as we are retired and pretty successfully manage our own money. We are the silent majority who appreciate your efforts!

#668 Stephen B on 12.28.21 at 1:56 pm

Love the blog. Would like to see more conversations about individual stocks and financial planning tips and tricks. Tax saving strategies etc.

I have been reading your blog for several years, not daily, but often.

Bought a couple rental properties back in 2004 and 2006. Read your books and felt they helped a lot navigating the rental property market. Great books!

Found your blog online and have enjoyed reading it.

Thank you

#669 Jdh on 12.28.21 at 1:57 pm

Love your blog. Have added it to my daily dose of unbiased news and commentary. Something no one should take for granted these days. Please keep up the good work!

#670 Sparrow on 12.28.21 at 2:04 pm

Mr. Turner,

A co-worker suggested your blog to me in November 2019. I have been a reader ever since. Throughout the pandemic, it has been a bright spot for me in an otherwise dark landscape.

Take weekends off for Mrs. Turner and your hound.

Please continue, it is much appreciated.

#671 Pat Martin on 12.28.21 at 2:04 pm

Bonjour M. Tuner, First of all, thank you for everything. I am part of the 99% who have never commented but who read this blog religiously every day. Thank you for taking your time for us; I guess it’s a lot of work this blog ! I imagine he must bring you something rewarding ? I’ve always wondered why you gave us all those advices for free. Nothing is free nowadays, apart from the nastiness on social networks… I agree with several comments; we’re not ready for the shutdown. Maybe just decrease the pace and give yourself some rest time during the week-end ? For the comment section, it’s sometimes relevant, often not at all. I admire you very much, you are a mentor to us ! Happy New year to you and Dorothy ! Pat

#672 Classical Liberal Millennial on 12.28.21 at 2:07 pm

I’m late to comment but I’ve been reading faithfully for years. Too many to even keep track of. Every day I look forward to your advice and your take on current events. I often think about what it’ll be like when you move on from this blog someday. It’s truly a part of my day and I’ve shared many a post to friends and family. I don’t comment a whole lot but I usually skim through them.
Garth is a national treasure and while I will understand when you decide to move on from it, I selfishly hope you keep the daily posts coming for a long time. Happy New Year!

#673 NoName on 12.28.21 at 2:09 pm

She is back, with NFTs this time.

https://twitter.com/avalonpenrose/status/1475880662292787204

#674 Eric Chlebek on 12.28.21 at 2:13 pm

Hi Garth, long time reader, but I’ve never commented before. I just wanted to tell you how much I appreciate your blog. Thanks for the years of calm analysis and simplification of complex topics.

#675 Sponge on 12.28.21 at 2:18 pm

Hey Garth,
Greater fools will always be here. People always have something to learn. At issue right now is the lack of center. No tory to meet the grits in the middle. Where the wet behind the ears can relate to.. put some of that in the future updates.. most valuable!

#676 CMcG on 12.28.21 at 2:19 pm

3-4 days a week would be fantastic! One from your snappy PM team. That would lighten the load. If you delete the comments, that would probably help your bandwidth too.

Thanks for everything you do.

#677 KrisTea on 12.28.21 at 2:21 pm

Blog addict, newbie of one year. Came here for realestate insight,
became addicted to your wit and insights. l have a ton to learn as I am financially illiterate but so appreciate your experience and knowledge. Like others, I tend to scroll through the comments section to your replies. Again, your wit, humour and ethical compass are a rare and precious commodity. You raise the bar of how we can hold one another accountable, without sinking to diplorable lows that often get rewarded by media, and the like, to push emotion and political agenda.
Even as an addict, for your sake, I encourage you to wean us off our daily habit. Even god takes a day of rest ;), thus I think you deserve weekends, (As far as I know, following you, never started any wars)?.
Eternally grateful.

#678 Simon on 12.28.21 at 2:25 pm

Hi Garth,

The blog is very instructive and I do hope you keep it up, and understand if you slow down as it must involve a significant portion of your personal time.

Some advice is repeated, yes, and that is valuable as a reminder of what principles are most important. So the way you write it now is good as is, I wouldn’t change it.

If the task of moderating comments is too time intensive, you could shut down that section.

You could also slow it down to a few publications a week.

Whatever you decide, thanks for all the food for thought you have provided me over the years. I have applied your advice many times, such as buying a (small) house outright and taking out a HELOC to invest, which got me some nice tax deductions. I wouldn’t have known about that financial move without your blog.

Cheers,

Simon

#679 opee on 12.28.21 at 2:26 pm

Garth, I’ve read many of the todays comments and now a follow up to mine and theirs.
The news today is questionable, fake news as several mentioned and why your political input is so important.

Your experience in that arena means your insights to what IS really going on, is important!! and valued as most sources are so partisan (liberal,woke)and impact financials not positive, ie. huge deficits.

Leave the weekend for the finer financial points like tsfa, rrsp, resps and so on, to the sat/sunday writers.

#680 Han on 12.28.21 at 2:31 pm

Publish your pieces Monday to Thursday. Guest blogs from your readers one to two days a week. I’m sure you have some very creative writers out there who, given a valid topic could help fill in. Quality control could be through other readers before publishing. Worth experimentation for a while. I’d volunteer

#681 Calgary Cowboy on 12.28.21 at 2:35 pm

I don’t know how you’ve done it, posting 365 days a year for so long. I read daily, and very much appreciate/enjoy the content, but would rather see the posts reduced to 4-5/week if it extended the overall longevity of the GreaterFool. Take weekend off G-Money! Happy holidays.

#682 Christopher Stubbs on 12.28.21 at 2:42 pm

Hi Garth, Would you consider, Monday, Wednesday and Friday?
I have really enjoyed and appreciated your blog. It has been so helpful

#683 Suggestions on 12.28.21 at 2:42 pm

It is starting to fade a bit in my opinion. As to suggestions, in no particular order or priority:

Broaden your list of contributors, perhaps by conducting interviews. You could send the list of questions to the person of interest and publish their answers. It could also be a recording of a webcast or zoom call.

Seven days a week is a lot and a grind. If you did not have years of conventional journalism behind you, I doubt you would publish as much. At some point, all workaholics fail. Three days might be enough if you are going to change the fundamentals, moving away from the current approach, which can read a bit rough some days to be honest. Typos seem to be on the rise in the last year.

Theme days? Real estate review Wednesday; Profile Thursday (of select clients, with no names of course and in general terms so that prospective clients could see themselves perhaps); Bonehead Moves Monday – this could be fun.

Put up a paywall with the funds to the charity of your choice – free to your RayJay clients but some nominal fee to non-clients. Up to four free columns to non-paying viewers per month.

Podcast? There must be at least one savvy, smart youngster in your employ or you could find a geek who would be willing to handle the behind-the-scenes stuff to take the recording and put it up as a podcast. Who knows, there may be some interesting in setting up a studio that others in your locale might be interested in to support their interests.

#684 duke222 on 12.28.21 at 3:01 pm

Love it, keep it up, please. Dump the comments, rarely ever read them. Make it easier for yourself in order to keep it going.

#685 tippycanoe on 12.28.21 at 3:03 pm

Hi Garth, we are daily readers and want to thank you for writing this blog all these years. We made a road trip from Vancouver Island to Kelowna, just to see you in person (years ago)! Your common sense and sharing of investment strategies have been appreciated. Whatever you decide, thank you for all the blogs you’ve done. We vote for a few blogs weekly, and cut the comments out.

#686 non-sense on 12.28.21 at 3:06 pm

I can delete people for you!!!!!!!!

#687 DDO on 12.28.21 at 3:08 pm

I follow you pretty regularly. I don’t agree with some of what you write but I appreciate your honest perspective and the experience behind it.

I’m impressed with how you get these out so regularly. You’re a talented writer.

I’ll be sad to see it stop, but if either way thanks. Many healthy happy returns to you.

-Another BC home-financee. Fully Vaxxed. Never retiring.

#688 NRI13 on 12.28.21 at 3:09 pm

Appreciate your advice and look forward to it each day. Can only imagine the hard work and time it takes to publish the blog daily, if you can kindly continue the blog even if on reduced frequency such as weekly or even monthly would be greatly appreciated. Thank you for everything you do and continue doing.

#689 smiley in Vancouver on 12.28.21 at 3:11 pm

Love the daily blog and it’s so educational. I hope you could keep it running. Hopefully, if I could ask you to add is some cat pictures once in a while :) Thank you for your dedication

#690 WDL on 12.28.21 at 3:19 pm

Read it nearly every day. Super helpful on investing, health or lack thereof of economy, real estate, politics, etc. I sometimes take issues on some things you say but I’m just some lowly dude whose opinion matters little. Keep writing. I think you would have less work on your hands if you did not have a comments section. I rarely read them and rarely comment. My advice, Write and don’t let others write.

#691 Sid on 12.28.21 at 3:22 pm

I would love to hear more about the inner workings of the political economic machinery of Canada, that’s not something anyone else is writing about in Canada regularly. (if there are, please recommend them)

More guest writers from different political backgrounds would also be welcome.

Keep up the great work!

#692 CEW9 on 12.28.21 at 3:29 pm

Garth your advice jas been invaluable to my familiy’s financial security and has set us on a good & balanced track.

I think the bigger question is What is sustainable for you? We will keep reading, whether daily, semi weekly or once a month. If you want to stop all together we will read the archives.

You have a loyal reader base here, and many people who share your insight with friends and family. So thanks for that.

#693 Bungalow Bob on 12.28.21 at 3:33 pm

I discovered this pathetic blog on May 29/2012… and have have been reading it daily ever since.

The sage advice provided within has resulted in this untrained dog transforming into a focused beast.

From doing ok to now 100% independently wealthy.
From naive Kool Aid sampler into a bullshit-filtering independent thinker…

This blog and its co-authors has been a gold mine of non-agenda driven actionable information for someone like myself.

The comment section can be scrolled past if one wishes to avoid the narcissism, petty spats, agendas, trolls etc…

I enjoy immensely the good advice, and filter on life that the blog authors’ editorial contributions provide. Please carry on with this aspect, Garth.

#694 Dana on 12.28.21 at 3:35 pm

Hi Garth,

I have been following your blog daily for a few years
( including the timeline of the pandemic). It’s imperative for me to say that your honesty, wit, insight and ability to take the complex (macro economics and simplify it for the masses emphasis your ability to educate, reassure and disentangle fact from fiction as many biased media sources provide, this is particularly true when it comes to housing prices in Canada).

It would be a great loss to not have this blog to look forward to ( albeit, it doesn’t have to be daily as all your loyal and fierce fans will attest the commitment involved).

I would like to share some of the best advice I have come across from the nay sayers ( and anything good will have many!). The source is from a children’s the Sesame Street book purchased for our little one: Don’t give a hoot and keep playing your tune!

#695 Robert Ash on 12.28.21 at 3:43 pm

I think the Blog is great in that the content is original, and our Host, almost always, allows, most points of view. I especially look forward to interesting Links, and comments, from many of the Steerage Section. I have learned a lot, from information connections.
There could be a lot less, inter personal comments.
If this Blog, could use it’s popularity to Create an awareness and desire for ” Digital Democracy”, this would be a monumental step forward for Canadians, and maybe all of North America. Democracy can be achieved once people believe again, in the basic tenants of fairness, and self reliance and accountability/responsibility.

one Complement I can gi

#696 Happy Harry on 12.28.21 at 3:50 pm

I have read your blog for 10+ years, not daily but 3-4 times per week. I like your easy way with words and your ability to keep complex financial happenings in perspective.

Your guest bloggers add value. They lack the master’s silver touch in word selection and therefore they are not as entertaining but their content is worthwhile .

I value your views and viewpoint. Around federal election time I generally read less often knowing that you content will become a tad partisan, but it’s your blog…….and you get to write what you want. Thankfully we live in a county where that is still possible.

The comments section gets a look occasionally when I have time to use on frivolities. I expect that you must get some sort of reward from reading how some of your audience reacts to a post. Personally I wouldn’t miss it if you got rid of it.

A daily blog must be an insane amount of work and for your own good I believe that you should scale it back to 3X week unless something monumental happens in the worlds of investing, real estate, public affairs that you feel the need to write about.

It’s your blog, your time and your life. Do with it what you must. Make the blog work for you and yours and we readers will continue to drop by because you add value to our day. Thank you!

#697 Don Guillermo on 12.28.21 at 3:50 pm

Let’s take it over 700!

#698 Suburban Bob on 12.28.21 at 3:54 pm

Keep the daily blog going!

#699 RW on 12.28.21 at 3:57 pm

Closing in on 700 comments from steerage it would seem there are a lot of ideas and opinions to be offered and considered.

Overall it seems that reducing your output and eliminating the comments section are the big general themes.

I concur on both plans with maybe switching to 3 days a week for you (Mon, Wed, Fri perhaps), keep the other guys on the weekends, and toss the comments except for surveys or posts that you know we’ll need to say something about.

#700 Robert Ash on 12.28.21 at 4:02 pm

What you are doing each day is more than most MP’s in terms of connecting, with and helping their constituents, and I mean a LOT MORE… I think you should be very proud of that….and the importance of doing so..

#701 Albertaguy in AB on 12.28.21 at 4:05 pm

History in the making 700 700 700

#702 Felix on 12.28.21 at 4:08 pm

Cats are the best.

Dogawful mutts only hold humans back.

#703 Regjeg on 12.28.21 at 4:09 pm

Over the past twelve years, I’ve gone from being a daily reader of your posts and all or most of the comments to being a once every couple of weeks reader of the posts and not reading the comments.

My suggestion is retire from the daily grind (you’ve earned it) and ease into semi-retirement by posting three times a week.

#704 Sheesh on 12.28.21 at 4:24 pm

700!

#705 tc-contra on 12.28.21 at 4:37 pm

Keep the dog pictures.

“At the time Canadian politics (and PM Harper) were not ready for an MP who believed in digital democracy, instant online votes with constituents and interviews with opposition leaders.”

Digital democracy? haha

Oh yes, “you are free to say things we allow you to say”

Gimme a break

#706 You Know on 12.28.21 at 4:41 pm

Garth – I always read your sage advise, the comment section not so much, cut them loose, take those Sundays off for a well deserved pause.

#707 Brad on 12.28.21 at 4:48 pm

Addicted. I love coming home after my day to relax and read a very smart educated well written post. Possibly my favourite part of the day. Thank you for all your effort garth!

#708 Patrick Ryan on 12.28.21 at 5:00 pm

Absolutely love reading your daily blog and hope you continue with it. It’s helping me a lot when it comes to understanding all the topics you discuss. Please don’t change a thing!!

#709 Hit man on 12.28.21 at 5:04 pm

#686 non-sense on 12.28.21 at 3:06 pm

I can delete people for you!!!!!!!!

Permanently?

#710 Canadian Moose on 12.28.21 at 5:11 pm

Garth, the paper used to be my daily read, then internet news but now only your insightful daily “takes” are my cup of coffee every day! Thank you for all you have done over the years. Whatever you do with the website just ask yourself one question “are you happy?” You are smart, the rest will take care of itself. Cheers from the Hinterland

#711 Bryn on 12.28.21 at 5:38 pm

Hey Garth – I have read every blog you’ve written since 2008. In that time I went from having nearly $30k in consumer debt and virtually no savings to becoming debt free with a substantial nest egg thanks to you. You’ve helped me make better decisions about my financial life that have literally changed my future for the better.

Please don’t stop writing – sure, some of the topics get repetitive but that’s because the basis of sound financial planning doesn’t exactly change much. However I know I definitely appreciate the constant reminders to be doing the right thing, to plan for the future, to make sure I don’t run out of money!

If you’re looking for topics that haven’t been covered quite as exhaustively, estate planning would be nice. More info on how to structure things to minimize the tax burden on my family. I don’t think most people truly understand the tax implications around death – RRSP liquidations for instance. I’m helping a friend go through all of this after her father’s death right now.

#712 Rachel on 12.28.21 at 5:42 pm

I read every post of your blog. Would be a ok if there were no comments :)

#713 Vera on 12.28.21 at 5:44 pm

Thank you for all your great work, Garth! For me, you represent the best Canadian, who is truly kind, smart, and respectful. Your blog is the only blog I read, and it gives me hope that common sense still exists in this country and some people go into politics for the right reasons. Please, keep it going, even with weekly or monthly posts. Educating others in these strange times is super difficult. Forever grateful!

#714 Felix on 12.28.21 at 5:46 pm

I really appreciate your blog as it is probably the single most valuable online resource in my self-financial planning life. I check it out on a daily basis usually after lunch here in Alberta, when the new posts are published.

#715 TG on 12.28.21 at 5:52 pm

Long time reader, first time commenting. Garth this blog is a gift to your readers. I have recommended it to many people and I am addicted. I read you daily, but when I do miss a few days I always go back and read what I’ve missed. Your insights and speculations are truly helpful and I’ve learned and benefited much over the years through this blog. I dread the time when this blog comes to an end, but I am grateful for all it has provided. Like many others, I would absolutely eliminate the comment section and reduce the number of posts to something more manageable. Whatever you decide, thank you!

#716 Lorne on 12.28.21 at 6:41 pm

Monday, Wednesday and Friday for Garth. Saturday or Sunday for Doug, Ryan or Sinan. Would be more than reasonable.

#717 protea on 12.28.21 at 6:43 pm

Always have enjoyed reading your thoughts about a wide variety of subjects.
My suggestion is to cut it back to 4 to 5 articles a week. At your age you deserve to spend more quality time with your good wife.
Stay healthy and a happy New Year

#718 Bigmac on 12.28.21 at 7:09 pm

Hi Garth,
Monetize the blog. 5 dollar subscription every month.
Income goes to animal shelters

#719 SW on 12.28.21 at 7:45 pm

Because I was late reading this column, I have read all the comments so far as penance.
Most of them agree with me. You are an amazing individual who has helped most of us turn our personal financial situations into success stories.
Thank you. I read your column daily. I would like to continue to do so, but that’s your call.

#720 Aggie on 12.28.21 at 8:28 pm

Love the blog, the blend, the benevolent hot host. Love the immediate feedback and guidance in response to latest happenings. Ah but… Also love life, which needs the B just as in BP. Want you to live long with your beloved Dot. Whatever you decide is fine by me as long as, oh, at least once a week we hear from you? Or how about every other day, and try not to read (all) the comments?

#721 Gcr1968 on 12.28.21 at 9:34 pm

Love the blog. Have been reading since the beginning.

Take weekends off.
Forget the comments.
If you need a day off – take it and don’t apologize.
I cannot thank you enough for your hard work and commitment to helping others.

Happy New Year Garth

#722 Alberta Nomad on 12.28.21 at 10:25 pm

Count me addicted. I am here every day. Incredibly informative and sadly one of the few grounded sources of information that posts so reliably.

#723 Teetime on 12.29.21 at 1:53 am

There is value , relevance and insight in your blog every day. Maybe delegate comment review and two + blogs per week? I do find many comments worth reading and skip over the ones that aren’t. Your blog makes a difference to many, but needs to fit your life most of all. Other priorities are key too, I know I am off kilter when I miss he daily dog walk.

#724 Jack on 12.29.21 at 4:01 am

I love your blog and would hate to see your unbiased opinion disappear. Many, many people enjoy your eloquent level of writing and ability to make us wonder…what does that word mean now? I’ve read this daily since 2009 and I’m always impressed with your energy and ability to write everyday with the level of passion that you do.

I would suggest cutting out the comments even though there is some good stuff, but in reality it’s too much work.
And then taking Sunday or Friday off, or both days if you desire.

Thank you for the enjoyable reading over the years. You are the reason why I’ve been able to retire when I have because I followed your advice to a T since I read your book “The Money Road”. You have made sense of many financial things that can occur in our lifespans.

Thank you!

#725 NBE on 12.29.21 at 5:42 am

Totally addicted and never miss one. Often binge read several at a time. I sometimes read the comments but you could get rid of them and it wouldn’t impact me.

Your blog is instructive in so many different realms that I would miss a terribly. But you’ve already done so much to change my life and lower my anxiety and I would understand if you got rid of the block completely. But I would miss it. Barry

#726 thebarold on 12.29.21 at 9:07 am

you know, the real estate market will likely finally crash. Just after you shut this blog down. For me it’s when I finally decide to buy that [bigger, nicer] house, that’ll be the straw for this camel.

#727 COlin on 12.29.21 at 11:07 am

Awesome blog Garth. Take weekends off. no comments.

Thanks for advice

#728 the Awakened One on 12.29.21 at 2:04 pm

A great blog, and Free financial pearls of wisdom! Thank you Garth! And the gang too.

Reading your blog in the past 6 years has changed my growth & size significantly (financial portfolio that is…)

I really like the tips summary you post occasionally: really nicely summarized of all financial tips all in one post.
Guess what? Now my wife is reading it too for the past year! And she sees the wisdom of not jumping into real estates.

#729 RC on 12.29.21 at 2:52 pm

Hi Garth. I love your blog. I think it’s becoming more balanced and diversified with the addition of cat pictures. I sometimes fall behind on my reading of it (but I binge read to catch up). I think if you need a break then you could do a few a week. If you want more blog, then go for it. Do what your heart (and wife) tell you.

#730 Jenn on 12.29.21 at 2:57 pm

Love the blog. Please keep the blog up, but certainly understandable if you need to scale back the frequency. Fewer posts is far better than none at all! I don’t read the comments or leave them (except this one).

#731 BRM2000 on 12.29.21 at 3:00 pm

Make it 5 days a week at most like a 9-5 job. Enjoy your holidays and weekends. If you go on vaycay, don’t do it, come back refreshed. Good luck!

#732 BRM2000 on 12.29.21 at 3:05 pm

Another comment, if I may be so bold. In our world of YOLO, your blog highlights the iron rule of money — which is the golden rule, who owns the gold rules. In other words it points out that gravity still exists and while inconvenient for the rule makers and followers, it needs to be constantly pointed out….

#733 The MKE on 12.29.21 at 3:17 pm

Addicted to the blog and read it everyday. I usually spend a meal reading these entries at some point and always look forward to the financial advice and keen observations – even if I disagree with the tone or opinions. (MSU) I rarely read the comment section and usually scroll down only to see your responses. (Which may contain info and/or humor) Your work is appreciated and please keep it up if it’s something that you want to continue doing. Many thanks.

#734 Desert Shepherd Rescure on 12.29.21 at 4:12 pm

Many thanks for your years of service to financial education both in public office and in the public domain through your books, seminars and especially this blog. Thank you for the years of creative, timely, consistent, amusing, thought provoking, and in a word “brilliant” writing. Of course I’m addicted! Cold turkey withdrawal might be painful, but in the interest of leading a more balance life, please consider writing at least once a week so that we can keep our fingers on the pulse and plan our next moves. Much appreciated.

#735 cmccullo on 12.29.21 at 4:20 pm

As per the chill blog, Dec 28, yes to a) b) c)

You keep writing it as you like, we keep reading it. BTW if you don’t want to do weekends, esteemed guest bloggers welcome during prime time. You can’t get this content anywhere else. Different stuff, not this stuff. It’s cool.

#736 Hathor on 12.29.21 at 4:47 pm

For sure I am addicted. I have been reading your blog since the beginning. I seldom have time to read the comments, so I would not miss them. Your wisdom and sense of humour are appreciated in this household. Love the cat pics for a change.

#737 John C on 12.29.21 at 5:20 pm

Hi Garth

I’ve read ALL your blogs. I like the varied topics especially real estate. Definitely get rid of the comments section. Must be so much work moderating for the all so few gems. Try that and if still too much go for Mon Weds Friday with a guest blog every other Saturday.

Cheers from Victoria

#738 Rudolf Samoszynski on 12.29.21 at 5:27 pm

Thanks for asking. I enjoy your blog even though I am not a dog lover nor interested much in real estate (retired and out of the rat race thankfully) My father instilled a similar philosophy to securing my retirement using much of your advice while I was growing up. your leanings on politics and decision-making by our current batch of leaders are always refreshing and I hope the productive generations are heeding your advice because one day they will age (if they live that long of course).

Though I have great faith in the skills, talents, and general ethics of our young, I fear for the quality of our systems to deal with the myriad of social ills that are worsening over time. The lack of focus that seems inherent in acute liberalism glosses over most problems allowing them to fester and erupt elsewhere worse than previous.

I usually read you daily but at times need to catch up a couple of days.

I think you offer a great service. Thank you!

#739 Andrew Knapman on 12.29.21 at 5:50 pm

Missed the boat on this one. For what it’s worth now I think you should take weekends off from writing. And holiday periods. I personally only read the blog when I am having coffee in work, if it’s a weekend or holiday I do not bother checking in to read. If you check your site stats I am quite sure your readership at the weekend and on holidays would be significantly down.

#740 Pelican on 12.29.21 at 9:52 pm

If I had my way then this blog would never end as I’ve followed it from 2009 onward. The mix of social, political and financial views explain things so clearly in this overloaded non-information era. The comments are quite interesting too as there is such a range of mentalities out there. However, if it is a matter of having to streamline this gift then just your posts will be appreciated along with a shortened workweek for you, as is the way of the world now.

#741 Kayla on 12.29.21 at 11:21 pm

Yes, I am addicted. However…I have always wondered how and why you commit to daily. I think a Mon/Weds/Fri would be reasonable and more sustainable for you, Garth… don’t want you to burn out! :)

#742 Michele on 12.30.21 at 1:26 am

I don’t read your blog every day, but when I “check in” I binge-read like an addict. I find your commentary interesting and useful and would be disappointed if you didn’t at least write weekly. Don’t care about the comments section; you could ditch that for all I care. Thank you!

#743 Gravy Train on 12.30.21 at 9:16 am

None of the economics, finance or accounting textbooks I’ve ever read had a chapter on global pandemics, so I’m grateful to you for filling in the gaps in my knowledge. Over the years I’ve made many changes to my personal finances based on your recommendations—and all for the better. Thanks for all that you do. Wish you and Dorothy a happy New Year.

#744 Joe on 12.30.21 at 10:58 am

I love the blog and everything about it. Please don’t stop writing.

#745 Christy on 12.30.21 at 2:22 pm

I love to read the blog and I’d like to continue read it. If you are too busy with other things, it is understandable to reduce the frequency such as few times a week or at least weekly. Thank you very much.