ARE YOU SERIOUS?

You seriously think we use should watch our language?
This is what is negative about Canada and the US with some groups of people that are so judgemental and boring. (insert dorky, nasal voice here)
I find it SOOO funny how you assume we must not be very intelligent.
From what I recall from your earlier posts, isn’t that Calling the Kettle Black?

Thank GOD I don’t have to be bored beyond belief having to be in your company.

Pathetic, where did all the real men go?
I am not talking about brutish, disgusting men, there is a balance obviously, but this mamby pamby ethos is so embarrassing when they mingle with British people and other cultures.
At least they have a laugh and don’t lose their mind over little words…

Red flags should pop-up for everybody, anytime they see a for-sale ad with the word “professionally” being touted to somehow give an air of superiority to fluff up the value of whatever it is they are trying to peddle.

You know: “professionally” renovated ( there are NO bad contractors out there…right?), “professionally” restored or repaired…. I have been on the receiving end of “professionals” before…

My favourite is antique cars that have been “professionally” appraised for some wild number like $100k , but in a manufactured “bargain” are miraculously for sale at $30k… right. Give it another year, I’ll give you $3k. Maybe.

The above noted distorted “professionally” contrived values, are now going to cause insurers to have an EXTREME moral hazard exposure, as some of them have been foolish enough to cover piles of these on their books, on an “Valued Basis” Form 19a .
In other words if an “accidental loss” were to befall the $100k “valued” car with a 19a… the insurer has to cough up $100k, no depreciation.

In an extreme downturn, let’s say the antique car owner loses his job at Nortel, for example, can no longer make his mortgage payment, goes to sell his car…gets a high offer of $2k…looks at his “Valued Basis” insurance endorsement…realises he’s just one matchstick away from getting $98k more than market on his car…then has all kinds of money for the mortgage. How convenient.

Hopefully the insurer has reinsured all of this through one of the many Reinsurers that dwell out there in the big world of CDSs and CDOs.

You really are a big baby if you can’t handle grown up words. The “inappropriate” words you think that I use may seem harsh but they really are a way of exemplifying strong feelings and to be honest some
words that may “colour your cheeks” are used as comedic description.
I find people who get offended at mild swear words as very boring and frankly, act like they are something special,holier than thou. I mean after all, colourful words have their place, life would be boring without them I feel. They can be very funny actually.

Get used to people using words that you find offensive, after all, it appears that it does not take much with you.
I think most people would agree that you have bigger problems than thinking yourself above others. At least they are honest and have a sense of humour as well as originality.