Optimistic and looking forward to a great future with a new outlook and perspective on life.

I still smile everday, enjoy what I have, dream a lot, and try hard to work on what I can.

Try to avoid negativity in everything I do, need to, have to surround myself with optimistic people.

So, imagine my dismay finding you all!

I have read this blog and felt worse about the economy and my future that I have in the past several months.

I still believe the future is what you make it. If you are right about the next great depression..oh well we better start planning now…guess I get a head start.

Government spending and monetary policies throughout the world as well as the baby boomer demographic will have a definitive impact.

In regards to this and a comment before, dropped financial advisers a long time ago. Found it funny how they can loose my money and still get very well paid. “Oh, well lets put your money in this! Seen him driving away in his Mercedes after…hmmm!
THEY DON”T KNOW!

Oh, I did much better than they did and still do!

In regards to the housing, these are Canadian stats. Some areas are building others are not. Fundamentals in certain regions need the housing starts such as in areas of Alberta and Saskatchewan. People still need places to live and demand fuels supply.

So whats next. Cottages sound like they are out or are they? What does this demographic of retires want out of their final years? Assuming of course they planned for retirement!

Smaller homes, small or affordable cottages, travel, recreation, golf, warm winters, see the world while preserving capital for many years to continue doing what they enjoy.

No matter how you cut it this group has enjoyed a privileged life. They are not ready to give it up heading into the final years. They are planning!

As am I. This is the only time I am reading this blog. I just had to comment. Garth, great blog and information in here but WOW!

Do you have one on the positive aspects of the economy? Might like to join in there!

Everyone, yup you are right. The economy is changing and comes a time to think out of the box and this may be it.

Quick question maybe someone can answer!

How many people became millionaires in the past year?

How many will this year?

And how many in the next two?

Not saying I have a chance at this, but out there someone is figuring out a way to do it!

Outside the box!!!!!

Have fun everyone….CYA

not we’re…….WERE

11 years post sec?? What we’re you thinking? What we’re you studying?

It sounds like you fell victim to the “post secondary education industrial complex”. Now I’ve got 6 years post sec myself, the first two in tech school, then a return a few years later to obtain engineering degree. I’ll probably
never know whether it has really paid off financially or not, but in both cases, the skills learned were marketable, with the degree allowing me quicker and further advancement and more career options. Like Michael jordan, I couldnt accept not trying.

Young people are continually pumped to get an education, but I think in too many cases, a poor choice is made for the sake of the degree. Now if its what you
truly love and want to do with your life that’s great, you’ll find related work somehow. But I know bartenders with BAs, labourers with BScs, computer techs with philosophy degrees etc. IMO it looks like a big waste of time and resources.